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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56049 reviews)

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4.91

Based on 56,049 reviews, last reviewed 7th Apr 2026

485500% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Would highly recommend My experiences with PayPal have generally been very positive, as the platform has proven to be both reliable and easy to use. I’ve found it especially... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56049)

Always found PayPal easy

Always found PayPal easy to use. App is great to have Reviewed on: 17th June 2024

Really Good experience.

Really Good experience. Not problem at all. Reviewed on: 17th June 2024

Satisfied User

I have used PayPal credit for a while now as it gives me chance to pay for items I need or want in smaller chunks within a decent period of time often interest free. There are never any hidden charges and it’s clear what I need to repay and when by. I would recommend this to anyone who can’t afford to purchase something at once but can break the payment down into smaller payments. Reviewed on: 17th June 2024

Easy to set up although PayPal credit can build up

Easy to set up although PayPal credit can build up Reviewed on: 17th June 2024

Gives me more chance to buy things where I wouldn't...

Gives me more chance to buy things where I wouldn't be able to normally Reviewed on: 17th June 2024

Seamless experience

It has been a seamless convenient experience with great customer service. Would highly recommend to my friends. Reviewed on: 17th June 2024

You are the best

PayPal is incredibly convenient and supports global payments. Just when I needed credit card credit, it increased my limit, giving me enough credit to purchase Taylor Swift concert tickets. You are the best, thank you, PayPal. Reviewed on: 17th June 2024

Very fair and user friendly.

Very fair and user friendly. No hidden charges, just as it says on the tin. Gives you the opportunity to buy and pay later interest free. Reviewed on: 17th June 2024

important my credit score

My experience using PayPal credit has been great so far it really help me budged and also improved my credit score most importantly Reviewed on: 17th June 2024

great experience, easy to use.

great experience, easy to use.Alway the best options to order or pay with Reviewed on: 17th June 2024

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