Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Customer services stuff are always helpful and very...

Customer services stuff are always helpful and very knowledgeable. Reviewed on: 10th June 2024

Never any issues.

Never any issues. Easily paid, gives you reminders when payments due etc. Reviewed on: 10th June 2024

The only problem with PayPal is calling Customer Ser...

The only problem with PayPal is calling Customer Service ! As with Many Companies today offering a 'Service' e.g Ebay, Courier Companies etc it's almost impossible to find a direct number when there's an issue. Instead, so begins the ongoing navigation of protocol in order to trying somehow achieve a callback. Given the scale and obvious success of PayPal, it appears cheap that such a Company also follows suit and presents the Customer with the 'same ol' when really it should be setting the example. Reviewed on: 10th June 2024

Just nice & easy

Just nice & easy to use / clear statements ect Reviewed on: 10th June 2024

Solid app

Good stuff, good app etc but wish I was able to apply for more credit. Reviewed on: 10th June 2024

Always provided an excellent and safe service

Always provided an excellent and safe service Reviewed on: 10th June 2024

Paypal credit excellent

Paypal credit is excellent when you’re waiting for your wages to go in love using it Reviewed on: 10th June 2024

It is great service and easy to use, and Safe...

It is great service and easy to use, and Safe Reviewed on: 10th June 2024

No issues, used weekly.

No issues, used weekly. very happy Reviewed on: 10th June 2024

Excellent Service

Borrowing money from PayPal has always been easy, and I will continue to use them as my credit provider. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Credit Card
from Wave 2.54 from 3 reviews
Credit Card
from The Co-operative Bank 2.78 from 35 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22344 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub