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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50782 reviews)

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4.91

Based on 50,782 reviews, last reviewed 24th Jun 2025

1840400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel secure when buying online using paypal. I feel secure when buying online using paypal. Reviewed on: 24th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50734)

Good provider, trustworthy and helpful.

Good provider, trustworthy and helpful. Reviewed on: 11th June 2024

Great to have the 4 monthly interest free and 3 mont...

Great to have the 4 monthly interest free and 3 month split options available as standard at checkout Reviewed on: 11th June 2024

Easy to use and another way of safe payment

Easy to use and another way of safe payment Reviewed on: 11th June 2024

Easy to use.

Easy to use. Good integration with websites and apps Reviewed on: 11th June 2024

Money under control

I love how easy it is to pay off and control the spend with PayPal Reviewed on: 11th June 2024

A rally good experience with paypal definitely recom...

A rally good experience with paypal definitely recommend Reviewed on: 11th June 2024

Easy to use app .

Easy to use app . Sensible credit limits Reviewed on: 11th June 2024

Easy to use fair rates of interest with interest fre...

Easy to use fair rates of interest with interest free option Reviewed on: 11th June 2024

lower interest, safe account

I find that the interest rate is lower compared to other credit accounts, and everyone already feels safer when using PayPal so it already had a great foundation to trust Reviewed on: 11th June 2024

Excellent product

Makes buying products more accessible Reviewed on: 11th June 2024

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