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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal and me.

I've been using PayPal credit for a long time, I've never had a problem, PayPal is absolutely excellent Reviewed on: 10th June 2024

Budget borrowing

Great for small budget type borrowing Reviewed on: 10th June 2024

It good a reliable and gives me the reflexibility to...

It good a reliable and gives me the reflexibility to pay Reviewed on: 10th June 2024

Paypal makes me feel safe and easy to purchase anyth...

Paypal makes me feel safe and easy to purchase anything I meed especially with PayPal Credit that gives me more leeway to pay my purchases Reviewed on: 10th June 2024

You are good .

You are good . You are best. Thank Reviewed on: 10th June 2024

Very easy and simple to use.

Have always used it for financing anything I buy. Very easy and clear how to use and view any upcoming payment or payment history I have. Reviewed on: 10th June 2024

PayPal is simple to use and is offered with all majo...

PayPal is simple to use and is offered with all major merchants so a very good option for finance. I particularly like that Apple works with them. Reviewed on: 10th June 2024

Ahead of all the rest

Absolutely love the service, reputable, safe, quick processing, protected, really enjoy buying items when I know the stress is taken out if it, I can buy items in emergency that I may nit have access to the funds in the moment. Fantastic resource abd peace of mind and easy ways to pay it off too Reviewed on: 10th June 2024

Great thanks

Good service happy with it. Easy payment options Reviewed on: 10th June 2024

Easy to use & Digital experience

Easy to use & Digital experience Reviewed on: 10th June 2024

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