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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Fantastic PayPal

5
Overall my experience with PayPal has been top notch. Great service, great customer care. Reviewed on: 11th June 2024

It’s really helpful knowing I can buy stuff interest...

5
It’s really helpful knowing I can buy stuff interest free online and safely Reviewed on: 11th June 2024

Really easy to use online to make payments and reall...

5
Really easy to use online to make payments and really easy to use the split payments options Reviewed on: 11th June 2024

Never had a problem

5
I’ve never had an issue, even when I needed a little extra time due to a missed pay check. Always been able to get the offers I was looking for and talk to the customer service to find solutions Reviewed on: 11th June 2024

Great service.

5
After some time I was accepted and it's such a user friendly service and very handy to have to use Reviewed on: 11th June 2024

It has been helpful to pay for things and flexible r...

5
It has been helpful to pay for things and flexible repayment Reviewed on: 11th June 2024

Best fecision I have made joining paypal and getting...

5
Best fecision I have made joining paypal and getting paypal credit. It's the easiest way of loaning without getting in debt. Reviewed on: 11th June 2024

It's easy to use!

5
It's easy to use! And it's instant ! Connected straight to my bank so I can pay automatically. Really helped me out when I wanted to pay the money over a period of time ! Reviewed on: 11th June 2024

So easy to use

5
Very friendly people and easy to use , just knowing it's there for me to use when ever I want , payments are great . Love Pay pal credit Reviewed on: 11th June 2024

I using PayPal account many years very good service...

5
I using PayPal account many years very good service I recommend everyone ❤️ Reviewed on: 11th June 2024

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