Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

I have always had good experiences when using this s...

I have always had good experiences when using this service Reviewed on: 11th June 2024

I use PayPal credit regularly.

I use PayPal credit regularly. It's easy, convenient and gives me a little more freedom to purchase luxury items. Reviewed on: 11th June 2024

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 11th June 2024

Useful and accessible

Helpful to be able to use it for some purchases. Easy to make payments. Reviewed on: 11th June 2024

Easy to pay and fair interest rates.

PayPal make it easy to pay for goods and interest rates are fair. The app is great for everything related to the credit account including managing the credit amount. Reviewed on: 11th June 2024

PayPal credit

This paid for my holiday with a low interest couldn't recommend this more for big purchases Reviewed on: 11th June 2024

Safe and conveneint

Most online store have now paypal option which is safe and convenient to do shopping and spread the cost or 4 months interest free option. Reviewed on: 11th June 2024

Easy and convenient to use .

Easy and convenient to use . Fast payments Reviewed on: 11th June 2024

Easy payment options and excellent communication to...

Easy payment options and excellent communication to tell you even payments are being taken Reviewed on: 11th June 2024

Excellent way to pay!

I love how protected you are when spending and how flexible payments are with the pay in 3 option and interest free credit card Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.54 from 3 reviews
Select Credit Card
from Nationwide 3.58 from 10 reviews
Cashback Plus Credit Card
from NatWest 4.33 from 60 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub