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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177131)

Well done.

5
Well done. Accurate, reliable, fast, secure transaction. Reviewed on: 6th July 2026

First class product

5
Absolutely first class product - excellent experience using them, easy to use on any platform Reviewed on: 6th July 2026

Help in paying

5
Its been a real help buying things and paying for things i vouldnt afford at the time. Reviewed on: 6th July 2026

Excellent .

4
Excellent .Very easy to use and convenient Reviewed on: 6th July 2026

Knowing that I have Pay Pal there in the back ground...

5
Knowing that I have Pay Pal there in the back ground making me feel secure with all my payments is such a relief in these times of scammers. Reviewed on: 6th July 2026

Used PayPal for many years and it's the most conveni...

5
Used PayPal for many years and it's the most convenient safest way to purchase online and transfer between people Reviewed on: 6th July 2026

Simple to use and understand and better than the oth...

5
Simple to use and understand and better than the other ones out there Reviewed on: 6th July 2026

Easy to apply for and repayments affordable.

5
Easy to apply for and repayments affordable. It has enabled me to purchase goods which I generally wouldn’t be able to afford to pay outright for. Reviewed on: 6th July 2026

Good backup funding option when doing online transac...

4
Good backup funding option when doing online transactions Reviewed on: 6th July 2026

Really easy to use, good app & interest free periods...

5
Really easy to use, good app & interest free periods are great for managing medium size purchases Reviewed on: 6th July 2026

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