Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177273)

.Benefits I appreciate

5
. I use PayPal for peace of mind when shopping online, thanks to the buyer protection it offers. Beyond the added security, the flexibility to pay with PayPal Credit or Pay in 3 makes juggling my finances much simpler. Reviewed on: 6th July 2026

I have used PayPal for several years and appreciate...

4
I have used PayPal for several years and appreciate how quick, user friendly and secure it is. Sending payment is easily. The Pay in 3 option has been an excellent addition to helping me manage purchases in an affordable way. Reviewed on: 6th July 2026

Easy sailing transactions

5
Easy sailing transaction helped in situations of credit when I didn't have the funds to buy outright Reviewed on: 6th July 2026

PayPal is a great way to shop in-store or online & w...

5
PayPal is a great way to shop in-store or online & with 4 months interest free payments it works really well for me & some retailers I use give a discount for buying with paypal Reviewed on: 6th July 2026

Amazing Help

5
I had trouble with a retailer which wasn’t from England. They was excellent as sorting it out. Reviewed on: 6th July 2026

fast and reliable, extremely easy

5
fast and reliable, extremely easy Reviewed on: 6th July 2026

Efficient and professional.

5
All of my dealings with PAYPAL have been conducted in an extremely professional manner. Their representatives are both knowledgeable and efficient. Reviewed on: 6th July 2026

PayPal has never failed me.

5
PayPal has never failed me. I am impressed how many places I can use it. I also like that I can choose how to spread the cost. Reviewed on: 6th July 2026

Most reliable fast and friendly safe and efficient s...

5
Most reliable fast and friendly safe and efficient service never lets you down and guarantees safe transactions Reviewed on: 6th July 2026

Pay Pal credit 5*****

5
Pay Pal credit helps me alot it allows me to purchase goods and gives me time to pay the bill off. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98516 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products