Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178000)

Will help retrieve a payment as well as carrying it...

Will help retrieve a payment as well as carrying it out on an internal basis Reviewed on: 6th July 2026

I've only ever had an issue once in the 20 off years...

I've only ever had an issue once in the 20 off years I've been with them Reviewed on: 6th July 2026

Good for spreading cost

Easy to use and good for spreading cost Reviewed on: 6th July 2026

Convenient and Useful

Easy to use and provides me with confidence when using the service. Being attached to my paypal account provides easy access and convenience other providers don't bring to the table. Reviewed on: 6th July 2026

PayPal is incredibly easy to use, making online paym...

PayPal is incredibly easy to use, making online payments and money transfers quick and hassle-free. The platform is reliable, secure, and user-friendly, which makes managing transactions simple. What really stands out is their customer service—they are always friendly, professional, and genuinely helpful whenever I need assistance. My issues have always been handled efficiently, and I appreciate the excellent support. Overall, I highly recommend PayPal for anyone looking for a convenient and trustworthy payment service. Reviewed on: 6th July 2026

I like that multiple payment terms/options are offer...

I like that multiple payment terms/options are offered with zero interest Reviewed on: 6th July 2026

good offer more credit that make me happy customer

good offer more credit that make me happy customer Reviewed on: 6th July 2026

Loyal PayPal customer.

Had PayPal many years never an issue they couldn't resolve in reasonable time fairly and with factual proof. Now I also have the PayPal Debit and Credit cards which i absolutely love the reward incentives they also offer. Reviewed on: 6th July 2026

I have used PayPal regularly for several years to ma...

I have used PayPal regularly for several years to make secure online purchases, send and receive payments, and manage transactions. I am familiar with features such as linking bank accounts and payment cards, reviewing transaction history, handling refunds, and resolving payment issues through the Resolution Centre. I understand the importance of security, including two-factor authentication and recognising potential phishing attempts. Through both personal use and my professional background, I am comfortable working with digital payment platforms, handling sensitive information responsibly, and providing accurate support to customers. Reviewed on: 6th July 2026

PayPal are brilliant, I can’t fault them

PayPal are excellent, I love that you can buy something and pay in 3 interest free payments, and even though I owe money on my PayPal credit they don’t pester me with emails phone calls etc, and when I have called customer service they have been quick to answer and we can understand each other clearly overall I totally rate them a 10. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98907 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub