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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Can use almost every where, easy to use

Can use almost every where, easy to use Reviewed on: 11th June 2024

I am a satisfied person

I am a satisfied person. It is a satisfactory credit alternative, for occasional use. I cannot make a credit comparison having several opportunities. Reviewed on: 11th June 2024

Easy and amazing

It’s been amazingly easy for payment and very convenient Reviewed on: 11th June 2024

Useful and convenient when you need that little extra.

Useful and convenient when you need that little extra. Reviewed on: 11th June 2024

PayPal; a great way for online transactions

I've been a PayPal user for so many years but haven't run into any difficulties using it. Reviewed on: 11th June 2024

PayPal is the best

PayPal is easy to use and if I have any queries they are always resolved. The credit is also a good way to spread costs at an interest free for 4 months it’s easy to manage. Reviewed on: 11th June 2024

Gives me peace of mind while paying and i feel...

Gives me peace of mind while paying and i feel secure Reviewed on: 11th June 2024

I like that I have a choice in ways to pay.

I like that I have a choice in ways to pay.. sometimes it easier to pay for more exspensive items, either but instalment or have tge 4 mths to clear it. I think it's better than a credit card. Reviewed on: 11th June 2024

Excellent service, fantastic customer service also

Excellent service, fantastic customer service also Reviewed on: 11th June 2024

Very good experience i used PayPal credit more than...

Very good experience i used PayPal credit more than 7 years Reviewed on: 11th June 2024

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