Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178696 reviews)

View other PayPal products

4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178727)

Great app!

Great app! Pay in 3 is fantastic, and PayPal credit is a useful way to manage your money! Reviewed on: 6th July 2026

Useful facility

Useful service to have and utilise Reviewed on: 6th July 2026

Satisfied PayPal user

I've been using PayPal for years and it's never let me down. Reviewed on: 6th July 2026

Reliable, easy to use accepted where you want it.

Reliable, easy to use accepted where you want it. I will only use Paypal for online purchases whejn I have the option to do so. Its safe , secure and there when you need it. Reviewed on: 6th July 2026

Always straight forward with no problems

Always straight forward with no problems Reviewed on: 6th July 2026

Really easy to use and I get reminders every month a...

Really easy to use and I get reminders every month also when I’ve phoned and spoken to someone they have been extremely helpful. I feel really confident using PayPal that I am protected as a customer. Reviewed on: 6th July 2026

Pay in 3 is really helpful it really helps you yo p...

Pay in 3 is really helpful it really helps you yo purchase things you want and makes financial payments easy over a period of 4 months Reviewed on: 6th July 2026

I have been a paypal customer for quite a long time...

I have been a paypal customer for quite a long time and have always had an excellent service from them. Reviewed on: 6th July 2026

Great service

Easily helps me spread out payments in times of need and very good lay out on the app and easy to follow Reviewed on: 6th July 2026

Really easy to use.

Really easy to use. Staff were helpful when I called Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 99401 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub