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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Paypal is the most reliable service right now, safe...

5
Paypal is the most reliable service right now, safe and fast. Also the RATE is very low compared with others. Reviewed on: 10th June 2024

Its a good way to build credit scores up and really...

5
Its a good way to build credit scores up and really helps with getting the monthly food shop Reviewed on: 10th June 2024

Very good experience.

5
Very good experience. Good job. Thanks Reviewed on: 10th June 2024

Fantastic

5
Fantastic service, fuss free payments and easy to monitor and manage account. Reviewed on: 10th June 2024

Very easy to use, and offers a great way to spread t...

5
Very easy to use, and offers a great way to spread the payments Reviewed on: 10th June 2024

Safe to use

5
Feel very safe using PayPal to pay for items knowing if something goes wrong PayPal will be there for me Reviewed on: 10th June 2024

My go to app if I want to make a secure purchase

5
I’ve used PayPal for a few years now and I have never had any issues with it and have made some significant purchases with it and feel absolutely safe and secure using it. 4 months zero interest on every purchase and every payment goes against the oldest purchase first. Thank you PayPal Reviewed on: 10th June 2024

Love paypal

5
Love paypal'safest way to shop'if theres ever a problem 'paypal solve it'put customer care first . Reviewed on: 10th June 2024

The service rendered is absolutely amazing because i...

5
The service rendered is absolutely amazing because it allows you to get answers to your query through simplify process and system that is in place to make transactions is very good. Reviewed on: 10th June 2024

Quality seevice

5
They are always there with new great ideas also Reviewed on: 10th June 2024

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