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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal’s services have been excellent.

PayPal’s services have been excellent. This includes their customer service and their ability to deal with any issues/concerns raised. Reviewed on: 10th June 2024

Very good and easy to use and customer service very...

Very good and easy to use and customer service very good Reviewed on: 10th June 2024

I have been using PayPal credit for over 5 years now...

I have been using PayPal credit for over 5 years now and it is great because it gives me possibility to buy and pay later, plus it helps with my credit history, which is good for my finances Reviewed on: 10th June 2024

Great experience

Great user experience easy to pay money in and out Reviewed on: 10th June 2024

Brilliant app.

Brilliant app. East to use with great features. Reviewed on: 10th June 2024

Great customer service - swiftly helped deal with fr...

Great customer service - swiftly helped deal with fraud and scammers. Really pleased with their help Reviewed on: 10th June 2024

Overall it’s an amazing app

It’s given me 3 months pay instalments which is amazing Reviewed on: 10th June 2024

I have never faced any issues with PayPal.

I have never faced any issues with PayPal. It enabled me to shop worldwide as a highly accepted payment method. Reviewed on: 10th June 2024

Quick and efficient

Really easy to use, to send and receive money, to buy online via PayPal and the resolution centre has been very efficient in sorting any problems Reviewed on: 10th June 2024

Always fantastic and helpful, professional and infor...

Always fantastic and helpful, professional and informative Reviewed on: 10th June 2024

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