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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Excellent Credit Option

PayPal Credit is a great and easy way to spread the cost of purchases. The application process was simple, and managing payments through PayPal is convenient and straightforward. It offers flexibility when shopping online and helps make larger purchases more affordable. Overall, I have found PayPal Credit to be reliable, user-friendly, and a useful financial tool. Reviewed on: 6th July 2026

Freedom to spend

Freedom to buy and always covered using pay pal Reviewed on: 6th July 2026

Quick and efficient

Quick and efficient. Good wide coverage Reviewed on: 6th July 2026

Really happy with their service.

Really happy with their service. It allows me to purchase multiple items and pay later at not interest as lond as I pay it in the agreed time. Very flexible for when I am short of money. Reviewed on: 6th July 2026

I love PayPal and the services they provide.

I love PayPal and the services they provide. They make purchasing so quick, easy and convenient. I love their pay in 3 and 4 month zero interest the best. I use them regularly. Reviewed on: 6th July 2026

I regularly use pay pal not had any bad experiences

I regularly use pay pal not had any bad experiences Reviewed on: 6th July 2026

PayPal provides various affordable ways to make purc...

PayPal provides various affordable ways to make purchases Reviewed on: 6th July 2026

PayPal is great and super convenient for payments

PayPal is great and super convenient for payments Reviewed on: 6th July 2026

I have been using PayPal credit for about 12 years.

I have been using PayPal credit for about 12 years. I never had any issues, awesome customer service, and I would recommend PayPal to anyone Reviewed on: 6th July 2026

Excellent customer service help's me spread the cost...

Excellent customer service help's me spread the cost of items I purchased over three months or four great value for money Reviewed on: 6th July 2026

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