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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal credit excellent

Paypal credit is excellent when you’re waiting for your wages to go in love using it Reviewed on: 10th June 2024

It is great service and easy to use, and Safe...

It is great service and easy to use, and Safe Reviewed on: 10th June 2024

No issues, used weekly.

No issues, used weekly. very happy Reviewed on: 10th June 2024

Excellent Service

Borrowing money from PayPal has always been easy, and I will continue to use them as my credit provider. Reviewed on: 10th June 2024

I have used PayPal credit on a few occasions

I have used PayPal credit on a few occasions and have found it easy to use, easy to arrange direct debits. It’s just a help if money is a little tight at the the time of purchase Reviewed on: 10th June 2024

PayPal and me.

I've been using PayPal credit for a long time, I've never had a problem, PayPal is absolutely excellent Reviewed on: 10th June 2024

Budget borrowing

Great for small budget type borrowing Reviewed on: 10th June 2024

It good a reliable and gives me the reflexibility to...

It good a reliable and gives me the reflexibility to pay Reviewed on: 10th June 2024

Paypal makes me feel safe and easy to purchase anyth...

Paypal makes me feel safe and easy to purchase anything I meed especially with PayPal Credit that gives me more leeway to pay my purchases Reviewed on: 10th June 2024

You are good .

You are good . You are best. Thank Reviewed on: 10th June 2024

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