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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very good service and easy to use

Very good service and easy to use Reviewed on: 10th June 2024

Love it!!!

Easy process and very clear in the credit they probide Reviewed on: 10th June 2024

Whole process is quick and easy, with a couple click...

Whole process is quick and easy, with a couple clicks the process with complete efficiently. Reviewed on: 10th June 2024

You have more time to pay for your purchase

You have more time to pay for your purchase Reviewed on: 10th June 2024

Very helpful when times have been a bit hard money w...

Very helpful when times have been a bit hard money wise at home Reviewed on: 10th June 2024

It’s so easy to use

It’s so easy to use and can be used on a variety of sites which is so helpful Reviewed on: 10th June 2024

it's easy effortless app is a doddle to use what's n...

it's easy effortless app is a doddle to use what's not to like Reviewed on: 10th June 2024

Perfect services, quick response.

Perfect services, quick response. I can just recommend them. Reviewed on: 10th June 2024

Spectacular

It's been nothing but spectacular. Always there when you need it Reviewed on: 10th June 2024

Good communication and quick problem solving

Good communication and quick problem solving Reviewed on: 10th June 2024

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