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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I feel the process is key find by some PayPal staff.

I feel the process is key find by some PayPal staff. It’s not always easy to contact PayPal. Reviewed on: 6th July 2026

My experience with PayPal Credit has been very good.

My experience with PayPal Credit has been very good. The application process was simple, and it has made managing my purchases much easier. The payment options are flexible, and I find the account easy to use. I’ve had no issues with payments or the service, and overall it has been a convenient and reliable way to spread the cost of purchases. I would happily recommend PayPal Credit based on my experience. Reviewed on: 6th July 2026

Quick and easy to use

I’ve never had any problems with them at all. Reviewed on: 6th July 2026

Very good * reliable financial service provider

Very good * reliable financial service provider Reviewed on: 6th July 2026

Amazing, great value for money!

Amazing, great value for money! Hassle free shopping experience for payment Reviewed on: 6th July 2026

Security unmatched

The ease and security when paying with PayPal is a major factor when rating this service Reviewed on: 6th July 2026

Great credit facility

It bas always been very helpful, especially the credit facility that has allowed me to pay over four months for transactions over £99 Reviewed on: 6th July 2026

Another layer of security can’t be bad especially in...

Another layer of security can’t be bad especially in these times of high numbers of scams Reviewed on: 6th July 2026

I've had a great experience using PayPal.

I've had a great experience using PayPal. The platform is easy to navigate, transactions are processed quickly, and I appreciate the added layer of security when making online payments. Sending and receiving money is straightforward, and the buyer protection gives me extra confidence when shopping online. Customer support has also been helpful whenever I've needed assistance. Overall, PayPal is a reliable, convenient, and trusted payment service that I would happily recommend. Reviewed on: 6th July 2026

Good service

No issues easy to pay and easy to repay Reviewed on: 6th July 2026

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