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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57574 reviews)

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4.91

Based on 57,574 reviews, last reviewed 8th Apr 2026

625200% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great customer service, high interest. Great customer service when needed. Interest rates can get quite high Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57574)

Always use pay pal to purchase goods online because...

Always use pay pal to purchase goods online because it is easy to use and secure. Reviewed on: 26th May 2025

PayPal is excellent for spreading the cost of large...

PayPal is excellent for spreading the cost of large purchases Reviewed on: 26th May 2025

Paypal credit is great!

Paypal credit is great! Helps me to space out payments for larger purchases, and their customer service is really helpful and always quick to respond. I've never had a single issue when using their service before and whenever I have an inquiry, they are so fast at getting back to me. Reviewed on: 26th May 2025

PayPal Credit is great for booking holiday & allowin...

PayPal Credit is great for booking holiday & allowing me to split the cost. Reviewed on: 26th May 2025

PayPal credit helped me to budget without compromising.

PayPal credit helped me to budget without compromising. It is simple and easy to use Reviewed on: 26th May 2025

Great service, as there's no interest it works the s...

Great service, as there's no interest it works the same as saving up. Reviewed on: 26th May 2025

Lots of options

Plenty of locations/websites to use when needed. Easy to use. Reviewed on: 26th May 2025

Excellent Services

I've been with Paypal for many years ago. Anything I asked for,I got the answers from Paypal. Excellent services ,reliable and honest. I can't thank you enough for this company Reviewed on: 26th May 2025

Great for buying online

Great for buying online and spreading the costs over a little longer than the usual pay in 3, has all the added safety PayPal provide Reviewed on: 26th May 2025

Ok credit provider

Decent credit provider. Easy set up and application Reviewed on: 26th May 2025

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