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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

It’s brilliant , I am able to pay , send money and b...

It’s brilliant , I am able to pay , send money and buy things . One of the best things is that you don’t need card details , you can just use an email or number. With PayPal credit I am able to buy things with very little worry about paying things back. PayPal Credit is easy to use and gives you extra flexibility when paying for purchases online. The application process is straightforward and repayments can be managed through the PayPal app. However, it is important to keep track of payment dates and interest charges. Overall, it is a convenient option when used responsibly. Reviewed on: 6th July 2026

I have used PayPal for more than 20 years , they hav...

I have used PayPal for more than 20 years , they have been invaluable to me , now with all of the extra services they provide i ,m sure others will agree with me . Reviewed on: 6th July 2026

Great Customer Services

When there was a problem PayPal were prompt and professional in resolving the issue and reassuring that everything was OK. Reviewed on: 6th July 2026

Good experience

PayPal Credit is a convenient way to finance online purchases. The application process is simple, and the flexible payment options can be very helpful Reviewed on: 6th July 2026

I have never had an issue with PayPal and find the a...

I have never had an issue with PayPal and find the app easy to use. Any disputes have always been dealt with quickly. Reviewed on: 6th July 2026

Simple, effective and versatile.

Simple, effective and versatile. Very convenient and flexible. Reviewed on: 6th July 2026

I find Paypal easy to use and provides a great service.

I find Paypal easy to use and provides a great service. Having Paypal credit or paying installments is a brilliant service and really helpful at times. Reviewed on: 6th July 2026

I love paypal, however there is room for growth.

I love paypal, however there is room for growth. Reviewed on: 6th July 2026

Love the offers, simplicity of the app, the trust an...

Love the offers, simplicity of the app, the trust and safety if anything goes wrong. Quick and personalised customer service. Reviewed on: 6th July 2026

Happy with service.

Happy with service. Convenient and easy and does not cost. security is good. Reviewed on: 6th July 2026

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