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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Paypal Credit is amazing

Paypal Credit is amazing for higher vale purchases as there is a no interest period to this. It can help spread a big purchase without any extra costs as long as it’s paid before the deadline. It has really helped me several times and I’d recommend it to anyone :) Especially great for pricy flight tickets. Reviewed on: 10th June 2024

Easy way to get what you want

No hasle straight forward and easy to navigate Reviewed on: 10th June 2024

First and very reliable money transferring service.

First and very reliable money transferring service. I've been using it for years, it came with the rescue when international bank transfers became troublesome and expensive. It's good to know that I can buy plane tickets in the emergency even if I'm short of cash. Reviewed on: 10th June 2024

Benefits of PayPal Credit

Being given time to pay before interest is applied is great. If you need longer to pay off a larger purchase the interest rates are reasonable and comparable. Reviewed on: 10th June 2024

Great service

Great service, easy transaction , excellent customer service Reviewed on: 10th June 2024

I like the pay pal credit.

I like the pay pal credit. Easy to use, the pay pal. I like pay with it Reviewed on: 10th June 2024

I love paypal credit, it's a good way to build my cr...

I love paypal credit, it's a good way to build my credit score and watch my spending habits Reviewed on: 10th June 2024

Quick and easy

Very easy to use & very quick payments Reviewed on: 10th June 2024

All ok .

All ok .... Specially when able to pay in 3 installments when buying anything above £30 Reviewed on: 10th June 2024

Of course, PayPal is accepted all over the place onl...

Of course, PayPal is accepted all over the place online, and it seems quite easy to get a PayPal Credit account… sometimes I wish I could use it in the ‘real’ world, but then I think I'd probably get myself in trouble! Reviewed on: 10th June 2024

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