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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177517)

PayPal review A*

5
I enjoy using PayPal for the ease of linking to providers, good reputation too and it is clear to use Reviewed on: 6th July 2026

Verry good card with just right leanth of time to pa...

5
Verry good card with just right leanth of time to pay balance excepted at most place. Reviewed on: 6th July 2026

It’s so simple!

5
It’s so simple to pay by PayPal, I cannot recommend it highly enough! Reviewed on: 6th July 2026

Spreading the cost could not be better

5
Convenient, easy too use, and great service, would definately use again. Spreading the cost could not be better. Reviewed on: 6th July 2026

I've really enjoyed my online shopping experience!

5
I've really enjoyed my online shopping experience! The customer support team has been super helpful whenever I've needed assistance, and the buyer protection makes me feel secure. Reviewed on: 6th July 2026

Excellent service.

5
Excellent service. Feel safe and secure Reviewed on: 6th July 2026

Paypal credit is excellent for budgeting

5
Have been using PayPal and PayPal credit for over 20 years and I have always found it excellent to use and really useful for the 4 months free credit on costly items to help budgeting. It is also excellent for protecting my financial details. Reviewed on: 6th July 2026

Always there when I need to make a secur purchase...

5
Always there when I need to make a secur purchase Reviewed on: 6th July 2026

Easy application quick decision applied approved and...

5
Easy application quick decision applied approved and granted within minutes Reviewed on: 6th July 2026

Easy to apply and easy to use

5
Easy to apply and regular payment reminders which is really useful. Reviewed on: 6th July 2026

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