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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Good for split payment and you can pay latte

Good for split payment and you can pay latte Reviewed on: 10th June 2024

I love using PayPal credit for purchasing items more...

I love using PayPal credit for purchasing items more than 100 it make my life easy and can manage my payment by credit offering from PayPal and I recommend to my friends and family and coworkers. Reviewed on: 10th June 2024

Brilliant

Absolutely brilliant, such a good way to pay for things, now or later. Good choices on when to pay or how to pay. So many places accept PayPal which is perfect when you can’t afford to pay straight away, or a big sum of money. Reviewed on: 10th June 2024

Very easy to use and convenient.

Very easy to use and convenient. It needs more places to accept this payment, but it is increasing. Reviewed on: 10th June 2024

Used it for several purchases always no problem woul...

Used it for several purchases always no problem would use it to buy again very easy Reviewed on: 10th June 2024

All good, no problems.

All good, no problems. Low credit limit though. Reviewed on: 10th June 2024

Brilliant option.

Brilliant option to have so you can spread the payments. Reviewed on: 10th June 2024

Had PayPal for a few years now they’ve been absolute...

Had PayPal for a few years now they’ve been absolutely fantastic couldn’t fault it Reviewed on: 10th June 2024

Very easy to manage my account easy to pay people bi...

Very easy to manage my account easy to pay people bills and easy to borrow from PayPal Reviewed on: 10th June 2024

Very nice and efficient application

Very nice and efficient application Reviewed on: 10th June 2024

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