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PayPal: PayPal Credit reviews

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4.91
Based on 57,723 reviews, last reviewed 8th Apr 2026
639100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is flexible and reliable. PayPal credit is flexible and reliable. Reviewed on: 8th April 2026
Natalie Angilley's avatar
Natalie Angilley

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57723)

Very quick and easy to apply, payment plan was simpl...

5
Very quick and easy to apply, payment plan was simple to understand and payments can be managed on the app Reviewed on: 26th May 2025
Wahid's avatar
Wahid

PayPal is the way forward

5
Have always used PayPal since I was old enough, then when they offered credit option it’s made my life so much easier I can buy it then pay it back when I’m able too Reviewed on: 26th May 2025
Beanie 's avatar
Beanie

Very easy to use and pay.

4
Very easy to use and pay. Customer service very helpful too. Reviewed on: 26th May 2025
Lolly's avatar
Lolly

PayPal credit

5
PayPal credit is a great way to manage your finances and pay for things. It allows you to have that flexibility to pay back when you’re able to. Reviewed on: 26th May 2025
Hassan's avatar
Hassan

Great service

5
Always delivers, very secure and gives me the service I need. Reviewed on: 26th May 2025
Beth C's avatar
Beth C

I wish it wasn't so easily accessable, not your prob...

4
I wish it wasn't so easily accessable, not your problem but I just feel I spend more knowing the credit is there however the security is good knowing I have a back up if I need too. I have had to speak to customer service recently and they do really help you Reviewed on: 26th May 2025
Em's avatar
Em

Safe and Secure

5
I Would not buy half the things I buy online if it were not for PayPal . I feel safe and secure knowing that they have my back . Also make light work of buying things by not having to enter all my details every time I buy something . Should you have a problem it is sorted quickly and kindly brilliant service for online buying Reviewed on: 26th May 2025
Russ's avatar
Russ

Paypal credit is a great way to spread costs

5
Paypal credit is a great way to spread costs - I've used it as a way to take out a contract for my phone, but feel like I have much more control than with traditional phone contracts from O2 etc. In addition to this it is a great buffer when purchasing something you aren't sure if you need to return. Reviewed on: 26th May 2025
Cara K's avatar
Cara K

Perfect for safe online shopping

4
I use them all the time when buying things online, having an extra layer between my bank details and the shopping sites give me a good piece of mind. The pay in 3 feature is also handy when I want to spread a purchase out. Reviewed on: 26th May 2025
Joseph W's avatar
Joseph W

PAYPAL FOR ME

5
Always use PayPal ..great for pay I. Three and credit facility also… fab website.. everything easy even customer service if ever needed to contact Reviewed on: 26th May 2025
Carole's avatar
Carole

Review PayPal: PayPal Credit now

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