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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Useful and convenient when you need that little extra.

Useful and convenient when you need that little extra. Reviewed on: 11th June 2024

PayPal; a great way for online transactions

I've been a PayPal user for so many years but haven't run into any difficulties using it. Reviewed on: 11th June 2024

PayPal is the best

PayPal is easy to use and if I have any queries they are always resolved. The credit is also a good way to spread costs at an interest free for 4 months it’s easy to manage. Reviewed on: 11th June 2024

Gives me peace of mind while paying and i feel...

Gives me peace of mind while paying and i feel secure Reviewed on: 11th June 2024

I like that I have a choice in ways to pay.

I like that I have a choice in ways to pay.. sometimes it easier to pay for more exspensive items, either but instalment or have tge 4 mths to clear it. I think it's better than a credit card. Reviewed on: 11th June 2024

Excellent service, fantastic customer service also

Excellent service, fantastic customer service also Reviewed on: 11th June 2024

Very good experience i used PayPal credit more than...

Very good experience i used PayPal credit more than 7 years Reviewed on: 11th June 2024

Good way of banking online and secure.

Good way of banking online and secure. Reviewed on: 11th June 2024

Great service and secure for online shopping

Great service and secure for online shopping Reviewed on: 11th June 2024

I have found it very useful and I have had no proble...

I have found it very useful and I have had no problems at all I have recommended it to a lot of people including family Reviewed on: 11th June 2024

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