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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,331 reviews, last reviewed 7th Apr 2026
511600% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal use Easy and convenient to use to pay for products. Reviewed on: 7th April 2026
Angela C's avatar
Angela C

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
Hus's avatar
Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56331)

I feel safe when I use PayPal.

5
I feel safe when I use PayPal. If it’s an option, I will always use it for that added security Reviewed on: 17th June 2024
Brian's avatar
Brian

Never had issues using PayPal.

5
I have never had any issues using PayPal. PayPal credit provides flexible payments. Interest rates are a bit high but I never use it, although it is there if one needs it. Reviewed on: 17th June 2024
H Foroughi 's avatar
H Foroughi

Top class

5
Easy to use an happy to help customer service Reviewed on: 17th June 2024
al e's avatar
al e

Amazing every time

5
Amazing, fast and reliable every time Reviewed on: 17th June 2024
Cristina S's avatar
Cristina S

Great customer service, reasonable rates, convenience

5
Great customer service, reasonable rates, convenience Reviewed on: 17th June 2024
SvetM's avatar
SvetM

So easy and useful and always great service

5
Never had a problem with the process from PayPal, always ready to help and when a problem has occurred it’s always been resolved quickly and efficiently. Reviewed on: 17th June 2024
Samantha A's avatar
Samantha A

Excellent service

5
Never had any issues with PayPal and the system is super easy to navigate. Reviewed on: 17th June 2024
Olivia C's avatar
Olivia C

Reasonable In Every Sense

5
PayPal credit unlike others allow you 4months before any interest rates are applied to your credit which is an amazing thing to us customers because no one wants to invite any interest on monies borrowed. Reviewed on: 17th June 2024
Rubaba's avatar
Rubaba

Very easy to use and your purchase is secure.

4
Very easy to use and your purchase is secure. I often slleeed Reviewed on: 17th June 2024
Delores Graham's avatar
Delores Graham

Precise also user friendly

5
Precise, accurate and safe also user friendly Reviewed on: 17th June 2024
Rae's avatar
Rae

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