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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Hassle free and safe online purchasing

5
Hassle free and safe online purchasing Reviewed on: 6th July 2026

Very good experience user friendly safe and handy

5
Very good experience user friendly safe and handy Reviewed on: 6th July 2026

Good customer satisfaction

5
I have been with paypal for a number of years and i find them to be excellent and show great customer satisfaction Reviewed on: 6th July 2026

Great and positive .

5
Great and positive .would recommend Reviewed on: 6th July 2026

Great benefits

5
My experience has been very great and filled with lots of wonderful benefits. Reviewed on: 6th July 2026

Can be time consuming

4
Setting up the direct debit was a little time consuming but trying to make additional payments was a nightmare but all sorted now Reviewed on: 6th July 2026

Friendly and reliable!

5
I have been met with a friendly customer service experience any time I have had an issue. This service is reliable and I would recommend it to all my friends and family! Reviewed on: 6th July 2026

Friendly helpful customer service

5
Friendly helpful customer service Reviewed on: 6th July 2026

PayPal credit is excellent.

5
PayPal credit is excellent. It provides time to pay without interest and also offers protection on purchases. If you have a problem it’s much easier than you think to speak to someone and I have always had my problems dealt with expeditiously. I would highly recommend. I couldn’t live without it Reviewed on: 6th July 2026

PayPal is an amazing service which has helped me pur...

5
PayPal is an amazing service which has helped me purchase goods and also retrieve my money from untrusted sites Reviewed on: 6th July 2026

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