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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Always have virtual card pined with my google pay ac...

Always have virtual card pined with my google pay account and have 100 control of it Reviewed on: 6th July 2026

Great product, apart from compound interest.

Although an excellent product, was disappointed when PayPal decided to started to use compound interest, making repayments more expensive. I will still use it - as it’s nice sitting there available at checkout. Reviewed on: 6th July 2026

Great services

Easy to use good value payment can take some time to process Reviewed on: 6th July 2026

very easy to use, can be used in multiple places.

very easy to use, can be used in multiple places. 0% interest for 4 months, you can pay the minimum amount each month or more, so as long as you pay it off within 4 months, no interest is charged Reviewed on: 6th July 2026

Interest free and happy

Purchased quite a lot over the past year on paypal credit, and its really helped me out by having that little bit of extra time to pay off, interest free as well! Reviewed on: 6th July 2026

Excellent service

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and the account was easy to set up. It gives me the flexibility to spread the cost of larger purchases, and the online account makes it simple to check my balance and make payments. Everything is clearly explained, and I’ve found the service reliable and convenient. I would recommend PayPal Credit to anyone looking for a flexible and easy-to-manage credit option. Reviewed on: 6th July 2026

Overall good.

Overall good. Clear account screens. . Reviewed on: 6th July 2026

Good c/s

Good service , affordable repayment Reviewed on: 6th July 2026

Every thing is done with a trusted environment

Everything is done with a trusted environment Reviewed on: 6th July 2026

pay in 3 interest free

I have been able to pay in 3 interest free and even over 24 months on a Samsung PayPal agreement Reviewed on: 6th July 2026

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