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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit is easy to use and very helpful.

PayPal Credit is easy to use and very helpful. Spreading payments over several months and interest-free offers are great benefits. Reviewed on: 11th June 2024

Smashing it !!!!

Never had any issues feel safe making payments makes paying a lot easier Overall gives me a piece of mind Reviewed on: 11th June 2024

Brilliant service

Always reliable and quick and easy app to use Reviewed on: 11th June 2024

Fantastic PayPal

Overall my experience with PayPal has been top notch. Great service, great customer care. Reviewed on: 11th June 2024

It’s really helpful knowing I can buy stuff interest...

It’s really helpful knowing I can buy stuff interest free online and safely Reviewed on: 11th June 2024

Really easy to use online to make payments and reall...

Really easy to use online to make payments and really easy to use the split payments options Reviewed on: 11th June 2024

Never had a problem

I’ve never had an issue, even when I needed a little extra time due to a missed pay check. Always been able to get the offers I was looking for and talk to the customer service to find solutions Reviewed on: 11th June 2024

Great service.

After some time I was accepted and it's such a user friendly service and very handy to have to use Reviewed on: 11th June 2024

It has been helpful to pay for things and flexible r...

It has been helpful to pay for things and flexible repayment Reviewed on: 11th June 2024

Best fecision I have made joining paypal and getting...

Best fecision I have made joining paypal and getting paypal credit. It's the easiest way of loaning without getting in debt. Reviewed on: 11th June 2024

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