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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Good experience

5
Easy to us and good for saving mony Reviewed on: 6th July 2026

Customer support is always very helpful

5
Customer support is always very helpful Reviewed on: 6th July 2026

Wonderful experience

5
It been a great experience with PayPal so far. Reviewed on: 6th July 2026

Was super easy to sign up for PayPal credit - Made m...

5
Was super easy to sign up for PayPal credit - Made my first purchase and it appears to be very simple to make payments towards the balance Reviewed on: 6th July 2026

Long time customer

5
Been with paypal for very long no complaints. Recommend to everyone to use Reviewed on: 6th July 2026

Fast, easy & convenient

5
PayPal takes the hassle out of shopping and payments online Reviewed on: 6th July 2026

Good service so far no complaints.

5
Good service so far no complaints. Accepted by everyone no challenge at all. Reviewed on: 6th July 2026

Great options on how to pay and simple

5
Great options on how to pay and simple Reviewed on: 6th July 2026

I have used Paypal for years

5
I have used Paypal for years and love the credit option . I have used the interest free option a few times now with no issues Reviewed on: 6th July 2026

Reliable and easy to use

5
Flexibility to spread the cost of purchases has been helpful. The service has always been reliable, making online shopping more convenient. I would definitely recommend it. Reviewed on: 6th July 2026

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