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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy access, streamline and terms are clearly stated...

Easy access, streamline and terms are clearly stated so you aren’t caught out Reviewed on: 11th June 2024

Always there when you need it !

Never had a problem with PayPal really, I use it all the time from just buying day to day stuff or big purchases, definitely with the credit side of it. I do always tell people to use it who do have the app as it’s just really useful and most people don’t know about it iv’e spoken too Reviewed on: 11th June 2024

Quick and Simple

Everything is easy to use, simple and fast. Transferring money between friends, sorting out credit, all can be done quick and easy. Reviewed on: 11th June 2024

The PayPal credit is a bomb .

The PayPal credit payment has given me an immeasurable assistance towards payment for numerous items purchased on credit. The payment summary and updates are very straight forward and transparent. Reviewed on: 11th June 2024

Great and easy to use app.

Great and easy to use app. Helpful customer care. Reviewed on: 11th June 2024

Easy to use very straightforward

Easy to use very straightforward Reviewed on: 11th June 2024

paypal is worth using

good experience never had any issues Reviewed on: 11th June 2024

I would recommend having PayPal credit, anything ret...

I would recommend having PayPal credit, anything returned and I use PayPal, always let you know that’s it’s credited back, the benefit is that you can use PayPal in different ways, Reviewed on: 11th June 2024

I always feel more secure while using paypal to pay...

I always feel more secure while using paypal to pay for more online payments. Every time that I have to contact customer services, they always help and support me. Very happy with the service. Reviewed on: 11th June 2024

Lifesaver no more credit card

I can set the amount very easy make minimum payment or make over payment Reviewed on: 11th June 2024

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