Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178996)

PayPal dependable friend.

5
PayPal dependable friend. This is the you can rely on when you’re facing financial crisis. Reviewed on: 6th July 2026

Never had any problems with pay pal use it every day...

5
Never had any problems with pay pal use it every day in life Reviewed on: 6th July 2026

Find the credit and pay in 3 features very useful fo...

4
Find the credit and pay in 3 features very useful for larger purchases Reviewed on: 6th July 2026

When ever need to purchase something PayPal always t...

5
When ever need to purchase something PayPal always there for me and safe that's the most important for me same time I enjoy using PayPal thank you! Reviewed on: 6th July 2026

PayPal credit pay over 3 months with no interest ena...

5
PayPal credit pay over 3 months with no interest enabled me to buy heating oil. I would have struggled to afford to pay for it in one payment. I will use this method again when I need to top up in the winter. So easy to manage. Reviewed on: 6th July 2026

Excellent and informative, you always know where are...

5
Excellent and informative, you always know where are and be able to adjust payments Reviewed on: 6th July 2026

Really easy to use, and really useful having the car...

5
Really easy to use, and really useful having the card available. Reviewed on: 6th July 2026

Good service

5
Always sorted out any problems immediately and never had to wait Reviewed on: 6th July 2026

Very simple to use user friendly

5
Very simple to use user friendly Reviewed on: 6th July 2026

Very good intrest free options over 3 years makes...

5
Very good intrest free options over 3 years makes bigger purchases possible and very easy to use app makes it easy to manage payments Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 99590 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3851 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products