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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181150)

It's been very great and helpful.

5
It's been very great and helpful. Easy to manage and straight on the go! Reviewed on: 6th July 2026
Mr R's avatar
Mr R

Very simple and easy to use.

5
Very simple and easy to use. I feel safer using paypal to pay for things online as it doesn't go directly from my bank to whoever im paying. It has become even better with the paypal credit virtual card. Now I can use oaypal even at places that dont normally accept it Reviewed on: 6th July 2026
Ron L's avatar
Ron L

Great service

5
Easy to use. ,payin 3 is a very useful.Its a way you can make sure your money back if this go wrong Reviewed on: 6th July 2026
Gail Meldrum's avatar
Gail Meldrum

Guaranteed resolution always

5
Whenever I see the option to check out with PayPal it always reassures me that should anything go wrong, which has happened before, they will intervene and resolve it. Reviewed on: 6th July 2026
M s's avatar
M s

quick, no hassle, interest free payments.

5
Paypal credit allows for quick payment on most websites and it great to help spread payments with either the pay in 3 option or 4 interest free months. Pay in three is the most convenient and does not have any admin as the three payments are calculated and automatically taken from the bank. Reviewed on: 6th July 2026
Jim F's avatar
Jim F

All standard credit card features available

5
All standard credit card features available and simple, straightforward online management. Good 2FA security features. Reviewed on: 6th July 2026
Danny's avatar
Danny

Pay in 3

5
Very easy to use & makes it more affordable to be able to spread the cost over 3 payments & interest free Reviewed on: 6th July 2026
Starfish 's avatar
Starfish

Never had any issues with PayPal.

5
Never had any issues with PayPal. Been using for many years Reviewed on: 6th July 2026
Claire O's avatar
Claire O

A* fantastic I’m very happy with this

5
A* fantastic I’m very happy with this Reviewed on: 6th July 2026
Izabela G's avatar
Izabela G

I love PayPal.

5
I love PayPal. I use it all the time, it allows me to spread my payments so makes things affordable for me, plus I have the security that if I have a problem with a seller PayPal will sort that for me and I always get my money back. Reviewed on: 6th July 2026
Linda C's avatar
Linda C

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