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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Great way to pay for items.

5
Great way to pay for items.paypal credit allows the ease to get items and pay over time Reviewed on: 10th June 2024
Peter C's avatar
Peter C

So easy to keep on top of finances with PayPal

5
So easy to keep on top of finances with PayPal Reviewed on: 10th June 2024
Kerrie S's avatar
Kerrie S

easy to set up and use.

5
So easy to set up and use. It has Great rates and customer service has always been easy to use! Highly recommend. Reviewed on: 10th June 2024
Dan's avatar
Dan

Online Boss

5
Paypal always come handy when you have to do any online deals . Most of modern company’s cooperate with Paypal in most countries with give opportunities to do transactions all over the world Reviewed on: 10th June 2024
Maciej T's avatar
Maciej T

Highly recommend... I'm very happy customer!

5
I use PayPal long time for paying like to normal way and with PayPal Credit. It excellent opportunity for help with costs of something more expensive. Reviewed on: 10th June 2024
Beata A's avatar
Beata A

Never had an issue using PayPal credit.

5
Never had an issue using PayPal credit. Good as gold. Reviewed on: 10th June 2024
Simon Manvill's avatar
Simon Manvill

Pay in 3

5
Very easy to pay in 3 and spread the cost with 0% interest. Reviewed on: 10th June 2024
Steph L's avatar
Steph L

Have had no isses with paypal until past couple of m...

4
Have had no isses with paypal until past couple of months where all of a sudden for no reason I can longer pay in 3, I have never missed a payment and never go over my spending limit Reviewed on: 10th June 2024
Sammy's avatar
Sammy

Very easy payment system, very kind customer service

5
Very easy payment system, very kind customer service Reviewed on: 10th June 2024
Daniel B's avatar
Daniel B

8 year usage

5
I have been using PayPal for more than 8 years, in all this time I have not had any problems. The transaction have been smooth and there are monthly reminders if any payment is due. I would recommend using PayPal. Reviewed on: 10th June 2024
Avijit N's avatar
Avijit N

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