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PayPal: PayPal Credit reviews

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4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50804)

Amazing easy to use and easy to pay money back

5
Really good easy to use easy to pay things off Reviewed on: 10th June 2024
Jade M's avatar
Jade M

Never had an issue!

5
Never had an issue! Always refund any problems! Reviewed on: 10th June 2024
Karl 's avatar
Karl

Long time happyish user

5
Well been with them for long time since eBay began, over all no main problems,only thing is i don't get any new pay pal credit update limit increase so my credit score keeps saying i need to get more also i can't use Amazon with PayPal, so be nice to have more card's that would work as in-between card's also also i love the 3 split options but i love it if starts at like 20 pounds and more splits option if spending more so more flexibility is needed for today finally climate Reviewed on: 10th June 2024
thomas kerr (natwilaniwartri)'s avatar
thomas kerr (natwilaniwartri)

Continually updating user experience.

4
Continually updating user experience. Reviewed on: 10th June 2024
Nomc's avatar
Nomc

Very fast accurate and reliable service I love it an...

5
Very fast accurate and reliable service I love it and very flexible as well Reviewed on: 10th June 2024
Evtim D's avatar
Evtim D

Kind PayPal

5
When I first open a PayPal credit, I had a 4 months interest free payback period. This was a no brainer as I believe it was kindness shown. It helped me to be able to sort out things in a 4 month period and not incurr extra cost. Reviewed on: 10th June 2024
Daniel Opara's avatar
Daniel Opara

I feel more secure abd safe using PayPal online

5
I feel more secure abd safe using PayPal online Reviewed on: 10th June 2024
Ms Shani's avatar
Ms Shani

Easy to use and secure system makes buying online a...

5
Easy to use and secure system makes buying online a safer experience Reviewed on: 10th June 2024
Kristian S's avatar
Kristian S

Just helps and really easy to control

5
Just helps and really easy to control Reviewed on: 10th June 2024
Gemma G's avatar
Gemma G

Very convenient, good customer service.

5
Very convenient, good customer service. I’ve used the service very frequently and will continue to do so. Reviewed on: 10th June 2024
Imogen W's avatar
Imogen W

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