Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Experience very good.

Experience very good. Never any issues Reviewed on: 6th July 2026

PayPal credit - Supurb.

Never had any problems with PayPal credit whatsoever. Once authorised identification has been established by the system the payment (s) are instant and hassle free. Account information has always been available virtually instantly. Highly recommended credit provider. Reviewed on: 6th July 2026

I love PayPal so easy to use and the offers like 3 m...

I love PayPal so easy to use and the offers like 3 monthly payments and 4 monthly payments 0% fees Reviewed on: 6th July 2026

Good credit company, good payment options which make...

Good credit company, good payment options which makes daily transactions easy. Reviewed on: 6th July 2026

My goto for buying

PAYPAL is my first go to when im buying, always reliable, and have the option to spread the costs, never fails, customer has always been good. Reviewed on: 6th July 2026

Good Credit Provider

Good credit provider - however money paid into account takes too long to show in the app. The physical card feature introduced recently was fantastic as it meant we can use the use PayPal credit in shops not just online. Reviewed on: 6th July 2026

Excellent

Excellent, but the amount of credit is limited Reviewed on: 6th July 2026

Easy to use.

Easy to use. Very handy for spreading payments with the 0% offers. Plus you earn points too. Reviewed on: 6th July 2026

I am very happy with the service that PayPal provide

I am very happy with the service that PayPal provide Reviewed on: 6th July 2026

.delayed customer service

Customer service is not as expected and taking long time to resolve the issue. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub