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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177088 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177094)

Using PayPal is always easy and always secure.

Using PayPal is always easy and always secure. PayPal credit has been a fantastic help. Reviewed on: 6th July 2026

Hassle free and highly recommended

Have used this feature a couple of times on expensive(ish) purchases. Hassle free and highly recommended. Reviewed on: 6th July 2026

Very convenient for last minutes purchases and plen...

Very conveintent for last minutes purchases and plenty of time to pay back Reviewed on: 6th July 2026

I recently encountered an issue with a Food order, a...

I recently encountered an issue with a Food order, and after reviewing the facts, PayPal resolved the dispute with an efficient and swift refund ! Reviewed on: 6th July 2026

Easy to apply.

If you need quick money and you have an account it's easy to apply Reviewed on: 6th July 2026

Have used the credit function several times.

Have used the credit function several times. The website is very clear when payments are due and what value plus your remaining balance. Reviewed on: 6th July 2026

pleasant experience and good products

They have always been available to help and they made the experience pleasant and they know products. Reviewed on: 6th July 2026

Great service

I've always had a great experience with PayPal either using their credit card or sending money to my son in America . I will continue to use my PayPal Reviewed on: 6th July 2026

Easy to use and set up.

Easy to use and set up. Secure and peace of mind for all types of purchases and transactions Reviewed on: 6th July 2026

Easy to navigate the app for a secure service

Easy to navigate the app for a secure service Reviewed on: 6th July 2026

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