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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

88% decrease in 5 star reviews

in the past 90 days

78% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Fees too high, crypto not back up

Fees too high, crypto not back up Reviewed on: 11th June 2024

Easy to use and keep check on finances

Easy to use and keep check on finances Reviewed on: 11th June 2024

Excellent service every time.

All my transactions with PayPal are stress free and whenever I have had to contact customer support, they are always very efficient and professional. Reviewed on: 11th June 2024

Good provider, trustworthy and helpful.

Good provider, trustworthy and helpful. Reviewed on: 11th June 2024

Great to have the 4 monthly interest free and 3 mont...

Great to have the 4 monthly interest free and 3 month split options available as standard at checkout Reviewed on: 11th June 2024

Easy to use and another way of safe payment

Easy to use and another way of safe payment Reviewed on: 11th June 2024

Easy to use.

Easy to use. Good integration with websites and apps Reviewed on: 11th June 2024

Money under control

I love how easy it is to pay off and control the spend with PayPal Reviewed on: 11th June 2024

A rally good experience with paypal definitely recom...

A rally good experience with paypal definitely recommend Reviewed on: 11th June 2024

Easy to use app .

Easy to use app . Sensible credit limits Reviewed on: 11th June 2024

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