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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57808 reviews)

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4.91

Based on 57,808 reviews, last reviewed 9th Apr 2026

646800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57808)

Easy to use always gear to help if you need them exc...

Easy to use always gear to help if you need them exceptional service Reviewed on: 26th May 2025

perate need of a washing machine,PayPal c...

When in desperate need of a washing machine,PayPal credit came through for me and I got one next day so I didn't have to save for months before getting one Reviewed on: 26th May 2025

Have used paypal over the years and have generally a...

Have used paypal over the years and have generally always been happy with the service. Reviewed on: 26th May 2025

Brilliant experience very easy and reliable

Brilliant experience very easy and reliable Reviewed on: 26th May 2025

Everything is very straight forward happy with service

Everything is very straight forward happy with service Reviewed on: 26th May 2025

I have always used Paypal credit whenever I needed t...

I have always used Paypal credit whenever I needed to purchase something bigger but was unable to pay the full amount immediately. They even offer 4 months no interest so you can pay things off within 4 months and not pay a penny in interest, which I don't think many other banks or platforms (if any) do offer that. Paypal credit has helped me a ton! Reviewed on: 26th May 2025

PayPal’s 0% finance over 4 months is perfect!

I’ve always used PayPal Credit for their 0% over 4 months option when I purchase anything I consider reasonably expensive. It’s a great option to have and using the excellent PayPal app makes this really easy to set up. Reviewed on: 26th May 2025

Brilliant service.

Brilliant service. I like how many options they have and how easy it is to navigate their products. Reviewed on: 26th May 2025

PayPal allows me to pay everywhere with security

I have used PayPal since it started, alowing easier ways to pay Ebay, and it has just grown to be the best financer I have used. Since it started pay in 3 easy steps I have found it easier to buy as I don't see a lump sum leave my account, sometimes I don't even notice it now. Reviewed on: 26th May 2025

I've use paypal for the majority of transactions, we...

I've use paypal for the majority of transactions, wether it be pay direct, pay in 3 or paypal credit. It is an excellant service Reviewed on: 26th May 2025

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