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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Undisputed winner

5
Never had an issue. Always there for me and my needs Reviewed on: 6th July 2026

Good flexible service.

5
Good flexible service. Great to use for online purchases. Reviewed on: 6th July 2026

Paypal have been great in all my dealings with them...

5
Paypal have been great in all my dealings with them and they provide an easy to use service. Reviewed on: 6th July 2026

Excellent

5
Their services are clear and amazing. Reviewed on: 6th July 2026

Paypal credit fearure is so Good especially pay in 3...

5
Paypal credit fearure is so Good especially pay in 3 option. Reviewed on: 6th July 2026

if it don't take paypal i don't use it

5
if it don't take paypal i don't use it Reviewed on: 6th July 2026

Always a good experience with paypal and always happ...

5
Always a good experience with paypal and always happy to help resolve any issues Reviewed on: 6th July 2026

A PayPal Customer

5
I have been a PayPal customer a very long time when it was connected to ebay Reviewed on: 6th July 2026

Paypal makes your buying decisions easier.

5
Gives me flexibility in payments, confidence in buying, and value for money through reward system paypal is offering. Reviewed on: 6th July 2026

Simple and Flexible Payment Option

5
My experience with PayPal Credit has been very positive. The application process was quick and straightforward, and using the service for online purchases has been convenient. I appreciate the flexible payment options and the ability to manage my account easily. Overall, it has been a reliable and helpful credit service, and I would recommend it to anyone looking for a simple financing option for eligible purchases. Reviewed on: 6th July 2026

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