Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

From seamless payments to great customer service.

From seamless payments to great customer service. Paypal Credit have been absolutely elite when it comes to a credit experience. I've used it for a lot of purchases and I've had no issues with transactions whatsoever. If I've ever had an issue when trying to pay it back. The customer service time are on point and will always find a swift solution to my needs. This service is great! Reviewed on: 6th July 2026

Brilliant.

Brilliant. Any complaints all the best Reviewed on: 6th July 2026

Peace of mind when buying online

Happy with this service and easy to use for purchases and great buyer protection when purchasing online Reviewed on: 6th July 2026

Excellent service and easy to use.

Excellent service and easy to use. Good benefits available and different options available Reviewed on: 6th July 2026

paypal seems to be more seller side than the customer

paypal seems to be more seller side than the customer Reviewed on: 6th July 2026

Easy to use.

Accessibility is its main advantage, just a few taps from your phone. Also, the security is very important as it’s online banking. Reviewed on: 6th July 2026

PROFESSIONAL AND FAST SERVICE

FANTASTIC CUSTOMER SERVICE FROM PAYPAL. EVERY TIME I'VE NEEDED HELP WITH SOMETHING IT HAS BEEN DEALT WITH FAST, AND PROFESSIONAL, I WOULD HIGHLY RECCOMEND PAYPAL ALWAYS. IT'S EVEN BETTER NOW AS YOU EARN POINTS NO MATTER WHICH PAYPAL YOU USE .THANKYOU FOR GREAT CUSTOMER CARE. Reviewed on: 6th July 2026

Excellent service, good communication and great offers.

Excellent service, good communication and great offers. Everything is kept simple. Reviewed on: 6th July 2026

A trusted platform, for sending and receiving money...

A trusted platform, for sending and receiving money from family, business & friends. Reviewed on: 6th July 2026

So many ways to pay securely

I can send money to my sister in the US securely, I can buy online with confidence using PayPal and I have taken advantage of the pay in 3 or PayPal credit and find it easy to keep track using the app. I don't overspend and it's so convenient. I always use PayPal if it is an option because I can trust them. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub