Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56758 reviews)

View other PayPal products

4.91

Based on 56,757 reviews, last reviewed 7th Apr 2026

550500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% monthly payment The 0% 4 monthly payment such a good feature. Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (56758)

Found the whole process very simple and easy to setu...

Found the whole process very simple and easy to setup and use. Reviewed on: 17th June 2024

Staff are very helpful, and attentive.

Staff are very helpful, and attentive. I feel like a valued customer. They have been quick to respond to my inquiries and needs. I have not had any negative experiences at all. Reviewed on: 17th June 2024

Easy for spreading cost of bigger purchases, ease of...

Easy for spreading cost of bigger purchases, ease of buying abroad. Reviewed on: 17th June 2024

Brilliant facility that allows me to make purchases...

Brilliant facility that allows me to make purchases with confidence. Allows me to plan a better quality of purchases and have experiences that I could not afford otherwise Reviewed on: 17th June 2024

Enjoy it the PayPal way

I think it’s the best to pay for things and I love the bonus of paying in 3 months without interest. It offers flexibility which no other financial institution offers. Reviewed on: 17th June 2024

Good way of paying for items without paying for it a...

Good way of paying for items without paying for it all at once Reviewed on: 17th June 2024

Quick, easy and convenient

Love PayPal, it’s Quick, easy and convenient. Love the 0% over 4 months and the app makes it easy to view, manage and to keep track of transactions / out standing balances. I use PayPal credit to pay for items not only to spread the cost but to have the assurances of not paying in full if the goods don’t arrive. Highly recommend. Reviewed on: 17th June 2024

I love using PayPal it's very simple and easy to und...

I love using PayPal it's very simple and easy to understand Reviewed on: 17th June 2024

Simply the best!

Paypal is so easy to use, is extremely secure and when there are issues the paypal team provide exemplary customer service. Paypal credit is great value for money and the 6 months interest free and pay in 3 are fantastic if you need a bit more time to pay for purchases Reviewed on: 17th June 2024

Good experience

Good experience, can't fault mostly Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 30663 reviews
Payments
from PayPal 4.92 from 3656 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub