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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

PayPal is the best service provider !

5
PayPal is the best service provider ! Money back guarantee peace of mind in within 180 days . Always supportive and excellent customer service ! Reviewed on: 10th June 2024

Pleasant experience with PayPal and would recommend...

5
Pleasant experience with PayPal and would recommend to friends and family. Customer service has been prompt, efficient and helpful and were able to immediately respond to my issue. Reviewed on: 10th June 2024

Easy to use.

5
Easy to use. I love anything user friendly Reviewed on: 10th June 2024

So far so good.

5
So far so good. think the offers are good and it would be great if oversea transfers are possible at a more affordable rate Reviewed on: 10th June 2024

PayPal and customer service

5
Staff are always kind courteous and are so helpful Reviewed on: 10th June 2024

A great benefit

5
I use it all the time. Pay in 3 really helps spread the bills out especially at Christmas and birthdays. Reviewed on: 10th June 2024

Fantastic Awesome mega superb really good smashing l...

5
Fantastic Awesome mega superb really good smashing lovely Reviewed on: 10th June 2024

Very easy to use, however making credit payments can...

4
Very easy to use, however making credit payments can take a long time. Reviewed on: 10th June 2024

Great service!

5
Have had no problems with using PayPal and the services have been great! I love the pay in 3 and 4 months of no interests offers. Reviewed on: 10th June 2024

Very good Value

5
Very good value and easy to understand and manage. Reviewed on: 10th June 2024

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