Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Paypal credit has been there to help me out so much...

5
Paypal credit has been there to help me out so much ,It the best,I always tell people about it giving it a popular review. Reviewed on: 11th June 2024

Easy to use with good costumer service

5
Easy to use with good costumer service Reviewed on: 11th June 2024

Great service

5
Easy to.use, good clear customer service and great flexibility. Reviewed on: 11th June 2024

Very convenient and easy to use.

5
Very convenient and easy to use. The fact that I can make interest free purchases over 4 months is a huge plus for me Reviewed on: 11th June 2024

Wouldn't be possible to buy certain things if it was...

5
Wouldn't be possible to buy certain things if it wasn't for the great payment options Reviewed on: 11th June 2024

Really simple and straightforward

5
Really simple and straightforward Reviewed on: 11th June 2024

My go to account when I need flexibility

5
Straight forward online account with great offers. Affordable time scale and affordable ways to repay your purchases. Reviewed on: 11th June 2024

PayPal Credit is easy to use and very helpful.

5
PayPal Credit is easy to use and very helpful. Spreading payments over several months and interest-free offers are great benefits. Reviewed on: 11th June 2024

Smashing it !!!!

5
Never had any issues feel safe making payments makes paying a lot easier Overall gives me a piece of mind Reviewed on: 11th June 2024

Brilliant service

5
Always reliable and quick and easy app to use Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22347 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products