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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50802 reviews)

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4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

921050% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50802)

Convenient and easy to use.

Convenient and easy to use. Handy until pay day Reviewed on: 10th June 2024

PayPal credit

Easy to manage credit & payments Reviewed on: 10th June 2024

I use PayPal to pay for my online purchases, and it...

I use PayPal to pay for my online purchases, and it is really helpful. The customer support is excellent Reviewed on: 10th June 2024

Easy to use and secure.

Easy to use and secure. Using all the time to buy from different platforms Reviewed on: 10th June 2024

Safe payments

It make me feel like I'm checking out safely Reviewed on: 10th June 2024

Simply one of the best out there!

Simply one of the best out there! Reviewed on: 10th June 2024

Customer services stuff are always helpful and very...

Customer services stuff are always helpful and very knowledgeable. Reviewed on: 10th June 2024

Never any issues.

Never any issues. Easily paid, gives you reminders when payments due etc. Reviewed on: 10th June 2024

The only problem with PayPal is calling Customer Ser...

The only problem with PayPal is calling Customer Service ! As with Many Companies today offering a 'Service' e.g Ebay, Courier Companies etc it's almost impossible to find a direct number when there's an issue. Instead, so begins the ongoing navigation of protocol in order to trying somehow achieve a callback. Given the scale and obvious success of PayPal, it appears cheap that such a Company also follows suit and presents the Customer with the 'same ol' when really it should be setting the example. Reviewed on: 10th June 2024

Just nice & easy

Just nice & easy to use / clear statements ect Reviewed on: 10th June 2024

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