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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

I have used PayPal for over 8 years now and not once...

I have used PayPal for over 8 years now and not once I had an issue. They have evolved and expanded since to even give you different options of payment like pay in 3 and PayPal credit which are both amazing. When I run into some scammer because of PayPal " Goods and services" option I was able to recover my money. All in all, fabulous. Reviewed on: 11th June 2024

There when I need it

There when I need it, would like it to be avaliable at more outlets Reviewed on: 11th June 2024

God to have it

I am glad I have it. It saves me from applying for credit and keeps my credit history good. Reviewed on: 11th June 2024

The service provided was exceptional and incredibly...

The service provided was exceptional and incredibly reliable. Reviewed on: 11th June 2024

Safe on line shopping with PayPal

With PayPal I feel safer when I shop on line, I feel that they have my back and if anything goes wrong they will do their best to sort it out with a minimum of fuss Reviewed on: 11th June 2024

Very easy to use and pay with Paypal

Very easy to use and pay with Paypal Reviewed on: 11th June 2024

Always easy to use and clear on spending.

Always easy to use and clear on spending. Customer services helpful and easy to reach Reviewed on: 11th June 2024

Seamless experience with app always .

Seamless experience with app always . Good security geatures Reviewed on: 11th June 2024

Highly recommend, excellent service

Very happy, quick easy to follow and excellent service, thank you. Reviewed on: 11th June 2024

5***** service

It’s always been a massive help for mid month purchases and pay in three so convenient there is no one else like PayPal 5***** Reviewed on: 11th June 2024

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