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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very easy and simple to use.

Have always used it for financing anything I buy. Very easy and clear how to use and view any upcoming payment or payment history I have. Reviewed on: 10th June 2024

PayPal is simple to use and is offered with all majo...

PayPal is simple to use and is offered with all major merchants so a very good option for finance. I particularly like that Apple works with them. Reviewed on: 10th June 2024

Ahead of all the rest

Absolutely love the service, reputable, safe, quick processing, protected, really enjoy buying items when I know the stress is taken out if it, I can buy items in emergency that I may nit have access to the funds in the moment. Fantastic resource abd peace of mind and easy ways to pay it off too Reviewed on: 10th June 2024

Great thanks

Good service happy with it. Easy payment options Reviewed on: 10th June 2024

Easy to use & Digital experience

Easy to use & Digital experience Reviewed on: 10th June 2024

PayPal allows me to buy things and spred the cost

PayPal allows me to buy things and spred the cost Reviewed on: 10th June 2024

Very good!

Very good! Absolutely love paypal credit Reviewed on: 10th June 2024

Trusted Payment Option

Comes in handy all of the time, often if I don’t trust or know a site very well then I will use PayPal credit knowing my money is safe - but also it’s a bonus of not needing to rush to pay it back either, and that it offers up to a month to pay it back Reviewed on: 10th June 2024

Very simple to use and customer services is where I...

Very simple to use and customer services is where I expect all types of credit service should be very good! Reviewed on: 10th June 2024

Great, no problem straight forward

Great, no problem straight forward Reviewed on: 10th June 2024

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