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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

It's easy to use!

It's easy to use! And it's instant ! Connected straight to my bank so I can pay automatically. Really helped me out when I wanted to pay the money over a period of time ! Reviewed on: 11th June 2024

So easy to use

Very friendly people and easy to use , just knowing it's there for me to use when ever I want , payments are great . Love Pay pal credit Reviewed on: 11th June 2024

I using PayPal account many years very good service...

I using PayPal account many years very good service I recommend everyone ❤️ Reviewed on: 11th June 2024

Excellent service

Always happy with security payments. Reviewed on: 11th June 2024

Paypal credit is extremely easy to use

Paypal credit is extremely easy and it is a fast process to get started. With paypal I have 100% trust in the security of my information. Reviewed on: 11th June 2024

Great for buying things on credit and paying off bef...

Great for buying things on credit and paying off before interest starts that I would not normally afford to buy in one go Reviewed on: 11th June 2024

I value the ability to purchase things and have the...

I value the ability to purchase things and have the option to pay with 4 months interest free option on the repayment thereby assisting my cash flow Reviewed on: 11th June 2024

Excellent, flexible and convenient way to purchase

Excellent, flexible and convenient way to purchase Reviewed on: 11th June 2024

I would recommend PayPal Credit because...

PayPal credit is extremely easy to use and feels very safe; I like that there is the option to verify your purchases, not only for security but as it gives you another opportunity to think about the purchase you're about to make. The customer services team and helpful and efficient and the app is extremely user friendly with plenty of options to make repayments. Reviewed on: 11th June 2024

Easy solution to accept and make payments

Easy solution to accept and make payments Reviewed on: 11th June 2024

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