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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178443 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178452)

Easy application

Easy application . The steps are straight forward Reviewed on: 6th July 2026

PayPal always deliver!

PayPal have always delivered a great service and now they've introduced a debit card it's fantastic. I've used them for years. Reviewed on: 6th July 2026

I have had a very good experience with PayPal credit...

I have had a very good experience with PayPal credit, they have allowed me time and been consistently good at reminding me for payments, the app is absolutely brilliant and clear also. Reviewed on: 6th July 2026

Great way to pay.

I have always found PayPal a safe and a fast way to transfer money to friends family and bank account. PayPal also has an excellent line of credit options which I have accessed. Pay in three is my favourite although I have used the other options Reviewed on: 6th July 2026

Great availability.

Great availability. Never had an issue Reviewed on: 6th July 2026

The point system is amazing.

The point system is amazing. I have saved so much money using PayPal. The pay in 3 is super and very little effort and direct debits mean it all takes care of itself. It influences where I shop as I will always use PayPal for the points Reviewed on: 6th July 2026

Safe and secure

Safe and secure way to send and receive money. Very trusted by millions of people . Reviewed on: 6th July 2026

PayPal credit helped me spread my bills with a conve...

PayPal credit helped me spread my bills with a convenient monthly payment Reviewed on: 6th July 2026

excellent service, very helpful advice with any prob...

excellent service, very helpful advice with any problems Reviewed on: 6th July 2026

I find PayPal credit very helpful

I find PayPal credit very helpful Reviewed on: 6th July 2026

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