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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Money under control

I love how easy it is to pay off and control the spend with PayPal Reviewed on: 11th June 2024

A rally good experience with paypal definitely recom...

A rally good experience with paypal definitely recommend Reviewed on: 11th June 2024

Easy to use app .

Easy to use app . Sensible credit limits Reviewed on: 11th June 2024

Easy to use fair rates of interest with interest fre...

Easy to use fair rates of interest with interest free option Reviewed on: 11th June 2024

lower interest, safe account

I find that the interest rate is lower compared to other credit accounts, and everyone already feels safer when using PayPal so it already had a great foundation to trust Reviewed on: 11th June 2024

Excellent product

Makes buying products more accessible Reviewed on: 11th June 2024

Very good service thanks for all you do.

Very good service thanks for all you do. Reviewed on: 11th June 2024

Easy to use, helps spread the cost

Easy to use, helps spread the cost Reviewed on: 11th June 2024

Great service that pay pal provide

Great service that pay pal provide Reviewed on: 11th June 2024

Just enough

It just gives you the flexibility tobgetvwhat you need Reviewed on: 11th June 2024

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