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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Its great and secure to pay by paypal.

5
Its great and secure to pay by paypal. Reviewed on: 6th July 2026

Reliable service easy to use , different options for...

5
Reliable service easy to use , different options for payment plans Reviewed on: 6th July 2026

I love the 0% interest for 4 months when you...

5
I love the 0% interest for 4 months when you shop Reviewed on: 6th July 2026

Easy monthly payments and instalments for so many di...

5
Easy monthly payments and instalments for so many different retailers. Reviewed on: 6th July 2026

Happy with service PayPal is my only method of payme...

5
Happy with service PayPal is my only method of payment whenever I make purchases if payment options include PayPal Reviewed on: 6th July 2026

A Trusted Partner for Over 15 Years

5
have been a loyal PayPal customer for over 15 years, and throughout that time, they have consistently delivered exceptional service. Their customer support is outstanding—professional, knowledgeable, responsive, and always willing to go the extra mile to resolve any issue quickly and efficiently. PayPal has earned my trust through years of reliability, transparency, and excellent customer care. I would not hesitate to recommend them to anyone looking for a dependable and customer-focused credit provider. Reviewed on: 6th July 2026

Great financial platform

5
Great app, got debit card, credit card. I love the pay later as you can spread over bigger purchases like holidays. Also love the new rewards too. Reviewed on: 6th July 2026

Using PayPal credit

5
It is useful sometimes but I always try to pay in full at the end of the month Reviewed on: 6th July 2026

Helpful and easy to use

5
Very helpful clear and easy to use Reviewed on: 6th July 2026

Very pleased with the service provided, they are hel...

5
Very pleased with the service provided, they are helping hand when you need it most, highly recommend Reviewed on: 6th July 2026

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