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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,540 reviews, last reviewed 7th Apr 2026
530500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant so flexible and easy to use, ha... Absolutely brilliant so flexible and easy to use, has got me out of sticky situations with the PayPal credit and is easy to pay off as much as I want ... Read more Reviewed on: 7th April 2026
Ollie's avatar
Ollie

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56540)

PayPal is great!

5
Very reasonable rates. Easy to use. Would recommend Reviewed on: 17th June 2024
Sasha c's avatar
Sasha c

No issues

4
Never really had any issues. I just wish there was a bit more explanation on how the monthly payments are calculated Reviewed on: 17th June 2024
Ella P's avatar
Ella P

As interest is not permitted in my faith pay in 3 an...

5
As interest is not permitted in my faith pay in 3 and 4 months zero percent interest helped me a lot. Thanks again Reviewed on: 17th June 2024
Mohammed Abdul Raheem Shamoon's avatar
Mohammed Abdul Raheem Shamoon

Always excellent communication and funds at the read...

5
Always excellent communication and funds at the ready when I needed it no problems at all Reviewed on: 17th June 2024
Lee g's avatar
Lee g

Been using PayPal for years

5
PayPal very good when I need to use pay in 3 or 0% for 4 months on big purchases. I never had any problems with PayPal. I like using PayPal when I buy items from overseas and it also great to transfer money to friends and family. Reviewed on: 17th June 2024
Darren's avatar
Darren

I like how safe and even I can pay monthly.

5
I like how safe and even I can pay monthly... Reviewed on: 17th June 2024
Imre O's avatar
Imre O

Amazing customer service team

5
Amazing customer service team they’ve always resolved any issues right away. Not too long of a wait to speak to someone - a real person! Not a robot Reviewed on: 17th June 2024
Lauren's avatar
Lauren

i enjoy using PayPal as customer service is excellent

5
i enjoy using PayPal as customer service is excellent Reviewed on: 17th June 2024
maximo d's avatar
maximo d

Great service .

5
Great service .Issues always resolved quickly and efficiently. A service that gives offers and chances to spread payment is very helpful Reviewed on: 17th June 2024
Lee S's avatar
Lee S

Never had an issue, feel safer using PayPal

5
Never had an issue, feel safer using PayPal Reviewed on: 17th June 2024
Natasha C's avatar
Natasha C

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