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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177189)

Very easy to use.

5
Very easy to use. Paypal credit is very competitive. So easy to use. Reviewed on: 6th July 2026

PayPal is clear and fast with payment their service...

5
PayPal is clear and fast with payment their service is second to none Reviewed on: 6th July 2026

PayPal are always available to help with any queries...

5
PayPal are always available to help with any queries you may have, they are very knowledgable and are always happy to help. It’s also great to have piece of mind that all purchases are protected and the 4 months interest free credit is excellent. Reviewed on: 6th July 2026

Great service

5
Never ever had any problems. Of so PayPal team is always on top to help. Easy to use anywhere anytime. Reviewed on: 6th July 2026

Easy and convenient to use service

5
Easy and convenient to use service Reviewed on: 6th July 2026

Friendly, knowledgeable staff.

5
Friendly, knowledgeable staff. Polite and helpful. Reviewed on: 6th July 2026

Fabulous credit service

5
PayPal credit has given me the ability to spread costs for larger spends that I have needed to make. There is little hassle being approved and the billing and expectations are clear. Reviewed on: 6th July 2026

IT IS A SAFE AND EASY WAY TO PAY ESPECIALLY FOR TRAN...

5
IT IS A SAFE AND EASY WAY TO PAY ESPECIALLY FOR TRANSACTIONS OUTSIDE OF THE UNITED KINGDOM. Reviewed on: 6th July 2026

Different payment options, love the pay in 3

5
Different payment options, love the pay in 3 Reviewed on: 6th July 2026

Always an amazing service with PayPal.

5
Always an amazing service with PayPal. I feel safe paying through here and the customer service is second to none. Reviewed on: 6th July 2026

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