Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177854)

Big purchases.

I used PayPal credit a couple of big purchases. It was helpful and they explained processes clearly. Reviewed on: 6th July 2026

I been using paypal since i never been facing any pr...

I been using paypal since i never been facing any problem very easy to use and safe your money Reviewed on: 6th July 2026

Reliability and simplicity

Very simple and reliable process Reviewed on: 6th July 2026

Quick and efficient service.

Quick and efficient service. Friendly customer service. Reviewed on: 6th July 2026

Need quality finance fast use PayPal

Need quality finance fast I always use use PayPal it’s always a faster way to to pay for anything without the need to fill in lots of paperwork Reviewed on: 6th July 2026

My smooth transition to PayPal

My wife has used PayPal for over 20 years and had nothing but excellent customer service and support, she convinced me to start using PayPal when I had a problem with a credit card payment and terrible lack of service/communication from the CC company. So far, brilliant service. Reviewed on: 6th July 2026

Excellent Support

Very handy for online transactions. Reviewed on: 6th July 2026

PayPal is a great company to use, but it needs to be...

PayPal is a great company to use, but it needs to be more consistent. Customers deserve to be treated with respect and provided with high-quality customer service. Representatives should be willing to listen, take customers' concerns and frustrations seriously, and work toward resolving issues professionally rather than arguing or fighting with customers. Reviewed on: 6th July 2026

I love PayPal credit!

I love PayPal credit- they've helped me expand my business and been reliable option when choosing how to pay. Thank you PayPal for giving me the chance to strengthen my credit rating. Reviewed on: 6th July 2026

Very good, been very helpful with bills for university

Very good, been very helpful with bills for university Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98826 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub