Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Easy to use fair rates of interest with interest fre...

Easy to use fair rates of interest with interest free option Reviewed on: 11th June 2024

lower interest, safe account

I find that the interest rate is lower compared to other credit accounts, and everyone already feels safer when using PayPal so it already had a great foundation to trust Reviewed on: 11th June 2024

Excellent product

Makes buying products more accessible Reviewed on: 11th June 2024

Very good service thanks for all you do.

Very good service thanks for all you do. Reviewed on: 11th June 2024

Easy to use, helps spread the cost

Easy to use, helps spread the cost Reviewed on: 11th June 2024

Great service that pay pal provide

Great service that pay pal provide Reviewed on: 11th June 2024

Just enough

It just gives you the flexibility tobgetvwhat you need Reviewed on: 11th June 2024

Happy with my service with PayPal.

Happy with my service with PayPal. Easy and quick transactions and I love the buy now pay later interest-free option. Reviewed on: 11th June 2024

Excellent

Very easy to set up and use. Great way to budget for the items that you want to own. Reviewed on: 11th June 2024

Just what you want!

Straight forward and easy to manage Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.75 from 18 reviews
Cashback Plus Credit Card
from NatWest 4.34 from 60 reviews
Classic Credit Card
from Capital One 4.04 from 283 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub