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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Go for it, make the memories!

Always think of PayPal credit for my large purchases. My teens would not have been able to get tickets to see their favourite bands this summer, living their best lives and making memories without the option to spread costs into manageable monthly payments Reviewed on: 6th July 2026

Never had any issues or complaints.

Never had any issues or complaints. PayPal is a great service and highly recommend. Reviewed on: 6th July 2026

Really helpful, really quick respond I have been wi...

Really helpful, really quick respond I have been with pay for over 10years and really happy with them Reviewed on: 6th July 2026

Great service.

Great service. Easy manage. Reccomend for everyone Reviewed on: 6th July 2026

Paypal & PayPal credit

I have a PayPal credit card. They reward me for my custom though giving me discounts on my purchases through paying the card off within a few months. I also love using PayPal to pay online as its so convenient, not having to get all my card details out every time I want to make a purchase. Reviewed on: 6th July 2026

PayPal credit is the best

I find PayPal credit to be useful to split the payments in to 4 instalments to clear the balance off Reviewed on: 6th July 2026

I use pauper far less now

I feel that pay pal has become a bit more restrictive and less simple to use Reviewed on: 6th July 2026

No problem at all great service would recommend to m...

No problem at all great service would recommend to my friends Reviewed on: 6th July 2026

Paypal has great new features which make transaction...

Paypal has great new features which make transactions simple and reliable. Reviewed on: 6th July 2026

PayPal credit is a handy 'just in case' back up.

PayPal credit is a handy 'just in case' back up. Its very easy to apply and keep track of your spending. The monthly repayments are very reasonable and, again easy to track. Reviewed on: 6th July 2026

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