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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Very good experience the app can be difficult to use...

5
Very good experience the app can be difficult to use Reviewed on: 6th July 2026

Easy to use, 4 month interest free in some stores i...

4
Easy to use, 4 month interest free in some stores is top notch. Great app and rewards Reviewed on: 6th July 2026

Convenient to use, reliable and safe with...

5
Paypall is convenient to use, reliable and safe with the peace of mind knowing funds will be refunded if anything goes wrong. Reviewed on: 6th July 2026

Great experience

5
Just find PayPal really easy to use , the pay in 3 is great Reviewed on: 6th July 2026

Things ain’t what the used to be.

5
I have been with PayPal for quite some years now!! Over that time because UK left Europe, who I dealt with had to be changed, the group now is not so good as I have had a couple of things go wrong in the last 2 years but if I was just starting with PayPal and had nothing to compare it with I would be more than happy with it!!! Reviewed on: 6th July 2026

A simple service.

5
A simple service. I have been using Paypal for a number of years. I utilise it for large and everyday purchases. It provides flexibility and allows me to spread or defer costs as I see appropriate and enables me to budget effectively. Reviewed on: 6th July 2026

Best way to shop

5
Good service and good offers and secure Reviewed on: 6th July 2026

Always great any issues dealt with quickly and effic...

5
Always great any issues dealt with quickly and efficiently Reviewed on: 6th July 2026

Paypal offers good service

5
Never had an issue with paypal, always been great. Great service, especially when you’re challenging a previous issue. Defo would recommend to friends and family. Reviewed on: 6th July 2026

Great, perfect, the best money app

5
Great, perfect, the best money app Reviewed on: 6th July 2026

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