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PayPal: PayPal Credit reviews

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4.91
Based on 55,617 reviews, last reviewed 7th Apr 2026
446000% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My experience with paypal is that about 4 to 5 occas... My experience with paypal is that about 4 to 5 occasion that I bought something online and I used paypal to pay for the order and after I received my ... Read more Reviewed on: 7th April 2026
Amudalat O's avatar
Amudalat O

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55617)

PayPal credit

4
PayPal credit is a very easy and convenient way order goods and services online. There is also a decent period of time that is interest free which is very appealing. Reviewed on: 16th June 2024
Dean Asbury's avatar
Dean Asbury

Is perfect credit amazing.

5
Is amazing. Happy using PayPal credit. Any time call for help was getting straight all help and answers. Reviewed on: 16th June 2024
Lauryna Z's avatar
Lauryna Z

love it!

5
I have used it several times and it has always been very reliable. I would recommend without second guessing. I like how I can choose how much to pay in and see all my statements in one place. I have never had issues with using it. Reviewed on: 16th June 2024
Maryam a's avatar
Maryam a

What is there to say, when you use PayPal you feel s...

4
What is there to say, when you use PayPal you feel safe from scams Reviewed on: 16th June 2024
Philip's avatar
Philip

Great experience very easy to use.

5
Great experience very easy to use. Reviewed on: 16th June 2024
Andrew G's avatar
Andrew G

Brilliant always useful, can be used in many platforms.

5
Brilliant always useful, can be used in many platforms. Flexible repayments. Easy to use and navigate. Reviewed on: 16th June 2024
Chloe G's avatar
Chloe G

Always have good service, easy to use, keep money se...

5
Always have good service, easy to use, keep money secure and very responsive when any issues do arise. Reviewed on: 16th June 2024
DC's avatar
DC

Excellent service

5
Extremely professional company whenever I’ve had an issue I’ve always been able to speak to someone to resolve it very quickly and clearly. Everything is simple and clear to use in the app. I love that I can have access to credit in a simple way. Reviewed on: 16th June 2024
Hannah P's avatar
Hannah P

I always use paypal for everything.

5
I always use paypal for everything. Really easy to use Reviewed on: 16th June 2024
Natasha c's avatar
Natasha c

I rate PayPal as excellent.

5
I rate PayPal as excellent. Due to it being the best go to financial help I've come across. Just as long as your able to do it within your means. I'm happy with the service. Reviewed on: 16th June 2024
Kelly McIntyre 's avatar
Kelly McIntyre

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