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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Paypal credit is extremely easy to use

5
Paypal credit is extremely easy and it is a fast process to get started. With paypal I have 100% trust in the security of my information. Reviewed on: 11th June 2024

Great for buying things on credit and paying off bef...

4
Great for buying things on credit and paying off before interest starts that I would not normally afford to buy in one go Reviewed on: 11th June 2024

I value the ability to purchase things and have the...

5
I value the ability to purchase things and have the option to pay with 4 months interest free option on the repayment thereby assisting my cash flow Reviewed on: 11th June 2024

Excellent, flexible and convenient way to purchase

5
Excellent, flexible and convenient way to purchase Reviewed on: 11th June 2024

I would recommend PayPal Credit because...

5
PayPal credit is extremely easy to use and feels very safe; I like that there is the option to verify your purchases, not only for security but as it gives you another opportunity to think about the purchase you're about to make. The customer services team and helpful and efficient and the app is extremely user friendly with plenty of options to make repayments. Reviewed on: 11th June 2024

Easy solution to accept and make payments

4
Easy solution to accept and make payments Reviewed on: 11th June 2024

Best option on the market

5
Absolutely brilliant always very secure and reliable easy to use. Just what I need. Reviewed on: 11th June 2024

Expensive cut, the money taken is too much for the s...

4
Expensive cut, the money taken is too much for the service it provides. Reviewed on: 11th June 2024

I am really satisfied.

5
I am really satisfied. And happy for work with them. Reviewed on: 11th June 2024

I love it, so easy to use!

5
I love it, so easy to use! They gave me a great allowance at the end of the year and increased it for me! So thankful. Reviewed on: 10th June 2024

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