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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Brilliant experience and great service

Brilliant experience and great service Reviewed on: 6th July 2026

PayPal credit is fast, clear and easy to use and man...

PayPal credit is fast, clear and easy to use and manage payments - compared with other credit cards it’s been so much quicker and easier to navigate, helping me manage my money. Reviewed on: 6th July 2026

Useful, would be better if payments were immediate.

Useful, would be better if payments were immediate. Scheduling them for later that day is less useful. Other than that I can't fault it Reviewed on: 6th July 2026

PayPal is so reliable safe and you feel protected wh...

PayPal is so reliable safe and you feel protected when using it.Helps people by letting you pay in 3 payments when you cant afford it in one go..Any time I've had a problem, customer service had been very helpful and give good advice. I just love my PayPal Reviewed on: 6th July 2026

Easy to apply, easy to use.

Easy to apply, easy to use. The app shows all u need to know Reviewed on: 6th July 2026

PayPal, use it, it's great

I find PayPal credit so effortless to use. Their team are very understanding and easy to talk too, and there is no jargon used everything is easy to understand. Offers protection on your payments, something I have used and it was easy to do so Reviewed on: 6th July 2026

When I called PayPal about a issue that I had the gi...

When I called PayPal about a issue that I had the girl I spoke to was very kind, polite and helpful. Reviewed on: 6th July 2026

Best, quick option for short loans.

Best, quick option for short loans. Reviewed on: 6th July 2026

With PayPal your set up for it

Hit does what it says Fantastic Bombastic Reviewed on: 6th July 2026

'Best Retail Finance Provider'

I recently had a great experience with PayPal Credit. On received a reminder offering. The process was incredibly quick—just a few clicks, and within about two minutes she was approved with no hesitation. I appreciated that it was clearly optional: if we didn’t take any action by the set date, the limit would simply stay the same. That gave us confidence to proceed without pressure. Very useful, and there was no complicated application or lengthy checks. Having the option to use a physical card is also very handy for everyday transactions wherever we are. Overall, PayPal made the process simple, transparent, and convenient. Thank you. Reviewed on: 6th July 2026

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