Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177201 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177203)

PayPal credit as option to buy and pay later

I love using paypal credit as it is amazing option to buy and pay later, however it is not helpful when it comes to dispute, no help at all, rather I felt like I am guilty Reviewed on: 6th July 2026

PayPal is great for me.

PayPal is great for me. I never notice the interest and having the app makes it easy to use Reviewed on: 6th July 2026

I really enjoy using PayPal; everything is easy to use.

I really enjoy using PayPal; everything is easy to use. Reviewed on: 6th July 2026

It met my needs and very user friendly without any f...

It met my needs and very user friendly without any fuss. Reviewed on: 6th July 2026

Pay in 3 is great.

Pay in 3 is great. Interest rates are very competitive. Reviewed on: 6th July 2026

Safe and reliable

I use paypal because it feels a safe way to buy things online. I don’t have to give my account details to anyone. I have also used their pay in 3 instalments service to help spread the amount of a more expensive item over 3 months. Reviewed on: 6th July 2026

Great Product

Very easy to use and simplifies larger purchases Reviewed on: 6th July 2026

I use it for credit, bank and 3 and has always been...

I use it for credit, bank and 3 and has always been great Reviewed on: 6th July 2026

Simply the best

I’m so in love with PayPal always there when I need something never had a bad moment Reviewed on: 6th July 2026

I have had zero issues used Paypal.

I have had zero issues used Paypal, when I needed to call Customer Services they were very helpful, but that was a personal issue and not an issue with Paypal. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98478 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub