Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177018 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177030)

They have enabled me to be able to afford things ove...

They have enabled me to be able to afford things over the years , that made my life... Reviewed on: 6th July 2026

It’s been great and hassle free well worth it

It’s been great and hassle free well worth it Reviewed on: 6th July 2026

I have never had a probleml.

I have never had a problem with paypal, I have been a customer for longer than I can remember without any cause to complain. Reviewed on: 6th July 2026

Excellent paypal app

Excellent service, plus great to spread the cost of a large item interest free. The app is so easy to manage your credit and make payments. Reviewed on: 6th July 2026

High level of confidence

Very little problems occur using PayPal meaning high confidence level and customer service is excellent and prompt Reviewed on: 6th July 2026

I’ve been a customer from the very beginning of PayP...

I’ve been a customer from the very beginning of PayPal and have remained a regular simply because PayPal are evolving and as well as being competitive it is innovative. I always wondered why I couldn’t pay certain companies with PayPal or get a credit card and now it’s all available to me free of charge with absolutely fantastic buy now pay later deals even with the card. I also use pay in 3 a lot as it feels like I am not spending so much money . Keep up the good work PayPal and you’ll get my vote every year ! Reviewed on: 6th July 2026

Very easy to use the app to pay and easy...

Very easy to use the app to pay and easy to check Reviewed on: 6th July 2026

I always feel safe using PayPal, it is an effective...

I always feel safe using PayPal, it is an effective tool for managing your money. If I have ever had any issues, they are quickly resolved. I would recommend to friends and family to trust PayPal. Reviewed on: 6th July 2026

I find PayPal one of the best creditors,they are eas...

I find PayPal one of the best creditors,they are easy and lots of things can be paid with PayPal very useful indeed Reviewed on: 6th July 2026

I find it very convenient and easy to use !

I find it very convenient and easy to use !! Offers a good mrans to spread the cost and is widely accepted. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98358 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub