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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very good.

Very good. No hassle very much happy with service Reviewed on: 11th June 2024

very smooth, seamless experience

It’s always a very smooth, seamless experience. I use PayPal for purchases, payments, sometimes for disputes and I am always satisfied with how easy the journey is. It is a pleasure to use the service- it does what it claims, money is always sent and received with no issues. I feel safer using it than my card. Reviewed on: 11th June 2024

Very good product and service.

Very good product and service. Safe, secure and easy to use. A handy additional line of credit o have! Reviewed on: 11th June 2024

No issues and been with PayPal for nearly a year.

No issues and been with PayPal for nearly a year. Reviewed on: 11th June 2024

Convenient

PayPal credit is so easy to use and notifications keep you up to date. Reviewed on: 11th June 2024

Excellent issues rectified and resolved

Excellent issues rectified and resolved Reviewed on: 11th June 2024

PayPal should be called a "bank"

A great "bank" the app works so well being able to access all services. I love being able to pay over 3 months when my money is tight. I get support and communications over email. Reviewed on: 11th June 2024

Very easy to use and excellent customer service, the...

Very easy to use and excellent customer service, the best pay to pay for online purchases. Good credit limit Reviewed on: 11th June 2024

PayPal offers a wonderful level of safety and assura...

PayPal offers a wonderful level of safety and assurance for making and receiving payments in an easy user friendly way! Reviewed on: 11th June 2024

Helpful to spread payments never had any problems wi...

Helpful to spread payments never had any problems with PayPal. Quick and easy checkout services and customer service is great Reviewed on: 11th June 2024

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