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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178511)

Always efficient friendly and helpful.

5
Always efficient friendly and helpful. Reviewed on: 6th July 2026

It is a very professional financial service.

5
It is a very professional financial service, which is very flexible on what it offers to its customers. I trust PayPal implicitly. Reviewed on: 6th July 2026

Still one of the best modern credit systems around

4
Convenient, straight forward, clear app and website. Easy to set up and run. Pay in 3 is very convenient too. Promotional rates for 4 months free interest is the top thing about it. One assistant helps you manage your spend like that, it’s bingo! Reviewed on: 6th July 2026

I have been using paypal for so many years and they...

5
I have been using paypal for so many years and they always excellent in everything Reviewed on: 6th July 2026

The 4 months interest free option is perfect, brilli...

5
The 4 months interest free option is perfect, brilliant service. Reviewed on: 6th July 2026

Helped me save money

5
I’ve always used PayPal. Always rated it , especially customer service! Love the deals you get too! Helped saved money Reviewed on: 6th July 2026

Recommend **

5
I’ve been with PayPal for as long as I can remember. Next to no issues, ever! I generally believe I’ve had 1 hiccup & it was dealt with quickly & professionally. Reviewed on: 6th July 2026

Lack of communication

5
To be honest it’s been great up to one big problem that never got delivered to me or my house as I was in Italy and my house cameras never came up on my fone at the time they said it was delivered so I’ve lost out of a item and money very poor I’ve had problems too with no ID CALLS ON MY FINE SO NO UNKNOWN OR NO ID calls not on my numbers list get through Reviewed on: 6th July 2026

Would recommend using paypal!

4
I haven't had to use customer service yet which is either a good thing or luck! Reviewed on: 6th July 2026

It's easy to keep track of your payments

5
It's easy to keep track of your payments Reviewed on: 6th July 2026

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