Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Great service

Easy to.use, good clear customer service and great flexibility. Reviewed on: 11th June 2024

Very convenient and easy to use.

Very convenient and easy to use. The fact that I can make interest free purchases over 4 months is a huge plus for me Reviewed on: 11th June 2024

Wouldn't be possible to buy certain things if it was...

Wouldn't be possible to buy certain things if it wasn't for the great payment options Reviewed on: 11th June 2024

Really simple and straightforward

Really simple and straightforward Reviewed on: 11th June 2024

My go to account when I need flexibility

Straight forward online account with great offers. Affordable time scale and affordable ways to repay your purchases. Reviewed on: 11th June 2024

PayPal Credit is easy to use and very helpful.

PayPal Credit is easy to use and very helpful. Spreading payments over several months and interest-free offers are great benefits. Reviewed on: 11th June 2024

Smashing it !!!!

Never had any issues feel safe making payments makes paying a lot easier Overall gives me a piece of mind Reviewed on: 11th June 2024

Brilliant service

Always reliable and quick and easy app to use Reviewed on: 11th June 2024

Fantastic PayPal

Overall my experience with PayPal has been top notch. Great service, great customer care. Reviewed on: 11th June 2024

It’s really helpful knowing I can buy stuff interest...

It’s really helpful knowing I can buy stuff interest free online and safely Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.54 from 3 reviews
Select Credit Card
from Nationwide 3.58 from 10 reviews
Cashback Plus Credit Card
from NatWest 4.33 from 60 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub