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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Easy and secured

5
It is secured and I was given enough time to pay back. It's also very easy to get it Reviewed on: 11th June 2024
Chidinma N's avatar
Chidinma N

Problem free

5
Always been great never had any problems Reviewed on: 11th June 2024
Kyan Polidore's avatar
Kyan Polidore

Never had any issues

5
Never had any issues with PayPal Reviewed on: 11th June 2024
Daz's avatar
Daz

Great idea.

4
Great idea. No problems using it. Reviewed on: 11th June 2024
Beverley f's avatar
Beverley f

I love using PayPal credit, I use it for pretty much...

5
I love using PayPal credit, I use it for pretty much all my online purchases! It’s quick and easy and is available on most websites! Reviewed on: 11th June 2024
Jlawrence's avatar
Jlawrence

They are fantastic at communicating and supporting m...

5
They are fantastic at communicating and supporting me in daily activities. I am grateful for all that they do. Thanks guys u do such a great job Reviewed on: 11th June 2024
Emily H's avatar
Emily H

Easy to use, fast and secure.

5
Easy to use, fast and secure. No need to worry when making payments, at least from my experience Reviewed on: 11th June 2024
Daiegow's avatar
Daiegow

Great customer service

5
Always had great customer service from these guys. The 0% interest if paid before a certain time is also really useful. All of my queries have always been dealt with in a timely manner and the everyone I've dealt with has been very friendly. Reviewed on: 11th June 2024
Kate A's avatar
Kate A

Very easy and safe to pay.

5
Very easy and safe to pay.Recommended to friends and family. Reviewed on: 11th June 2024
daiva U's avatar
daiva U

Always a smooth transaction, I feel safe and secure...

5
Always a smooth transaction, I feel safe and secure when purchasing through PayPal. It gives me peace of mind. Reviewed on: 11th June 2024
Jade G's avatar
Jade G

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