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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177377)

It’s an easy to use method of accessing credit.

It’s an easy to use method of accessing credit. I feel like it offers more protections than a traditional credit card because you get the cover from PayPal. It can be used in most places, but doesn’t require me to remember a card number etc. It feels more secure than a card for the same reason. I get regular emails to ensure I don’t forget to pay my bill and it’s also made very clear what the interest has been if applicable. Overall I prefer to use this over my other credit options. Reviewed on: 6th July 2026

Paypal credit never disappoints

I always use PayPal credit or Pay in 3 which offers 0% interest on purchases. This allows to spread the cost of larger purchases without incuring interest. Always convenient for making large purchases but don't want to pay in lum sum. Thank you PayPal! Reviewed on: 6th July 2026

Excellent customer service

Easy to use. Good communications. Friendly and helpful if you need to get in contact. Reviewed on: 6th July 2026

They always have your back!

I feel very confident that pay pal is always on my side, when I’ve had a problem with a seller they have sorted it out and got me back my money almost immediate Reviewed on: 6th July 2026

I trust paypal to look after my purchases and to ke...

I trust paypal to look after my purchases and to keep my money safe online. They are also very good when you have a dispute with a seller Reviewed on: 6th July 2026

Convenient

It has been a lot easier when you make a purchase. It gives enough time to repay and very convenient Reviewed on: 6th July 2026

Budgeting friendly

Really useful to spread purchases over £100 for 4months interest free Reviewed on: 6th July 2026

App easy to use and good to keep track

App easy to use and good to keep track Reviewed on: 6th July 2026

Quick and easy to set up the PayPal credit and the o...

Quick and easy to set up the PayPal credit and the option to pay in three. Reviewed on: 6th July 2026

Very trusted easy to use across the board

Very trusted easy to use across the board Reviewed on: 6th July 2026

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