Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 54,006 reviews, last reviewed 7th Apr 2026
296100% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal’s been excellent. PayPal’s been excellent. It makes sending and receiving money easier. Reviewed on: 7th April 2026
Abdul R's avatar
Abdul R

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (54006)

It’s been extremely beneficial.

5
It’s been extremely beneficial. The reminders have helped me stay on top of everything and I have a fantastic credit score because of this. Reviewed on: 14th June 2024

Easy to use and links to most services and vendors.

5
Easy to use and links to most services and vendors. Never had any issues with it at all. Fast and reliable. Reviewed on: 14th June 2024

Pay in 3 is a great way to spread the cost with no i...

5
Pay in 3 is a great way to spread the cost with no interest Reviewed on: 14th June 2024

PayPal is always there when I’m in need .

5
PayPal is always there when I’m in need . Reviewed on: 14th June 2024

Very easy to use and ideal when shopping online to a...

5
Very easy to use and ideal when shopping online to add protection to your purchase. Much easier then having to find a card to type in all details if out and about. Reviewed on: 14th June 2024

Easy and efficient to use the app and helpful

5
Easy and efficient to use the app and helpful Reviewed on: 14th June 2024

I like it!

5
I like it! Would use again.......................................,..............,..................... . ........ .... ... . . . .. . . . . .... . ... .... . . . . . . . . . Reviewed on: 14th June 2024

Overall great service with paypal credit I have had...

5
Overall great service with paypal credit I have had no issues with them at all & no complaints. Reviewed on: 14th June 2024

Easy and safe to use.

5
Easy to use. Feel safe using PayPal credit as get great support with any transaction queries, errors or issues. Reviewed on: 14th June 2024

Nice and easy to use for small to medium purchases.

5
Nice and easy to use for small to medium purchases. 3 months interest free is ideal. Reviewed on: 14th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review