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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

A User Friendly Pal

5
The system is very easy to navigate and well sign posted. Reviewed on: 6th July 2026

Really easy to use, app helps me keep in control of...

5
Really easy to use, app helps me keep in control of my spending Reviewed on: 6th July 2026

It was very easy to understand and use PayPal credit...

5
It was very easy to understand and use PayPal credit, and a great option for us as new homeowners to spread the cost of new furniture over a few months. Reviewed on: 6th July 2026

Unable to login and no support

1
Don't dare to change your number. Unable to login using email and resetting password without sending a message to old number. Even if you've changed it. No customer support. Terrible. I will.never use again. Reviewed on: 6th July 2026

PayPal my go to

5
I take great comfort in the knowledge that my payment choice PayPal is my go to solution to secure and reliable transactions Reviewed on: 6th July 2026

Very easy service to use and give you the feeling of...

5
Very easy service to use and give you the feeling of security if there was any issues Reviewed on: 6th July 2026

They’ve always been super helpful when it comes to m...

5
They’ve always been super helpful when it comes to my finances. They have helped when things have been wrong in the past. I’ve used them for as long as I can remember and they help balance my finances Reviewed on: 6th July 2026

Use mainly the pay in 3.

5
Use mainly the pay in 3. App very good Reviewed on: 6th July 2026

Good deal.

5
Good deal. 0% interest for 4 months Reviewed on: 6th July 2026

Brilliant company and fantastically supportive

5
Brilliant company and fantastically supportive Reviewed on: 6th July 2026

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