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PayPal: PayPal Credit reviews

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4.91
Based on 57,367 reviews, last reviewed 8th Apr 2026
606000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is credit is awesome! PayPal is credit is awesome! Great for control unexpected purchases with ease to spread out at 0% interest. Reviewed on: 8th April 2026
SuperIsMa's avatar
SuperIsMa

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57367)

I trust PayPal completely

5
I trust PayPal completely and always pay for my purchases with PayPal whenever possible. It's a smooth and simple way to pay and completely safe Reviewed on: 26th May 2025
Beryl M's avatar
Beryl M

Reliable and Versatile

5
It has been very reliable for online purchases and its flexible payment scheme has allowed me to be able to keep up with buying things. Its Pay-in-3 scheme is very versatile as well as its PayPal Credit scheme. The credit scheme has been very useful as it has given me time to pay for some expensive items and it lessons the burden of each payment. Reviewed on: 26th May 2025
Online Man's avatar
Online Man

Great experience!

5
Great experience, easy and fast and you can manage everything simple Reviewed on: 26th May 2025
Rebecca J's avatar
Rebecca J

Very good idea for somebody that does not take credi...

4
Very good idea for somebody that does not take credit deals as much.Could improve on lengths of credit repayments on those that used a lot. Reviewed on: 26th May 2025
Nedzad H's avatar
Nedzad H

Always used PayPal for ease, security with a reliabl...

5
Always used PayPal for ease, security with a reliable service for the majority of my online payments. Reviewed on: 26th May 2025
Abdul 's avatar
Abdul

I've used paypal for a few years now and find them e...

5
I've used paypal for a few years now and find them excellent. Customer service is first class. I would definitely recommend to friends Reviewed on: 26th May 2025
Janice G's avatar
Janice G

Love the option to pay over a longer amount of time.

5
Love the option to pay over a longer amount of time. Reviewed on: 26th May 2025
Mary H's avatar
Mary H

A convenient and easy way to buy online.

5
I find Paypal to be a very convenient and easy way to pay for purchases. I especially appreciate the Pay in 3 option which enables me to spread the cost of any transaction into more easily affordable payments. Reviewed on: 26th May 2025
Sal's avatar
Sal

PayPal is a very easy product to manage, it gives yo...

5
PayPal is a very easy product to manage, it gives you a great deal such as pay 0% interest for 4 months, ideal for those extra and unexpected payments. Reviewed on: 26th May 2025
Aitor S's avatar
Aitor S

Very easy to use and understand.

5
Very easy to use and understand. The way the PayPal credit works is simple and efficient Reviewed on: 26th May 2025
Kelm's avatar
Kelm

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