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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and reliable Payment Method!

PayPal is so easy to use and offers a variety of ways to pay. The pay in 3 option is particularly useful for larger purchases which helps to spread the cost in more manageable amounts. I also use PayPal credit which offers 4 months interest free on spends of £99 or more. Both options are easy and help ease the burden of paying for larger purchases. It is also useful for sending money to friends and family easily. I have never had a problem using PayPal but feel confident that their customer service would be reliable in solving any disputes. Reviewed on: 11th June 2024

So easy to use and manage.

So easy to use and manage. I like the security of PayPal payments too. It's great to be able to spread the payments over 4 months as well and very convenient. Reviewed on: 11th June 2024

It is a fabulous way to pay for purchases.

It is a fabulous way to pay for purchases. Once the appropriate details are keyed in and they are set up it is so straight forward to use. It is just so convenient. It gets around a lot of difficulties with address form and payment technicalities. Possible foreign language problems in connection with payment. Reviewed on: 11th June 2024

Paypal credit has been there to help me out so much...

Paypal credit has been there to help me out so much ,It the best,I always tell people about it giving it a popular review. Reviewed on: 11th June 2024

Easy to use with good costumer service

Easy to use with good costumer service Reviewed on: 11th June 2024

Great service

Easy to.use, good clear customer service and great flexibility. Reviewed on: 11th June 2024

Very convenient and easy to use.

Very convenient and easy to use. The fact that I can make interest free purchases over 4 months is a huge plus for me Reviewed on: 11th June 2024

Wouldn't be possible to buy certain things if it was...

Wouldn't be possible to buy certain things if it wasn't for the great payment options Reviewed on: 11th June 2024

Really simple and straightforward

Really simple and straightforward Reviewed on: 11th June 2024

My go to account when I need flexibility

Straight forward online account with great offers. Affordable time scale and affordable ways to repay your purchases. Reviewed on: 11th June 2024

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