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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

Fandabbydozy!

Fandabbydozy! Highly recommend! So easy to use and keep track of your spending or receiving money! Great variety of ways to pay which you can mix and match to suit your needs! Reviewed on: 6th July 2026

Excellent

I have never had any problems with PayPal in all the years I have used it. In fact a couple of years ago I was hacked, and they stole through my PayPal account, as soon as I let PP know, my account was frozen and the money that had been stolen was back in my account before it was even actually finished pending. So very grateful for that. Reviewed on: 6th July 2026

Easy to use, no problems.

Easy to use, no problems. Flexable payment terms are useful Reviewed on: 6th July 2026

PayPal are a trusted lender and are the best provide...

PayPal are a trusted lender and are the best providers bar none. It’s hassle free to set up an account. The account is simple to understand and easy to use. The app is easily accessible and keeps you up to date at a glance. Communication between them and customers is always relevant and they don’t spam you with loads of offers, as a lot of other services do. They offer you different options to pay back your borrowing, and always provide support to manage your money. Reviewed on: 6th July 2026

No issues

No issues never had any problems with items or returns Reviewed on: 6th July 2026

PayPal makes for secure shopping

Shopping security through PayPal make it a secure experience Reviewed on: 6th July 2026

swift response

Never had an issue except for ordering the paypal credit card but after speaking on a customerservice rep in a webchat it was resolved and sent out. Reviewed on: 6th July 2026

Safety in numbers

Feel safe in the knowledge im protected through PayPal and they are very helpful Reviewed on: 6th July 2026

Pay Pal credit offers zero percent instalments

Pay Pal credit offers an zero percent instalment payment method that secure and back by a trust worthy company name. Reviewed on: 6th July 2026

Always keeping me updated with my purchases.

Always keeping me updated with my purchases. Multiple options for payments. Reviewed on: 6th July 2026

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