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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Happy with my service with PayPal.

Happy with my service with PayPal. Easy and quick transactions and I love the buy now pay later interest-free option. Reviewed on: 11th June 2024

Excellent

Very easy to set up and use. Great way to budget for the items that you want to own. Reviewed on: 11th June 2024

Just what you want!

Straight forward and easy to manage Reviewed on: 11th June 2024

PayPal Outstanding Service

Very good, provided help with customer service when requested and given regular updates Reviewed on: 11th June 2024

Great to have interest free if you pay on a set time.

Great to have interest free if you pay on a set time.Very convenient Reviewed on: 11th June 2024

Money moving made easy, been using for years, reliab...

Money moving made easy, been using for years, reliable, quick and easy Reviewed on: 11th June 2024

Easy access, safe and convenient

Easy access, safe and convenient Reviewed on: 11th June 2024

Better alternative to bank credit card.

It’s a great alternative to bank credit card. Better than that as it gives you the option to spread the costs for a few months tax free. Reviewed on: 11th June 2024

Extremely easy to use and handy to have.

Extremely easy to use and handy to have. Reviewed on: 11th June 2024

Difficult to get the answer you looking for

Difficult to get the answer you looking for Reviewed on: 11th June 2024

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