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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177450)

Easy to use website, great way to safely buy product...

5
Easy to use website, great way to safely buy products and services Reviewed on: 6th July 2026

Buying and paying safely.

5
A safe, secure and value way of getting what you want. Reviewed on: 6th July 2026

Reliable way to purchase products

5
Always use PayPal for purchases and transferring money i kniw it will be safe. PayPal has been really great when a purchase went wrong. Money back guaranteed Reviewed on: 6th July 2026

Great service

5
Great service, never any issues and always available on every website. The addition of a card you can add to gpay is fantastix Reviewed on: 6th July 2026

Life saver when I needed it the most.

5
Life saver when I needed it the most. Credit was offered and payments have been affordable and flexible. Reviewed on: 6th July 2026

PAYPAL credit is reliable and accessible

4
PAYPAL credit is reliable and their services is readily accessible. Overall, it has helped in managing one's finances. Reviewed on: 6th July 2026

Want a good responsible lender, call PayPal now.

5
It would seem that PayPal are a responsible lender they don't give credit increases willy nilly, you've got to earn it, which is a good thing tbh, they also seem very good if you experience any problems or if your worried about scams etc, I've been with them for a few years now and overall I have no complaints at all. Reviewed on: 6th July 2026

Always use paypal have for many years

5
Always use paypal have for many years Reviewed on: 6th July 2026

Found anytime I have to speak to customer service, t...

4
Found anytime I have to speak to customer service, they are courteous, listen to what you are questioning. Find relevant answers Reviewed on: 6th July 2026

Love PayPal

5
The pay in 3 when buying items over £20 and the 4 months free interest on credit cards in brilliant, I use it all the time Reviewed on: 6th July 2026

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