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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal for peace of mind

I love using PayPal. It can be used on many platforms to use as payment. It has different options such as pay by debit card or credit, has a pay by bank option and also have the facility to use PayPal Credit where you can pay over a certain amount of time. I feel that my details are safe and secure with PayPal which gives me extra piece of mind when purchasing online. PayPal provides the opportunity to send and receive money from friends/family and businesses, offering an alternative to providing bank details. When making purchases you are covered by buyer protection which aso makes using PayPal a very good platform to use. Reviewed on: 10th June 2024

Really good, no complaints only issue I can think of...

Really good, no complaints only issue I can think of is the fact it’s hard to increase the credit limit Reviewed on: 10th June 2024

Really great way to pay and it’s always clear what y...

Really great way to pay and it’s always clear what your balance is and what you need to pay Reviewed on: 10th June 2024

Great and easy to use app.

Great and easy to use app. Always working, no issues. Plenty of availability on other websites too Reviewed on: 10th June 2024

What a joy

Been a pleasure to deal with, easy to sign up and consistent. The no interest for 3 months on purchases has been a god send. Reviewed on: 10th June 2024

Very good service and easy to use

Very good service and easy to use Reviewed on: 10th June 2024

Love it!!!

Easy process and very clear in the credit they probide Reviewed on: 10th June 2024

Whole process is quick and easy, with a couple click...

Whole process is quick and easy, with a couple clicks the process with complete efficiently. Reviewed on: 10th June 2024

You have more time to pay for your purchase

You have more time to pay for your purchase Reviewed on: 10th June 2024

Very helpful when times have been a bit hard money w...

Very helpful when times have been a bit hard money wise at home Reviewed on: 10th June 2024

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