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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,801 reviews, last reviewed 9th Apr 2026
646200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been good I’ve used it for years It’s been good I’ve used it for years Reviewed on: 9th April 2026
Emmanuel A's avatar
Emmanuel A

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57801)

APR wild vicious cycle

1
Terrible APR and app glitches most the time crap credit option. Reviewed on: 26th May 2025
Ainsley L's avatar
Ainsley L

Fast, reliable and easy way to pay.

5
Fast, reliable and easy way to pay. Hassle free. Reviewed on: 26th May 2025
M D's avatar
M D

PayPal- always my go to app for online shopping

5
PayPal is always my go to app for online payments as its quick safe and secure. I always have it in mind that if I'm scammed their complaints process is easy to follow and keeps you informed. The range of credit and availability when using online shopping is great too. Never a worry when buying using PayPal Reviewed on: 26th May 2025
Vic's avatar
Vic

Had an issue with a mobile I bought from a company c...

5
Had an issue with a mobile I bought from a company called Smart Cellular and never received...PayPal were very helpful and got my refund extremely quickly Reviewed on: 26th May 2025
Lee 's avatar
Lee

PayPal - Fantastic

5
PayPal Credit has been an excellent resource to help spread the costs of items into manageable installments Reviewed on: 26th May 2025
Gerard 's avatar
Gerard

Good product and service with security assured.

5
Good product and service with security assured. Reviewed on: 26th May 2025
Daniel M's avatar
Daniel M

Excellent service

5
Excellent customer service. Have always been very responsive. The site is very to use. Reviewed on: 26th May 2025
Jonathan B's avatar
Jonathan B

Goodwill service. ........................ .......

5
Always excellent ...................................................... ....... Reviewed on: 26th May 2025
Chaudhry 's avatar
Chaudhry

PayPal has always been so useful to me, in either bu...

5
PayPal has always been so useful to me, in either buying quite expensive items and using PayPal's credit facilities giving me time to clear the amount outstanding. But I use pay a lot for every day purchases as it's always there and I know I can rely on PayPal. Reviewed on: 26th May 2025
NDMoto's avatar
NDMoto

Excellent experience overall!

5
Excellent experience overall! Always everything is working flawlessly and whenever I had a problem with a seller and scammer, PayPal made sure they protected me, followed up my transaction and my communication with the seller and returned my money promptly when it became apparent it was a scam. I will continue being a PayPal customer , as it makes all the rest of my transactions and internet based financial life more secure and smooth. Reviewed on: 26th May 2025
Mr K Poly's avatar
Mr K Poly

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