Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

I have never had any issues with PayPal .

5
I have never had any issues with PayPal . I recommend it to my family and friends . It’s a safe and secure way to pay for things without divulging your bank details Reviewed on: 11th June 2024

I love paypal

5
I love using PayPal as you have that added level of security for your transactions and they will contact you ASAP if they see any unusual activity Reviewed on: 11th June 2024

Very useful in terms of credit and clear info

5
Very useful in terms of credit and clear info Reviewed on: 11th June 2024

Reliable service always.

5
Reliable service always. Never any issues. Easy to use. Reviewed on: 11th June 2024

I guess my loyalty says a lot about PayPal service

5
I guess my loyalty says a lot about PayPal service Reviewed on: 11th June 2024

Easy to use to excellent pay

5
Easy to use to pay for things and pay over time Reviewed on: 11th June 2024

My PayPal Experience

5
I have used PayPal for both online and in-person purchases and I couldn’t have asked for more! Reviewed on: 11th June 2024

Highly recommend

5
Love that I have that option available while making bigger purchases. It’s easy and convenient finance. Reviewed on: 11th June 2024

Absolutely brilliant services provided

5
Absolutely brilliant services provided Reviewed on: 11th June 2024

It’s really good and I’m happy to use this

4
It’s really good and I’m happy to use this Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22351 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products