Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Love it.

Awesome idea. Great to get big lego sets and build my credit score. Reviewed on: 10th June 2024

Great PayPal!

Great. PayPal have helped me find my musical career and realise my dreams. Reviewed on: 10th June 2024

Paypal has been a great way to buy products and repa...

Paypal has been a great way to buy products and repay over a certain period without interest. Any issues ive had theyve been very responsive and keep you informed on progress. I have recommended to friends who now also use this service. Reviewed on: 10th June 2024

Great way to borrow!

Great way to borrow, easily linked to my PayPal account which makes it quick and simple to use with online shopping. Reviewed on: 10th June 2024

PayPal always keep me informed

PayPal always keep me informed of my balance, payment dates and offers. Any disputes I have are dealt with in an efficient and timely manner Reviewed on: 10th June 2024

I’ve been using paypal for over years just saying I...

I’ve been using paypal for over years just saying I am truly satisfied and happy with paypal services. Highly recommended to everyone to use paypal, safe to pay safe to use everywhere anywhere and always available anytime you needed it. Reviewed on: 10th June 2024

Quick, easy and incredibly flexible

Quick easy and incredibly flexible feel very confident using it and there’s so many options available Reviewed on: 10th June 2024

4 month interest free option is a lifesaver.

I’ve had PayPal credit for several years now. Having a 4 month interest free option has been an absolute lifesaver for me when purchasing all my bathroom furniture and large kitchen appliances during our house renovation. Reviewed on: 10th June 2024

Lots of options but the online help needs improvement

Good options for payments . Not happy with the in-app online customer service chat Reviewed on: 10th June 2024

Good features

4 months interest free credit on all purchased over £100 is a very useful feature Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.13 from 8 reviews
Credit card
from Zopa 4.93 from 40269 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub