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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Always professional amd helpful

Always professional, helpful and keep updating on progress. Excellent customer service. The only issue I had was the wait for my call to be answered. Reviewed on: 6th July 2026

Great interest free credit options

Very simple to sign up, widely accepted as a payment method and great as a short term interest free credit provider Reviewed on: 6th July 2026

Quality service great product fast allocation

seamless application and fast response I was accepted with a quick decision and the allocation was instant. Card arrived quickly however i was able to use my allocation before the card arrived with apple pay. great service all round Reviewed on: 6th July 2026

No issues what so ever, I’ve used PayPal for many ye...

No issues what so ever, I’ve used PayPal for many years, always trustworthy when buying anything online, keep up the good work Reviewed on: 6th July 2026

Broad Range / Site Drawbacks

PayPal is a very useful tool; I am particularly pleased with how many sites you can use PayPal Credit on, it is extremely helpful in my day-to-day life. However, the site itself is not particularly user friendly, for example, I am unable to change my address, which can cause issues. Reviewed on: 6th July 2026

Paypal at Download

Was at download festival sponsored by pay pal. By using pal pal card to pay for food and drink I ended up saving a fair amount of money which made the festival all together much more affordable. Recommended my freinds to sign up too so they saed monwy too. Reviewed on: 6th July 2026

Can't fault Pay Pal at all!

Can't fault Pay Pal at all! Always helpful and so easy to sort. Reviewed on: 6th July 2026

Decent so far.

Decent so far. Been with paypal for about 10+ years Reviewed on: 6th July 2026

I have been with PayPal for over 10 years.

I have been with PayPal for over 10 years. PayPal have helped in getting my refund so many times Reviewed on: 6th July 2026

Very satisfied

Very satisfied easy to deal with Reviewed on: 6th July 2026

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