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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (53760 reviews)

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4.91

Based on 53,760 reviews, last reviewed 7th Apr 2026

272900% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great option if you’re planning to pay off in 3 months. Great option if you’re planning to pay off in 3 months. After that it is high interest so just be mindful. Reviewed on: 7th April 2026

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53760)

Always available and helpful when needed.

Always available and helpful when needed. It has interest free option. Reviewed on: 14th June 2024

paypal user

swift easy and clear to understand Reviewed on: 14th June 2024

No hassle in using my PayPal account.

No hassle in using my PayPal account. Any disputes from purchases is always resolved for me satisfactorily. Reviewed on: 14th June 2024

Good, flexible credit.

Good, flexible credit. Zero interest if paid back in specified time and good rates if not. Reviewed on: 14th June 2024

Speedy service and easy to use love the 4 months int...

Speedy service and easy to use love the 4 months interest free Reviewed on: 14th June 2024

PayPal review

Excellent service that keeps you well informed about current status & upcoming promotions. Reviewed on: 14th June 2024

Never had problem using PayPal

Great and safe way to pay for online shopping Reviewed on: 14th June 2024

PayPal credit is easy to use and you get frequent em...

PayPal credit is easy to use and you get frequent emails to let you know when your statement has been sent and how much you have to pay. PayPal lets you choose to use credit or pay in 3 for ease around pay day. Reviewed on: 14th June 2024

Easy to use either on the go or sat on my sofa.

Easy to use either on the go or sat on my sofa. Reviewed on: 14th June 2024

Really quick and efficient check out service which o...

Really quick and efficient check out service which options made clear and fast with easy access to understand breakdowns and repayment options Reviewed on: 14th June 2024

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