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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Use it all the time.

Use it all the time. Quality service. Reviewed on: 6th July 2026

Great experience.

Great experience.No hassle making payments. Reviewed on: 6th July 2026

So easy to do and instant money it makes everyday pu...

So easy to do and instant money it makes everyday purchases so much easier Reviewed on: 6th July 2026

I’ve been using PayPal for years.

I’ve been using PayPal for years with no problems, disputes are sorted quickly. Reviewed on: 6th July 2026

All good .

All good . Easy to do . No problem Reviewed on: 6th July 2026

PayPal points

I love getting points also I like having a normal card Reviewed on: 6th July 2026

Flexible, easy to use.

Flexible, easy to use. Simple to follow. Reviewed on: 6th July 2026

Very useful very easy to use and keep track of your...

Very useful very easy to use and keep track of your spending Reviewed on: 6th July 2026

Good credit facility

Was able to access funds for my need Reviewed on: 6th July 2026

New homeowners

PayPal credit has provided a great way for me to pay for larger items over a longer period without being charged a fortune in interest. This offer is very useful and helped me and my partner numerous times when buying our first home this year. Thank you paypal Reviewed on: 6th July 2026

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