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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57807 reviews)

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4.91

Based on 57,807 reviews, last reviewed 9th Apr 2026

646700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal, it's all in the name.My Pal PayPal. Paypal, it's all in the name. I have a Pal that helps me Pay in a number of ways making life more relaxing and less of the feeling trapped in small pr... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57807)

PayPal - Fantastic

PayPal Credit has been an excellent resource to help spread the costs of items into manageable installments Reviewed on: 26th May 2025

Good product and service with security assured.

Good product and service with security assured. Reviewed on: 26th May 2025

Excellent service

Excellent customer service. Have always been very responsive. The site is very to use. Reviewed on: 26th May 2025

Goodwill service. ........................ .......

Always excellent ...................................................... ....... Reviewed on: 26th May 2025

PayPal has always been so useful to me, in either bu...

PayPal has always been so useful to me, in either buying quite expensive items and using PayPal's credit facilities giving me time to clear the amount outstanding. But I use pay a lot for every day purchases as it's always there and I know I can rely on PayPal. Reviewed on: 26th May 2025

Excellent experience overall!

Excellent experience overall! Always everything is working flawlessly and whenever I had a problem with a seller and scammer, PayPal made sure they protected me, followed up my transaction and my communication with the seller and returned my money promptly when it became apparent it was a scam. I will continue being a PayPal customer , as it makes all the rest of my transactions and internet based financial life more secure and smooth. Reviewed on: 26th May 2025

Reliable and saver patments

Paypal has always been a reliable and saver way of payment. PayPal credit is also very generous on the time to return payments with 0% interest. Reviewed on: 26th May 2025

Excellent

First time I have used this service, excellent, I have been informed every step and know my monthly payment, this can be increased if needed. Will certainly use again Reviewed on: 26th May 2025

Ease of service.

Ease of service. World known brand. Reviewed on: 26th May 2025

Easy to use always gear to help if you need them exc...

Easy to use always gear to help if you need them exceptional service Reviewed on: 26th May 2025

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