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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Good service instant delivery managed to send to Can...

Good service instant delivery managed to send to Canada, USA and Europe and also make purchases both instantly and securely and on credit Reviewed on: 10th June 2024

Easy flexible short term loan that allows me to spre...

Easy flexible short term loan that allows me to spread the cost of some of those bigger purchases and. Backed by some credit securities Reviewed on: 10th June 2024

Great service

Very easy to use and customer service is very easy to navigate and are very helpful Reviewed on: 10th June 2024

It's easy to use easy to pay for things and...

It's easy to use easy to pay for things and send money Reviewed on: 10th June 2024

Great cs.

Great cs. Easy,fast and safe payment Reviewed on: 10th June 2024

Ease of mind whilst deciding on goods, also interest...

Ease of mind whilst deciding on goods, also interest free 4 months payment option, win win! Reviewed on: 10th June 2024

Very convenient and safe, secure service

Very convenient and safe, secure service Reviewed on: 10th June 2024

I have been with paypal for years and when ever i ne...

I have been with paypal for years and when ever i needed the extra credit to get the things needed for my camper van project that has been going for 4years now paypal credit was there to help and give me that flexibility to pay in installmants and strecth out the payments not just for my camper van project but as a dad of two also for getting things for my little ones. Just excellent i cant be hapoy enough to be apart of paypal really and truly paypal credit paypal has been always there for me when i need it. Reviewed on: 10th June 2024

So many positives

App always works. Easy to understand. Simple to contact advisors when needed. Reliable and secure from of payment, makes my online transactions feel safer. I have used them once to query a company when they tried to refuse refund or return of a faulty product and once the company knew I had paid with PayPal and my transaction was protected and I could flag it they immediately did the right thing. Reviewed on: 10th June 2024

Excellent service offering interest free spending

Excellent service offering interest free spending Reviewed on: 10th June 2024

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