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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (53652 reviews)

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4.91

Based on 53,652 reviews, last reviewed 7th Apr 2026

263300% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good experience with paypal its save platform Good experience with paypal its save platform Reviewed on: 7th April 2026

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53652)

I use PayPal credit quite frequently.

I use PayPal credit quite frequently. The fees are transparent so you know exactly what you’re going to pay when you use it. The pay in 3 option is great for splitting a more expensive purchase into smaller manageable payments without paying any extra. I’d recommend it to anyone over a high interest credit card. Reviewed on: 13th June 2024

Always been very useful when needed to buy something...

Always been very useful when needed to buy something expensive Reviewed on: 13th June 2024

Never had any issues using PayPal credit.

Never had any issues using PayPal credit. Easy to pay, able to purchase now and pay later Reviewed on: 13th June 2024

Absolutely brilliant

They are easy to use, very helpful and polite when on a phone call to them and offer a range of products! Reviewed on: 13th June 2024

So simple to use, and safety on paying for something.

So simple to use, and safety on paying for something. The way PayPal looks after their customers with refunds etc is leading the banking industry, and all banks should be looking at changing into PayPals way of dealing with customers Reviewed on: 13th June 2024

Always had a great experience with any advisors and...

Always had a great experience with any advisors and the app itself Reviewed on: 13th June 2024

Pay for item over 3 months interest free

Pay for item over 3 months interest free Reviewed on: 13th June 2024

"I feel secure with PayPal!

"I feel secure with PayPal!" Unlike payments using credit cards which details are often stored when buying abroad Reviewed on: 13th June 2024

I have faith in PayPal so use whenever I can.

I have faith in PayPal so use whenever I can Reviewed on: 13th June 2024

I feel confident when using my PayPal account online.

I feel confident when using my PayPal account online. I am also able to speak to a real person if I have a concern. Reviewed on: 13th June 2024

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