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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Paypall for me is a perfect way on budgeting my spen...

Paypall for me is a perfect way on budgeting my spending Reviewed on: 6th July 2026

Easy to use easy to navigate the app ...

Easy to use easy to navigate the app - very impressed Reviewed on: 6th July 2026

Applying for PayPal Credit was a smooth and straight...

Applying for PayPal Credit was a smooth and straightforward experience. The application was easy to complete, and I received a decision quickly. Once approved, it was simple to use during checkout, and the whole process was clearly explained. The online account is easy to manage, and I appreciate the convenience and flexibility it provides for larger purchases. Overall, I've had a positive experience and would recommend PayPal Credit to others looking for an easy-to-use credit option. Reviewed on: 6th July 2026

Every time its works excellent and I really like it.

Every time its works excellent and I really like it. If I loke to buy something and pay in a next few months,that's the perfect option Reviewed on: 6th July 2026

Protected

Always positive even when I have had an issue with services not provided and received a refund. Only issue is some people will not take PayPal payments Reviewed on: 6th July 2026

Paypal provides an excellent service.

Paypal provides an excellent service. Very convenient and safe payment for buying services.Easy to use app and can be use anywhere. Reviewed on: 6th July 2026

I find it easy, convenient, secure, with good offers...

I find it easy, convenient, secure, with good offers and easy options Reviewed on: 6th July 2026

I am enjoying paper and I like the fact that you can...

I am enjoying paper and I like the fact that you can get PayPal credit you don’t like the fact that there’s a fee for a late payment because often it’s easy to miss these Reviewed on: 6th July 2026

I have been using PayPal for years now and I honestl...

I have been using PayPal for years now and I honestly do not have any complaints and would highly recommend. The online facilities are extremely user friendly and it’s easy to get your money back if a mistake was made. Reviewed on: 6th July 2026

Exceptionally easy to use

Exceptionally easy to use and great to spread the cost Reviewed on: 6th July 2026

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