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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal allows me to buy things and spred the cost

PayPal allows me to buy things and spred the cost Reviewed on: 10th June 2024

Very good!

Very good! Absolutely love paypal credit Reviewed on: 10th June 2024

Trusted Payment Option

Comes in handy all of the time, often if I don’t trust or know a site very well then I will use PayPal credit knowing my money is safe - but also it’s a bonus of not needing to rush to pay it back either, and that it offers up to a month to pay it back Reviewed on: 10th June 2024

Very simple to use and customer services is where I...

Very simple to use and customer services is where I expect all types of credit service should be very good! Reviewed on: 10th June 2024

Great, no problem straight forward

Great, no problem straight forward Reviewed on: 10th June 2024

Provide affordable pay in 3 credit options

Provide affordable pay in 3 credit options Reviewed on: 10th June 2024

Seamless efficient easy to manage

Seamless efficient easy to manage Reviewed on: 10th June 2024

Very handy especially when it comes to emergencies

Very handy especially when it comes to emergencies Reviewed on: 10th June 2024

I bought a card scanner machine and PayPal gave me c...

I bought a card scanner machine and PayPal gave me credit for 4 months to pay without any added interest and I found it convenient and helpful. Reviewed on: 10th June 2024

PayPal credit

I couldn’t thank PayPal Credit enough. It’s given me help and support when I’ve needed it most Reviewed on: 10th June 2024

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