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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Easy to use

It was very easy to use and any issues I’ve had are sorted swiftly and professionally. Reviewed on: 6th July 2026

Ease of Use

Everything has been very simple and easy to set up! Reviewed on: 6th July 2026

Easy to navigate and excellent customer service serv...

Easy to navigate and excellent customer service service Reviewed on: 6th July 2026

Love paypal

Love PayPal, helps me purchase items Reviewed on: 6th July 2026

Just in case

The if you want to get some thing it is there to help you Reviewed on: 6th July 2026

Clear and easy to use.

Straightforward app which is easy to use. Offering interest free credit on purchases over certain values which is great for consumers. Overall clear and easy to use. Straightforward app which is easy to use. Offering interest free credit on purchases over certain values which is great for consumers. Overall clear and easy to use. Reviewed on: 6th July 2026

Very easy to use and all information and details of...

Very easy to use and all information and details of all transactions are provided in every payment I have been a loyal PayPal customer for many years and PayPal credit is a very reliable and trustworthy service Reviewed on: 6th July 2026

PayPal has allowed escape from life threatening agony

My Mother had an accident breaking both her hip and her leg. The resulting post operative antibiotic resistant infections and cellulitis have nearly killed her repeatedly for over ni r months. The stress of attempting to help her move as her house was deemed unliveable by the occupational therapist has led to internal bleeding in me still to be identified. Thanks to PayPal and only PayPal I have managed to do everything needed from getting a wheelchair and finally putting a stop to mothers constant agony from pressure sites unresponsive to all NHS treatments attempted by buying appropriate pressure relief equipment. I would have needed to tolerate her agony and suicidal desperation and be further tortured by my helplessness without the trust and support of PayPal a financial institution I had no expect of. The majority of the debt I have taken on is in a form that I can pay over an extended period with extremely reasonable rates. The four month free credit on several items would have been perfect but will sadly incur further interest as too many things were needed at the same time when the fridge freezer and washer dryer failed to survive the move to suitable accommodation however the extra cost is acceptable when it helped me through an impossible situation and gave my mother hope and the will to fight. With further struggle hopefully she will even manage to walk again and will definitely get out of the house again eventually thanks to the chair. Advisors told me to apply to the amazing support available as many things could be obtained free from community support etc due to our circumstances but days on the phone being told she was eligible never led to any actual help obtaining necessary equipment. The property was a health risk and rent high with no other friends or family it was impossible but the saving grace has been through realistic payment plans and borrowing through PayPal credit. It has been exemplary to date and I hope once I have cleared this credit bill again I will still feel as happy to use this service even when I do not require credit as such. It has been a good way to keep track of my spending with the efficient and clear app Reviewed on: 6th July 2026

Easy to use Keeps your financial information safe

Easy to use Keeps your financial information safe Reviewed on: 6th July 2026

PayPal has become an essential tool for my online tr...

PayPal has become an essential tool for my online transactions. What I appreciate most is the level of security it provides; I don't have to worry about sharing my card details with every merchant I purchase from. The checkout process is seamless, and the buyer protection gives me genuine peace of mind. It’s a reliable, efficient, and professional platform that I trust completely. Reviewed on: 6th July 2026

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