Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 57,456 reviews, last reviewed 8th Apr 2026
614300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very convenient way of paying PayPal is very convenient way of paying Reviewed on: 8th April 2026
John M's avatar
John M

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57456)

Great service

5
Never had any issues. Regular updates make sure you don’t forget to make payments. The app also makes it super easy to access Reviewed on: 26th May 2025

Good for spreading the cost at 0%

5
Good for spreading the cost at 0% Reviewed on: 26th May 2025

Easy to use and easy to monitor where you are up to...

5
Easy to use and easy to monitor where you are up to with your credit. Reviewed on: 26th May 2025

Great, Easy, and Safe Way to Pay.

5
PayPal is my go-to for online payments. It’s incredibly easy and convenient to use wherever it’s accepted. I especially appreciate the strong safety features – I feel confident knowing my payment information is protected. The PayPal Credit and Pay in 3 options are a huge bonus, making it easier to manage bigger purchases without the stress of paying all at once. It’s flexible and really helps with budgeting. What sets PayPal apart is the customer support – if I ever have an issue, I can talk to a real person, not just a bot. That kind of support is rare these days and really appreciated. Highly recommend PayPal for anyone who wants a safe, reliable, and user-friendly payment method! Reviewed on: 26th May 2025

Never any issues, always very happy with the smooth...

5
Never any issues, always very happy with the smooth transactions Reviewed on: 26th May 2025

Never had any issues.

5
Never had any issues. Happy with the service provided and would be very happy to recommend. Reviewed on: 26th May 2025

Easy and hassle free.

5
Easy and hassle free. Excellent customer service, friendly and helpful. Reviewed on: 26th May 2025

Always easy to use and for payment.

5
Always easy to use and for payment. Lots of places to use Reviewed on: 26th May 2025

PayPal is easy to use.

4
PayPal is easy to use. However I find getting help difficult Reviewed on: 26th May 2025

Easy to use never had any issues easy website self e...

5
Easy to use never had any issues easy website self explanitory Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review