Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178154 reviews)

View other PayPal products

4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178157)

It was very quick to use it when I needed it.

It was very quick to use it when I needed it. Great opportunity Reviewed on: 6th July 2026

Brillant service, always helpful

Brillant service, always helpful Reviewed on: 6th July 2026

When I needed PayPal credit I got it straight away.

When I needed PayPal credit I got it straight away. And when I had any disputes with sellers of goods bought via PayPal PayPal instantly refunded without delay. Excellent service as always. I always use PayPal when buying any goods because I feel safer and if anything happens they are quite to help out. Reviewed on: 6th July 2026

The best spending experience......ever!

I have been using PayPal for a long time, love the pay in 3 its brilliant. I now have credit and that is also so easy and so useful. You can easily see whats what and how much you are spending etc. I have had a few issues with overseas companies not delivering and after the 6 month timescale have had a full refund on 2 occasions. Reviewed on: 6th July 2026

Just great aftercare all the time.

Just great aftercare all the time. Everyone welcoming on the calls Reviewed on: 6th July 2026

Good service easy to use and make repayment

Good service easy to use and make repayment Reviewed on: 6th July 2026

Easy to use and handy for paying for goids and...

Easy to use and handy for paying for goids and services Reviewed on: 6th July 2026

Highly recommend!!! Split payments with PayPal

PayPal payments-paypal credit -using already long years -you can split your payments -you can pay out any time -you can buy shop everywhere -car parts-fligt tickets -holidays-sometimes I don't have money example fix car to buy expensive parts -tyres -all what you need-its easier split payments definitely for me! Let's say you need 500 pound for brake pads disk and tyres-i can split payments -its sou helpful!!! I love paypal-help me a lot I my life! Perfect if you have unexpected payments to do -typical situation in life!!! Reviewed on: 6th July 2026

Highly recommend

Using the credit facility is so easy and straightforward. Being recognised as a viable payment method from most of the online retailers I use. I couldnt do without.Use of the app is great too, all the same positive comments as above and its easy to track payments and keep up with repayments. Reviewed on: 6th July 2026

I can buy things and split cost at no extra cost , a...

I can buy things and split cost at no extra cost , any queries are dealt with professionally and always resolved quickly and efficiently. Would recommend to all my family and friends. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3849 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98999 reviews
Payments
from PayPal 4.71 from 3849 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub