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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

The customer is very helpful to explain the policy a...

The customer is very helpful to explain the policy and options available. Reviewed on: 10th June 2024

Really easy app to use.

Really easy app to use. Feel safe using PayPal. Reviewed on: 10th June 2024

PayPal extra mile

Great customer service always beyond expectations Reviewed on: 10th June 2024

It’s been so easy to borrow money especially with th...

It’s been so easy to borrow money especially with the current cost of living it has gave me more peace of mind Reviewed on: 10th June 2024

Paypal just makes life easy

Never had an issue with the service from PayPal and always feel secure using it as a payment method. PayPal credit is something I use on occasion and pay in 3 both of which allow me to track my progress. Reviewed on: 10th June 2024

I feel very safe using PayPal when paying for produc...

I feel very safe using PayPal when paying for products for company's I don't know of. And PayPal credit is a great way to buy interest free and be able to manage payments easily. Reviewed on: 10th June 2024

PayPal is great!

PayPal is great for easy paying. it is easy to set up a direct debit to pay off pay pal credit in monthly instalments. Reviewed on: 10th June 2024

Reliable and simple

Been with PayPal years, never had an issue. Also opened PayPal credit and it’s been both reliable and simple to keep track of Reviewed on: 10th June 2024

Easy pay

Great no problems super easy to get your payment made. Easy and quick good access to account details Reviewed on: 10th June 2024

Quick to sort out any problems, always handy to have...

Quick to sort out any problems, always handy to have the Credit option Reviewed on: 10th June 2024

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