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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 52,698 reviews, last reviewed 6th Apr 2026
174800% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy transactions and excellent credit facility... Very easy transactions and excellent credit facility, very fare and honest Reviewed on: 6th April 2026
Michael s's avatar
Michael s

Latest lowest rating:

1

Not WORTH jeopardising your Credit Rating There are other better financial products available in the market. Once stuck with Paypal, the account becomes stagnant with no credible improvements.... Read more Reviewed on: 6th April 2026
Shafi's avatar
Shafi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (52698)

Very pleased

5
Very handy method of payment. Useful when budgeting payments Reviewed on: 12th June 2024
Carol B's avatar
Carol B

Easy to use and Secured.

5
Easy to use and Secured. Acceptable mode of payment on most shops online and not complicated when paying. Reviewed on: 12th June 2024
Estela b's avatar
Estela b

I feel secure making payments via PayPal than using...

5
I feel secure making payments via PayPal than using a debit card. Reviewed on: 12th June 2024
Bevins M's avatar
Bevins M

PayPal credit is brilliant for purchases over £99 th...

5
PayPal credit is brilliant for purchases over £99 that you would rather pay off over a few months at 0% apr! Reviewed on: 12th June 2024
Matthew J's avatar
Matthew J

It gives me time to pay and brings me joy...

5
It gives me time to pay, and helps me to keep my finances in check :) Reviewed on: 12th June 2024
Durval's avatar
Durval

Always ready to use.

5
Really easy to use. It’s so simple to purchase items using PayPal Credit; just select it at checkout and pay over 4 months interest free. I set up my Direct Debit to ensure that it’s cleared within the 4 months so that I don’t pay interest. It makes those larger purchases so much easier to budget for. Reviewed on: 12th June 2024
Tracy R's avatar
Tracy R

eazy to use and fast.

5
eazy to use and fast...accesible Reviewed on: 12th June 2024
Alex S's avatar
Alex S

Great interest rates and offers!

5
Great interest rates and offers! Reviewed on: 12th June 2024
Alex's avatar
Alex

Easy to use.

5
Easy to use. Excellent customer service Reviewed on: 12th June 2024
Samantha P's avatar
Samantha P

I have been extremely pleased,so easy send and recei...

5
I have been extremely pleased,so easy send and receive money Reviewed on: 12th June 2024
Milena A's avatar
Milena A

Review PayPal: PayPal Credit now

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