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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

A great benefit

I use it all the time. Pay in 3 really helps spread the bills out especially at Christmas and birthdays. Reviewed on: 10th June 2024

Fantastic Awesome mega superb really good smashing l...

Fantastic Awesome mega superb really good smashing lovely Reviewed on: 10th June 2024

Very easy to use, however making credit payments can...

Very easy to use, however making credit payments can take a long time. Reviewed on: 10th June 2024

Great service!

Have had no problems with using PayPal and the services have been great! I love the pay in 3 and 4 months of no interests offers. Reviewed on: 10th June 2024

Very good Value

Very good value and easy to understand and manage. Reviewed on: 10th June 2024

Good service instant delivery managed to send to Can...

Good service instant delivery managed to send to Canada, USA and Europe and also make purchases both instantly and securely and on credit Reviewed on: 10th June 2024

Easy flexible short term loan that allows me to spre...

Easy flexible short term loan that allows me to spread the cost of some of those bigger purchases and. Backed by some credit securities Reviewed on: 10th June 2024

Great service

Very easy to use and customer service is very easy to navigate and are very helpful Reviewed on: 10th June 2024

It's easy to use easy to pay for things and...

It's easy to use easy to pay for things and send money Reviewed on: 10th June 2024

Great cs.

Great cs. Easy,fast and safe payment Reviewed on: 10th June 2024

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