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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Paypal is always there for you.

5
Paypal is always there for you. Now with the Paypal debit card, you are fully covered. Need to send money paypal has you covered. Probably the best part of it is, its diverse ways of paying for items you - you split the payments into interest free portion and you can put it all in credit allowance. Reviewed on: 6th July 2026

PayPal is great way to use 100% money back guarantee...

5
PayPal is great way to use 100% money back guarantee Reviewed on: 6th July 2026

Excellent

5
Every time I need to buy anything PayPal always there for me.Excellent Reviewed on: 6th July 2026

PayPal credit has been fantastic.

5
PayPal credit has been fantastic. It’s really provided with me some financial comfort and assistance when I’ve needed it the most. It was quick and easy to set up and any issues have always been swiftly handled by customer support. Reviewed on: 6th July 2026

Great for spreading cost and secure purchases

5
I use it regularly when wanting to spread the cost of large purchases or to securely buy holidays knowing I’m fully protected with PayPal Reviewed on: 6th July 2026

Simple and no interest on it it's very good for ever...

5
Simple and no interest on it it's very good for everyone. Reviewed on: 6th July 2026

Paypal has always worked for me.

5
Paypal has been a thoroughly reliable service and I shall continue to use it Reviewed on: 6th July 2026

PayPal makes online shopping effortless.

5
PayPal makes online shopping effortless. I can complete my purchases in just a few clicks, and I always feel confident that my payments are secure. It's one of the easiest and most convenient ways to shop online Reviewed on: 6th July 2026

Nice And Easy To Use, Great Customer Service When I...

5
Nice And Easy To Use, Great Customer Service When I Had An Issue Reviewed on: 6th July 2026

Safe secure way to pay for goods.

5
Safe secure way to pay for goods. Useful credit facilities for larger purchases Reviewed on: 6th July 2026

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