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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

PayPal has always been such an easy way to trade.

5
PayPal has always been such an easy way to trade. And the PayPal credit is really handy too. I now use the card as well for my shopping to earn points as well. Reviewed on: 6th July 2026

There when i need it .

5
There when i need it .i can split it ore pay with my credit Reviewed on: 6th July 2026

I’ve had an excellent experience with PayPal.

5
I’ve had an excellent experience with PayPal. Their customer service is outstanding, and any queries or issues I’ve had have always been resolved promptly and professionally. It’s reassuring to know that help is available when needed, and the support team consistently provides efficient and friendly service. Highly recommended! Reviewed on: 6th July 2026

Extremely positive encounter with PayPal credit.

5
Extremely positive encounter with PayPal credit. Reviewed on: 6th July 2026

What’s not to like!

5
Used PayPal Credit lots of times. 4 months interest free credit lets you spread the cost without costing you an extra penny. Statements every month keep you well informed of when your interest free credit period is finishing. Reviewed on: 6th July 2026

Purchases safe

5
I have found paypal to be very helpful when I have had non deluvery of items. Reviewed on: 6th July 2026

PayPal has helped me through my business, I bought t...

5
PayPal has helped me through my business, I bought things online paying with PayPal has make it easier and convenient. I don’t need to travel to local stores to transfer money, I buy make payment in my own bed and to make it even better PayPal gives 3 to 4 months interest free pride. Reviewed on: 6th July 2026

very simple to use.

5
very simple to use. very reliable and they sort out problems efficiently. Reviewed on: 6th July 2026

My experience with paypal was always nice.

5
My experience with paypal was always nice.Fast, efficient and easy to use. Reviewed on: 6th July 2026

Very helpful customer service and reliable

1
Very helpful customer service and reliable Reviewed on: 6th July 2026

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