Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

It’s so easy to use

It’s so easy to use and can be used on a variety of sites which is so helpful Reviewed on: 10th June 2024

it's easy effortless app is a doddle to use what's n...

it's easy effortless app is a doddle to use what's not to like Reviewed on: 10th June 2024

Perfect services, quick response.

Perfect services, quick response. I can just recommend them. Reviewed on: 10th June 2024

Spectacular

It's been nothing but spectacular. Always there when you need it Reviewed on: 10th June 2024

Good communication and quick problem solving

Good communication and quick problem solving Reviewed on: 10th June 2024

Excellent for credit flexible payment windows

Excellent for credit flexible payment windows Reviewed on: 10th June 2024

Easy to use, extended payments are a great help.

Easy to use, extended payments are a great help. Easy to pay back with as little or more you can pay off. Reviewed on: 10th June 2024

Well I was disappointed with one of the items I didn...

Well I was disappointed with one of the items I didn't get my money back I purchased a portable hover for the general usage but it never arrived. Over it good value I assume I was protected from item never delivered. Reviewed on: 10th June 2024

Paypal credit

I use paypal but what I find frustrating is that it doesn't accept my direct debit even when there is money in my bank account. Reviewed on: 10th June 2024

Have used other companies but not a patch on PayPal.

Have used other companies but not a patch on PayPal. Everything PayPal do is very straight forward. Any issues are always resolved easlily. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Everyday Credit Card
from Creation 2.98 from 19 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub