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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Provide affordable pay in 3 credit options

Provide affordable pay in 3 credit options Reviewed on: 10th June 2024

Seamless efficient easy to manage

Seamless efficient easy to manage Reviewed on: 10th June 2024

Very handy especially when it comes to emergencies

Very handy especially when it comes to emergencies Reviewed on: 10th June 2024

I bought a card scanner machine and PayPal gave me c...

I bought a card scanner machine and PayPal gave me credit for 4 months to pay without any added interest and I found it convenient and helpful. Reviewed on: 10th June 2024

PayPal credit

I couldn’t thank PayPal Credit enough. It’s given me help and support when I’ve needed it most Reviewed on: 10th June 2024

It really helped when I really needed the money for...

It really helped when I really needed the money for my self development Reviewed on: 10th June 2024

Was quick and easy process to go through especially...

Was quick and easy process to go through especially as needed to sort some things out and was really happy with how PayPal is flexible and nearly anyone is able to apply so would definitely recommend Reviewed on: 10th June 2024

Topnotch services

Since I discovered/started using PayPal I have always received seamless services. Reviewed on: 10th June 2024

Making buying items more flexible and which in turn...

Making buying items more flexible and which in turn make it seem more affordable Reviewed on: 10th June 2024

Pay in 3 is essential to everyday life

Pay in 3 is essential to everyday life Reviewed on: 10th June 2024

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