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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Never had a problem, easy to use.

Never had a problem, easy to use. Flexible options for paying too. Reviewed on: 6th July 2026

Very good thankyowhat more do you need

Very good thankyowhat more do you need Reviewed on: 6th July 2026

PayPal has really helped me spread the cost

PayPal has really helped me spread the cost Reviewed on: 6th July 2026

4 months 0% repeatable

Handy for my drone gear, camera lenses, and moto kit buys. The repeatable 0% for 4 months on £99+ purchases works well when I pay on time — spreads costs nicely without interest. Seamless at PayPal checkouts. Reviewed on: 6th July 2026

PayPal credit provides access to funds at reasonable...

PayPal credit provides access to funds at reasonable rates, easy to use and access. Easy to set up and track my usage in the app. Making this the default method of payment allows for quick transactions. Reviewed on: 6th July 2026

Great way to spend when sticking to repayment plan.

Great way to spend when sticking to repayment plan. Reviewed on: 6th July 2026

Flexible payments and spread the cost of more expens...

Flexible payments and spread the cost of more expensive purchases Reviewed on: 6th July 2026

Had bad experience.

Had bad experience. What happend to ur protection buyer policy. U didn’t protect me Reviewed on: 6th July 2026

Whenever I have used PayPal the transaction was smooth.

Whenever I have used PayPal the transaction was smooth. I didn’t have to waste time putting in my details and checking all the information. Really easy steps to follow. Customer support is always helpful and quick. Reviewed on: 6th July 2026

Great service,a company I can fully trust 100%.

Great service,a company I can fully trust 100%. Reliable and I always look forward to using PayPal for my financial needs. Reviewed on: 6th July 2026

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