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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178115 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178117)

Pay Pal app easy to use user friendly.

Pay Pal app easy to use user friendly. I really like the pay in 3 option interest free. A great choice for me. I find Pay Pal secure and safe to use. Customer service there to support you if you should need assistance and offer good advice should something go wrong. Thank you Pay Pal for looking after me keeping me safe. Reviewed on: 6th July 2026

I love the pay in three months and all the o percent...

I love the pay in three months and all the o percentage offers Reviewed on: 6th July 2026

Safe way to pay for goods

Safe way to pay for goods and their pay in three is a great way to budget if funds are a bit short at times. Reviewed on: 6th July 2026

So easy to use good rates can’t fault it

So easy to use good rates can’t fault it Reviewed on: 6th July 2026

Paypal mode engaged!

Paypal! You have been my lifeline for years! From interest free to pay in three I’ve always used you to support my spending habits! Keep doing that thing Paypal! Reviewed on: 6th July 2026

Fast, smart, always ready to pay.

Fast, smart, always ready to pay. Giving credit and options. Reviewed on: 6th July 2026

Super easy to use.

Super easy to use. It's good that it's widely accepted. Gives me control in how much I can pay back and when. Reviewed on: 6th July 2026

Generally good some products aren’t what they seem b...

Generally good some products aren’t what they seem but more good than bad Reviewed on: 6th July 2026

It was simple to use & apply.

It was simple to use & apply. Easy to keep track of & I would definitely use again. Reviewed on: 6th July 2026

Easy Shopping

Easy to pay I can spread payments on larger items make my shopping experience easier Reviewed on: 6th July 2026

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