Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Very good service would highly recommend

5
Very good service would highly recommend Reviewed on: 6th July 2026

Great CS team, such a joy to speak to real people

5
Have interacted with their CS team a couple of time, each time met with a friendly, knowledgeable human, other finance company's could learn so much from their approach Reviewed on: 6th July 2026

PayPal card

5
Excellent good card with security , very good all round multiple site Reviewed on: 6th July 2026

Affordable pay in 3 option 4 months interest free...

5
Affordable pay in 3 option 4 months interest free and paypal points ease of use Reviewed on: 6th July 2026

Good service, gives me flexibility

5
Good service, gives me flexibility Reviewed on: 6th July 2026

Used Paypal a lot, never had a problem

5
Used Paypal a lot, never had a problem Reviewed on: 6th July 2026

Reliable trustworthy company

5
I have been a long standing customer with PayPal and have found the company to be very professional with great customer care. Reviewed on: 6th July 2026

Quick and easy.

5
Quick and easy. Who wouldn’t want this option to use? Reviewed on: 6th July 2026

Pay pal gives you longer too pay

5
I use pay pal as you can pay in 3 or use the credit mostly interest 3 which gives you longer too pay for things Reviewed on: 6th July 2026

Good credit rates and easy to use and great customer...

5
Good credit rates and easy to use and great customer service all round. A ten out of ten for service and rates Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products