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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177228 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177232)

A useful tool to manage purchases.

It has been a useful tool to manage small to larger purchases. Reviewed on: 6th July 2026

Convenience and Value.

I love using PayPal for all online purchases, convenience and value for money. Reviewed on: 6th July 2026

Good company good communication fast borrowing

Good company good communication fast borrowing Reviewed on: 6th July 2026

Rely on Paypal

It is reliable, trustworthy above all not complicated to use Reviewed on: 6th July 2026

Very simple and straightforward.

Very simple and straightforward. Often use at checkout for convenience and not having to look out card details Reviewed on: 6th July 2026

Pretty mid to be honest.

Pretty mid to be honest. It asks about value for money but I’ve never been charged? I suppose that’s a good thing. Reviewed on: 6th July 2026

PayPal services

I’ve been using PayPal services for the last 15 years and I’ve never had any bad experience with them or have any problems problems they always trying to help and their services are excellent. They’re treating Customers really really really nice and they they have very very adequate facilities also they have different options of paying back or other facility to pay to connect to your Bank debit debit and all that sort. I highly recommend PayPal for all your online transactions. Reviewed on: 6th July 2026

PayPal Credit has been a Godsend for me

PayPal Credit has been a godsend for me, it allows me spontaneity, flexibility and peace of mind that my credit is in safe hands. Reviewed on: 6th July 2026

Overall it very good payment platform which reliable...

Overall it very good payment platform which reliable and secured Reviewed on: 6th July 2026

Easy to access, flexible and in-charge

Easy to access. Flexible payback process. I was in control of how much to pay back. Convenient for when my money wasn't enough. Reviewed on: 6th July 2026

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