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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Love the 4 months free interest

Love the 4 months free interest, using it more than 12 years. Now even better with the new PayPal master card. Reviewed on: 6th July 2026

PayPal Credit

Excellent , being able to pay for goods over a period of time. Reviewed on: 6th July 2026

Pay pal is a great way to buy online with even more...

Pay pal is a great way to buy online with even more ways to pay now over time , pay in 3 , in full ect if you need help are having trouble with a purchase they will step in and help getting your. Refund back to you . You have peace of mind using PayPal. Reviewed on: 6th July 2026

Always gives me a helping hand when the big car repa...

Always gives me a helping hand when the big car repair bills come in by providing easy to access credit to spread payments. Reviewed on: 6th July 2026

Best credit card

Good credit provider. And a customer-focused Reviewed on: 6th July 2026

Great app and service!

Easy to use, quick and seamless service, handy for tricky/international transfers and great for security! Reviewed on: 6th July 2026

Excellent Service

I have never had any problems with PayPal Credit, very straightforward and easy to use! An over all excellent experience. Reviewed on: 6th July 2026

Easiest way to buy things on finance.

Easiest way to buy things on finance. I got my first camera and fine watch with it Reviewed on: 6th July 2026

9/10 times paypal haave seen sense when i have had a...

9/10 times paypal haave seen sense when i have had a problem with a seller Reviewed on: 6th July 2026

Have always felt secure using PayPal and PayPal credit.

Have always felt secure using PayPal and PayPal credit. If I have an issue with a seller, I trust PayPal to look into the matter & to come to a fair outcome accordingly. Reviewed on: 6th July 2026

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