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PayPal: PayPal Credit reviews

4.91
Based on 57,771 reviews, last reviewed 8th Apr 2026
643600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit for items over £100 on 0% intere... I use PayPal credit for items over £100 on 0% interest as it is excellent way to pay for these items. PayPal also provides unique ways to pay for othe... Read more Reviewed on: 8th April 2026
Trevor D's avatar
Trevor D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57771)

Brilliant service.

5
Brilliant service. I like how many options they have and how easy it is to navigate their products. Reviewed on: 26th May 2025

PayPal allows me to pay everywhere with security

5
I have used PayPal since it started, alowing easier ways to pay Ebay, and it has just grown to be the best financer I have used. Since it started pay in 3 easy steps I have found it easier to buy as I don't see a lump sum leave my account, sometimes I don't even notice it now. Reviewed on: 26th May 2025

I've use paypal for the majority of transactions, we...

5
I've use paypal for the majority of transactions, wether it be pay direct, pay in 3 or paypal credit. It is an excellant service Reviewed on: 26th May 2025

Great credit service and opportunity to pay in 3 mon...

5
Great credit service and opportunity to pay in 3 months. Reviewed on: 26th May 2025

I've always had a great experience with PayPal.

5
I've always had a great experience with PayPal. It's easy to use, secure, and I’ve never had any issues with transactions. I'm very happy with their service and would definitely recommend it to others. Reviewed on: 26th May 2025

paypal credit is extremely helpful when budgeting fo...

5
paypal credit is extremely helpful when budgeting for bigger purchases. The 0% interest period was really great for me and enabled me to pay for a much needed holiday! Reviewed on: 26th May 2025

PayPal is my go to!

5
PayPal is my go to credit provider because its easy to use. The pay in 3 is a great feature and I also like the protection of using PayPal. Reviewed on: 26th May 2025

Anytime I used PayPal as my default payment for onli...

5
Anytime I used PayPal as my default payment for online purchases, I am always at peace that my money is protected and if I have problem with any vendor, PayPal will quickly intervene Reviewed on: 26th May 2025

very impressed with paypal overall

5
when there are items alittle not out of my price range paypal credit has enabled me to buy the items i couldn’t gave Reviewed on: 26th May 2025

Was a good experience with PayPal credit as the fees...

5
Was a good experience with PayPal credit as the fees are much less than a standard credit agreement or by using a credit card can’t recommend pay all credit enough it’s also so easy to set up and no more forgetting payments Reviewed on: 26th May 2025

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