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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 53,438 reviews, last reviewed 7th Apr 2026
243700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very convenient system and very safe. It's a very convenient system and very safe. Reviewed on: 7th April 2026
Sukomal K's avatar
Sukomal K

Latest lowest rating:

2

Easy profit Just like any other lender, profit is the game Reviewed on: 6th April 2026
Luis M's avatar
Luis M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53438)

Simple, easy to understand and flexible

5
Simple, easy to understand and flexible Reviewed on: 13th June 2024
Jason W's avatar
Jason W

Always have credit available and different options t...

5
Always have credit available and different options to pay for items in lots of various shopping venues Reviewed on: 13th June 2024
James r's avatar
James r

Very quick , easy to use .

5
Very quick , easy to use . Very helpful and easy to manage and keep upto date . The email reminders are fantastic and keeps me informed . would highly recommend . Came through really fast and the decision making was quick and easy to use . Reviewed on: 13th June 2024
Katie f's avatar
Katie f

Very easy to navigate and clear transactions.

5
Very easy to navigate and clear transactions. I receive reminders ahead of the payment date, which is great. Reviewed on: 13th June 2024
Keith's avatar
Keith

I bought airpods from PayPal Credit and its very eas...

4
I bought airpods from PayPal Credit and its very easy to pay now Reviewed on: 13th June 2024
Ahmed C's avatar
Ahmed C

Excellent, convenient service.

5
Excellent, convenient service. As a mother that's home educating my children its so convenient to make payment to my children's tutors as they all use paypal. Reviewed on: 13th June 2024
Ali's avatar
Ali

I love using PayPal Credit it’s very useful because...

5
I love using PayPal Credit it’s very useful because it gives 4 months of interest free payments which is amazing Reviewed on: 13th June 2024
vardhan velagapudi's avatar
vardhan velagapudi

I have used PayPal for some time now & find it a ver...

5
I have used PayPal for some time now & find it a very user friendly financial tool. The 4 months interest free credit facility is great for bigger purchases. & helps spread the cost while helping you to stay in control of your finances Reviewed on: 13th June 2024
Lynette B's avatar
Lynette B

Always had a very pleasant experience when chatting...

5
Always had a very pleasant experience when chatting to customer service. Reviewed on: 13th June 2024
Anonymous's avatar
Anonymous

Always straight and clear.

5
Always straight and clear. Customer service is great, can help with anything. Reviewed on: 13th June 2024
Saulius C's avatar
Saulius C

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