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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178212 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178230)

It is easy to use and very customer-friendly.

It is easy to use and very customer-friendly. Reviewed on: 6th July 2026

I find it a good way to spread costs

I’ve bought a few things on PayPal and I find it a good way to spread the costs. Reviewed on: 6th July 2026

Simple & quick

Easy to use and well integrated for ease using this with any site. Reviewed on: 6th July 2026

Really good app

I find paypal great for sending money and love the 3 month split payments Reviewed on: 6th July 2026

PayPal is such an easy service to use, from normal p...

PayPal is such an easy service to use, from normal payments to other services such as extending payment services and interest free options. Reviewed on: 6th July 2026

Easy to use

Easy to use, only thing I don't like is how long it takes to take money and reconcile it. Reviewed on: 6th July 2026

Very fast and efficient service,

Very fast and efficient service, one of the easiest to use websites that I have encountered Reviewed on: 6th July 2026

Paypal credit kept payments low

Paypal credit has allowed me to make purchases that may have been more than I could afford outright. It allowed me to split it into smaller payments and at 0% so no extra if I paid it in time! We were able to replace beds that broke and wardrobes that we really needed. And even when our fridge and Freezer broke down amd our washing machine I was able yo get 0% through paypal credit and afford it all on managable payments. Reviewed on: 6th July 2026

The best payment service

I have used PayPal since it started and I’ve never had any issues, will continue using as it’s so easy and convenient. Reviewed on: 6th July 2026

Nothing to complain, very good experience so far

Nothing to complain, very good experience so far Reviewed on: 6th July 2026

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