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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Great customer service.

Great customer service. They listen to me and work with me to find solutions when I couldn't pay on time. I appreciated their understanding and willingness to help. Reviewed on: 6th July 2026

Really helps to ensure safe purchases.

Really helps to ensure safe purchases. Reviewed on: 6th July 2026

The customer service are very clear regarding how di...

The customer service are very clear regarding how different services work when you spend over £100 they automatically allocate it to 0% finance over 4 months. Also they are really helpful when you want to set up direct debit. Reviewed on: 6th July 2026

App is good and it's very quick to setup plans

App is good and it's very quick to setup plans Reviewed on: 6th July 2026

Platform easy to navigate , different tabs showing d...

Platform easy to navigate , different tabs showing distinct features and easy-to-go-tabs Reviewed on: 6th July 2026

Easy to use, no hidden charges, flexible and reliable.

Easy to use, no hidden charges, flexible and reliable. I have been using PayPal credit for a number of years now and would recommend them to everybody Reviewed on: 6th July 2026

Pay pal is great easy to use really simple safe to w...

Pay pal is great easy to use really simple safe to with authorisation code to be secure Reviewed on: 6th July 2026

Good customer service

Received call back promptly and questions answered / issue solved quickly. Reviewed on: 6th July 2026

Piece of mind when shopping online

It makes sense to use PayPal since their customer service team do everything they can to protect your online purchases. If something goes wrong and you don't get what you paid for then their team go the extra mile to help recover any loss for the consumer. Piece of mind when shopping online. Reviewed on: 6th July 2026

Safe and Ready

Always available and keeps your card details safe Reviewed on: 6th July 2026

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