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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178180 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178180)

PayPal credit is very helpful when need it.

PayPal credit is very helpful when need it. Easy and clear statements and charges Reviewed on: 6th July 2026

Seamless transaction

Quick and easy payment links to purchase pretty much everything. Plus a good variety of payment options. Perfect! Reviewed on: 6th July 2026

4 months interest free credit.

It’s very helpful for 4 months interest free credit. Reviewed on: 6th July 2026

Easy and convenient and value for money if you pay o...

Easy and convenient and value for money if you pay off quickly. Reviewed on: 6th July 2026

so far happy with paypal and service

so far happy with paypal and service Reviewed on: 6th July 2026

Fantastic

Perfect service both financial and customer services top notch Reviewed on: 6th July 2026

Clear, and easy to understand.

Clear, and easy to understand. Good incentives. Reviewed on: 6th July 2026

Very happy with pay pal service.

Very happy with pay pal service. Reliable and safe Reviewed on: 6th July 2026

It’s so simple and you are always safe.

It’s so simple and you are always safe. Reviewed on: 6th July 2026

Easy to Use

PayPal credit I have found very useful especially the 3 payments and also that it changed to be able to use it online as well as out and about buying fuel and food Reviewed on: 6th July 2026

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