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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Quick and easy

5
Very quick and easy to use. Helpful when making large purchasers Reviewed on: 10th June 2024

Very easy and convenient way to pay .

5
Very easy and convenient way to pay .the interest free option is great .safe way to pay . Reviewed on: 10th June 2024

Secure platform

5
Really convenient and safe/secure platform. Reviewed on: 10th June 2024

A handy convenient service.

5
A handy convenient service for the occasional large purchase and also for secure online transactions. Never had a problem in nearly 20 years of service. Reviewed on: 10th June 2024

Needed help with a payment and the customer support...

5
Needed help with a payment and the customer support was fab Reviewed on: 10th June 2024

Been with PayPal for years and I’ve never really had...

5
Been with PayPal for years and I’ve never really had a problem with the service. It’s easy to use, has great security measures to keep your account and money safe Reviewed on: 10th June 2024

It has always been easy and good.

5
It has always been easy and good. Reviewed on: 10th June 2024

Used for credit and 0% interest.

5
Used for credit and 0% interest. Works great for me for both small and larger purchases Reviewed on: 10th June 2024

Reliable always.

5
Reliable always. I have been using this from quite while now and the best is the 4 months of int free payments for expensive items that doesn’t empty my pockets all of a sudden Reviewed on: 10th June 2024

Exceptional PayPal.

5
I am helped by the professionalism of each member of staff I have spoken to. Also, the system is set up to allow for efficient and fast transactions between my accounts. Reviewed on: 10th June 2024

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