Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

I always really on PayPal as it make to live my life...

I always really on PayPal as it make to live my life easy Reviewed on: 10th June 2024

It has been great so far, and there are no hitches.

It has been great so far, and there are no hitches. It helped me most of the time during my financial worries Reviewed on: 10th June 2024

Very easy to use and highly recommend.

Very easy to use and highly recommend. Reviewed on: 10th June 2024

So easy to apply

I was surprised that I was offered a PayPal credit to be honest. I had results of my application in just a few seconds, so easy too. Reminders are sent as well nearing the time to pay to avoid fees. This is really good for me as I can be forgetful at times. Reviewed on: 10th June 2024

PayPal offer good and flexible payment plan

PayPal offer good and flexible payment plan Reviewed on: 10th June 2024

Great customer service, really easy to use and very...

Great customer service, really easy to use and very clear terms and conditions and repayment options. Reviewed on: 10th June 2024

Love paypal

Always someone there to help, always use PayPal for the security knowing there’s an insurance if things aren’t as you order Reviewed on: 10th June 2024

Really easy to use PayPal.

Really easy to use PayPal. Good credit or you can pay in 3 months. Helps you out Reviewed on: 10th June 2024

Easy to use and understand.

Easy to use and understand. App makes it easy to pay off. Promotional rates clearly explained when they run out no having to go find. Reviewed on: 10th June 2024

I have been using Paypal for a very long time, the a...

I have been using Paypal for a very long time, the ability to pay in three installments and the possibility of paying a larger amount in credit is very helpful Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 3.98 from 72 reviews
Credit card
from Luma 4.00 from 2 reviews
Clubcard credit cards
from Tesco Bank 4.00 from 319 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub