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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

great experience from start to fin

great experience from start to fin Reviewed on: 6th July 2026

Is secure

Is secure and good feedback when things go wrong Reviewed on: 6th July 2026

Good and helpful and reliable .

Good and helpful and reliable .straightforward Reviewed on: 6th July 2026

One company better me I didn’t know about subscripti...

One company better me I didn’t know about subscription, PayPal didn’t give my money back , very bad customer service Reviewed on: 6th July 2026

It's very straightforward and self manageable.

It's very straightforward and self manageable. Reviewed on: 6th July 2026

Easy to use and keep track.

Easy to use and keep track. The app helps keep track and the 0 percent is good just wish could do a year 0 per cent plans Reviewed on: 6th July 2026

Always very efficient when using PayPal

Always very efficient when using paypal. Any issues I’ve had have been resolved very quickly. Very happy with service will continue to use this service over others. Reviewed on: 6th July 2026

Reliable, Convenient and Easy to Use

I’ve been using PayPal Credit for a while, and it’s been a really helpful way to manage my spending. I like how quick and easy it is to use when shopping online, and being able to spread the cost of purchases has given me extra flexibility when I’ve needed it. The app and website are easy to navigate, payments are simple to make, and I’ve always found the service reliable. Overall, I’ve had a very positive experience with PayPal Credit and would definitely recommend it to anyone looking for a convenient and trustworthy retail finance provider. Reviewed on: 6th July 2026

PayPal has always been my best friend, and a life sa...

PayPal has always been my best friend, and a life saver many times, I don’t speak to the customer service often but when I need to I always find them helpful Reviewed on: 6th July 2026

Use PayPal all the time, quick and secure.

Use PayPal all the time, quick and secure. Reviewed on: 6th July 2026

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