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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Excellent

Easy, convenient and statements explain the transaction details fully so you are able to keep track of payments Reviewed on: 11th June 2024

Convenient to use an super quick

This is my go to method of payment as it’s easy to setup and use. Never had any issues and it’s interest free over certain periods. Makes managing my money easy. Reviewed on: 11th June 2024

PayPal credit has helped me afford to buy items I ne...

PayPal credit has helped me afford to buy items I need and pay overtime Reviewed on: 11th June 2024

Never had a problem with PayPal.

Never had a problem with PayPal. Only great experiences Reviewed on: 11th June 2024

PayPal provide excellent customer service and support.

PayPal provide excellent customer service and support. You are treated like a person and not a number. Reviewed on: 11th June 2024

Very good.

Very good. Quick and easy. Very reliable snd dependable. Reviewed on: 11th June 2024

Good overall, but the introductory interest-free per...

Good overall, but the introductory interest-free period is too short Reviewed on: 11th June 2024

Useful & manageable

Easy to use and manage keeping track of payments. Helps with a large expense. Reviewed on: 11th June 2024

Very easy to use , no interest payments if managed p...

Very easy to use , no interest payments if managed properly and transactions are insured if you hit any unforseen problems. All in all works well for me Reviewed on: 11th June 2024

Easy to use, disputes resolved quickly

Easy to use, disputes resolved quickly Reviewed on: 11th June 2024

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