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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy set up and great customer support

Easy set up and great customer support Reviewed on: 10th June 2024

Needs/wants

Paypal offers me the option to buy myself the things I really want but I don't need. Reviewed on: 10th June 2024

Never had an issue and I’m happy to continue using i...

Never had an issue and I’m happy to continue using it for the foreseeable suture! Reviewed on: 10th June 2024

PayPal credit is a super handy tool to increase your...

PayPal credit is a super handy tool to increase your credit score and have a bit of extra funds safe in case of emergencies. Reviewed on: 10th June 2024

Very good, positive experience.

Very good, positive experience. No issues whatsoever so can’t comment on customer service but the general amount of information you are given provides enough to not need to physically speak to anyone. Reviewed on: 10th June 2024

It's great, very easyto use and very reasonable inte...

It's great, very easyto use and very reasonable interest, would highly recommend ⭐️ Reviewed on: 10th June 2024

Very useful and love using it would definitely recom...

Very useful and love using it would definitely recommend to use Reviewed on: 10th June 2024

If paid in time there will be no interest.

If paid in time there will be no interest. Reviewed on: 10th June 2024

Convenient and easy to use.

Convenient and easy to use. Handy until pay day Reviewed on: 10th June 2024

PayPal credit

Easy to manage credit & payments Reviewed on: 10th June 2024

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