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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

It really helped when I really needed the money for...

It really helped when I really needed the money for my self development Reviewed on: 10th June 2024

Was quick and easy process to go through especially...

Was quick and easy process to go through especially as needed to sort some things out and was really happy with how PayPal is flexible and nearly anyone is able to apply so would definitely recommend Reviewed on: 10th June 2024

Topnotch services

Since I discovered/started using PayPal I have always received seamless services. Reviewed on: 10th June 2024

Making buying items more flexible and which in turn...

Making buying items more flexible and which in turn make it seem more affordable Reviewed on: 10th June 2024

Pay in 3 is essential to everyday life

Pay in 3 is essential to everyday life Reviewed on: 10th June 2024

PayPal Easy Secure and Flexible

Easy to use and flexible, in that can be used in many areas of spend direct to people or online to businesses. Above all secure. Reviewed on: 10th June 2024

Great experience

I have had a great experience and found it to be easy to use and manage payments. Its great being able to use paypal credit and know I have a safe purchase that is protected Reviewed on: 10th June 2024

I have used PayPal since its inception and it has al...

I have used PayPal since its inception and it has always been a reliable service to help me manage my purchases. Reviewed on: 10th June 2024

Very useful with no hidden fees help with what you...

Very useful with no hidden fees help with what you need when under pressure Reviewed on: 10th June 2024

Have never had any issues.

Have never had any issues when making a purchase using PayPal Credit. They offer many flexible options to suit your requirements. Pay in 3 is great for smaller purchases where you would rather not stick it on the credit card or finance for a longer term. 0% interest for 4 months has been very useful for saving cost on high interest rates when you know you will be able to pay off the purchase balance in the next 4 months. Even if your circumstances change and you run over by a month, you have saved on the interest for 4 months compared to buying with a credit card. To summarise, it is very helpful for me when I need to juggle any small or large purchase into my personal cash flow. Sometimes you can even get a 0% over 12 months offer which really takes the stress away from making them otherwise, bank breaking purchases. Reviewed on: 10th June 2024

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