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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

PayPal Outstanding Service

5
Very good, provided help with customer service when requested and given regular updates Reviewed on: 11th June 2024
Marie L's avatar
Marie L

Great to have interest free if you pay on a set time.

5
Great to have interest free if you pay on a set time.Very convenient Reviewed on: 11th June 2024
Tommo G's avatar
Tommo G

Money moving made easy, been using for years, reliab...

4
Money moving made easy, been using for years, reliable, quick and easy Reviewed on: 11th June 2024
Chris A's avatar
Chris A

Easy access, safe and convenient

5
Easy access, safe and convenient Reviewed on: 11th June 2024
Darren T's avatar
Darren T

Better alternative to bank credit card.

5
It’s a great alternative to bank credit card. Better than that as it gives you the option to spread the costs for a few months tax free. Reviewed on: 11th June 2024
Mari's avatar
Mari

Extremely easy to use and handy to have.

5
Extremely easy to use and handy to have. Reviewed on: 11th June 2024
Lee M's avatar
Lee M

Difficult to get the answer you looking for

3
Difficult to get the answer you looking for Reviewed on: 11th June 2024
Vik's avatar
Vik

Easy access, streamline and terms are clearly stated...

5
Easy access, streamline and terms are clearly stated so you aren’t caught out Reviewed on: 11th June 2024
Jordan C's avatar
Jordan C

Always there when you need it !

5
Never had a problem with PayPal really, I use it all the time from just buying day to day stuff or big purchases, definitely with the credit side of it. I do always tell people to use it who do have the app as it’s just really useful and most people don’t know about it iv’e spoken too Reviewed on: 11th June 2024
Phil S's avatar
Phil S

Quick and Simple

5
Everything is easy to use, simple and fast. Transferring money between friends, sorting out credit, all can be done quick and easy. Reviewed on: 11th June 2024
James D's avatar
James D

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