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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Great way to pay for goods that you really need but...

Great way to pay for goods that you really need but can't afford to pay outright Reviewed on: 11th June 2024

1.love PayPal credit

1. **Convenience**: It offers a seamless way to finance online purchases without needing to enter card details repeatedly. 2. **Promotional Offers**: PayPal Credit often provides interest-free periods for qualifying purchases, allowing you to pay over time without extra cost. 3. **Integration**: It integrates well with your PayPal account, making it easy to manage your finances and track spending. 4. **Widespread Acceptance**: PayPal Credit is accepted by many online merchants, providing flexibility in where you shop. 5. **Security**: Using PayPal Credit adds an extra layer of security since it doesn't expose your bank or card details directly to merchants. 6. **Rewards and Cashback**: Some promotions may include rewards or cashback for using PayPal Credit. These features collectively enhance your online shopping experience, providing flexibility and financial management benefits. Reviewed on: 11th June 2024

Really good for purchasing with convinience

Really good for purchasing with convinience Reviewed on: 11th June 2024

Borrow now pay in three months time

Borrow now pay in three months time Reviewed on: 11th June 2024

Easy checkout, no problems at all

Easy checkout, no problems at all Reviewed on: 11th June 2024

When I had an account issue, customer service were v...

When I had an account issue, customer service were very helpful, polite and explained everything I needed to do Reviewed on: 11th June 2024

Reliable and secure

I always use PayPal whenever it's possible as it's so easy and convenient with extra piece of mind if things go wrong knowing they will sort it out. Reviewed on: 11th June 2024

Easy to use and amazing.

Easy to use and amazing. Life saver and allows for me to make purchases spaced out when I don’t have all the money upfront. Really easy interface as well so it is easy to understand and very clear what fees apply to what. Reviewed on: 11th June 2024

Great service and quick and easy evaluations

Great service and quick and easy evaluations, have had an issue with account linking in the past but the customer service team resolved and debited my account Reviewed on: 11th June 2024

Listens Patiently

PayPal has helped when needing funds. Also their customer service resolves issues efficiently and listens patiently. Reviewed on: 11th June 2024

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