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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178146 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178146)

Excellent easy to use , simple app with everything m...

Excellent easy to use , simple app with everything made clear Reviewed on: 6th July 2026

Great flexibility and secure payments

I love the flexibility of PayPal credit and the places it is accepted this makes a busy life so much easier and I feel I am fully protected Reviewed on: 6th July 2026

Pay pal helps me manage my spending and has been a g...

Pay pal helps me manage my spending and has been a great help Reviewed on: 6th July 2026

Excellent suite of payment options

A useful alternative suite of payment methods. Very straightforward to use. I particularly value the pay in 3 option which enables a payment to be spread across three pay months at no additional cost. Reviewed on: 6th July 2026

Very easy to understand and use plenty of advise

Very easy to understand and use plenty of advise Reviewed on: 6th July 2026

great for buying larger items and spreading the cost

great for buying larger items and spreading the cost Reviewed on: 6th July 2026

PayPal...Pay with confidence.

I always pay via PayPal whenever the option is there as I feel reassured that I'm not being scammed and my payment is protected.I had a issue with something I purchased from ebay which turnt out to be a scam but I'm thankful I paid through PayPal app and didn't lose my money !PayPal were great and I always use them now even to pay for any takeaways we treat ourselves to ! Reviewed on: 6th July 2026

Having used paypal credit for many years now I find...

Having used paypal credit for many years now I find it easy to use and the chargers are reasonable Reviewed on: 6th July 2026

It handy but I never seem to pay it off

It handy but I never seem to pay it off Reviewed on: 6th July 2026

Brilliant, no fuss credit.

Brilliant, no fuss credit. Always there when I need it. Reviewed on: 6th July 2026

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