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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Positive experience

Positive experience. Always feel safe while paying through PayPal Reviewed on: 6th July 2026

Simple and very useful

Easy to use and understand and a great way to make purchases Reviewed on: 6th July 2026

PayPal is excellent have been using it for many many...

PayPal is excellent have been using it for many many years never had any problems any issues I have had PayPal have always been able to resolve my issue. All the products and services they offer are excellent Reviewed on: 6th July 2026

A Reliable and Secure Payment Experience.

I've been using PayPal for quite some time, and it has consistently provided a smooth and reliable experience. The platform is easy to navigate, payments are processed quickly, and I appreciate the strong security features that help protect my transactions. Whether I'm shopping online or sending money to friends and family, PayPal makes the process simple and hassle-free. Their buyer protection also gives me extra confidence when making purchases. Overall, it's a trustworthy service that I highly recommend to anyone looking for a safe and convenient way to manage online payments. Reviewed on: 6th July 2026

PayPal is my number one go to payment method.

PayPal is my number one go to payment method. If the merchant accepts PayPal, I'm definitely using it! I've had very little issues using PayPal and when issue did arise, I was able to get the support I needed promptly which further assured me of why I've chosen PayPal and how reliable the level of service provided is. Reviewed on: 6th July 2026

Having used PayPal Credit

Having used PayPal credit to make some larger purchases, the ease of using the app to make repayments and have control over it is wonderful. No hidden fees and the 1 time I had to call was because of a mistake I made but was rectified and the resolution explained brilliantly. Reviewed on: 6th July 2026

Great to have the security of PayPal behind you when...

Great to have the security of PayPal behind you when ordering items on line, their site is so easy to check your account and make payments.. Very impressed Reviewed on: 6th July 2026

PayPal help me the safest way to pay

PayPal help me the safest way to pay Reviewed on: 6th July 2026

Good job

Very easy to stand virtual card and a real card to use use pay for what you want then pay off in one go or pay in monthly payments Reviewed on: 6th July 2026

PayPal is reliable and super easy to use

l've been using PayPal for years and It's easy to link my card and bank, payments go through instantly, and I love the buyer protection. If there's ever an issue with a seller, PayPal steps in and helps resolve it. Great customer service. Highly recommend! Reviewed on: 6th July 2026

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