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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

It’s easy, hassle free and good value

It’s easy, hassle free and good value Reviewed on: 11th June 2024

Straightforward ease

Have always had straightforward no problems with PayPal Reviewed on: 11th June 2024

Easy set up, app good so can see expenditure.

Easy set up, app good so can see expenditure. Interest free rate was a good incentive Reviewed on: 11th June 2024

Really reliable and safe process.

Really reliable and safe process. Have been able to make large payments on items interest free, allowing us to pay off within a good amount of time. Also trustworthy knowing that payment are safe and protected. Reviewed on: 11th June 2024

PayPal, handy and reasonable

PayPal has been a great option when I've needed to make additional purchases above my own credit, I have made good use of the 4 months 0% and even when I have went over this the interest rate is reasonable. It's always been easy to use and handy. Reviewed on: 11th June 2024

I’ve never had any issue the payments are explained...

I’ve never had any issue the payments are explained zero hidden cost would highly recommend Reviewed on: 11th June 2024

Used paypal credit for years, helped me with a lot o...

Used paypal credit for years, helped me with a lot of purchases and best of all it's secure in case you're worried about buying from websites Reviewed on: 11th June 2024

Great very help full when needing information

Great very help full when needing information Reviewed on: 11th June 2024

Every good

Not bad, I have been using it for a while now Reviewed on: 11th June 2024

Recommend

Easy to use, can always rely on them and makes me manage money efficiently. Would recommend to friends. Reviewed on: 11th June 2024

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