Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Easy to apply and hassle free.

Easy to apply and hassle free. Use it for most purchases these days Reviewed on: 10th June 2024

Quick and easy payment option rather than looking fo...

Quick and easy payment option rather than looking for credit card. Can easily see how much you owe. Reviewed on: 10th June 2024

Fantastic app and great features.

Fantastic app and great features. Super fast payments and transfers. Reviewed on: 10th June 2024

PayPal is reliable and efficient

PayPal is reliable and efficient Reviewed on: 10th June 2024

PayPal has been great - kept me informed of all inte...

PayPal has been great - kept me informed of all interest and charges. Reviewed on: 10th June 2024

Overall good but the interface could be abit more cl...

Overall good but the interface could be abit more clear for repayments on credit Reviewed on: 10th June 2024

All good

Never had any problems with them. Provided a decent service. Reviewed on: 10th June 2024

Fantastic service.

Very easy to use with clear information on how much I've left to pay. Couldn't be without it Reviewed on: 10th June 2024

Always useful, and customer service is excellent

Always useful, and customer service is excellent Reviewed on: 10th June 2024

A great option for large purchases

Been using PayPal credit for a few years and love having more time to pay for large purchases without being penalised with added interest Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.25 from 8 reviews
Credit builder card
from thimbl. 4.89 from 18 reviews
Credit card
from ASDA Money 2.52 from 102 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub