Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

Excellent

Always use PayPal for my online shopping Reviewed on: 6th July 2026

Always flexible, used numerous times

Always flexible, used numerous times Reviewed on: 6th July 2026

Easy and secure, great benefits, great customer serv...

Easy and secure, great benefits, great customer service Reviewed on: 6th July 2026

Payment using PayPal has been smooth.

Payment using PayPal has been smooth. Reviewed on: 6th July 2026

PayPal helped savethe purchase. .

My wife required a new bed but didn't have the full amount to purchase the item she wanted, so we decided to opt for the PayPal pay in 3 payments over 3 months and this has proved successful. Reviewed on: 6th July 2026

I like PayPal credit gives me time to pay the money...

I like PayPal credit gives me time to pay the money back with no interest it’s very easy to use. Reviewed on: 6th July 2026

PayPal: clear, easy, and freaking reliable.

I have been using PayPal for more than a decade. It's a safe service with a fantastic customer service, and a very intuitive and clear platform . They backed me up when a very well known air airline was delaying a refund after they cancelled some flights. PayPal is fantastic, and freaking reliable. Reviewed on: 6th July 2026

In 2026, the era of all digital and immediate update.

In 2026, the era of all digital and immediate update., they still using a slow system to update payment statements causing to incur in late payments fees as the statement take a month to update, and seem do not consider additional payment till it get updated. Reviewed on: 6th July 2026

Safe easy a platform for all.

Safe easy a platform for all. Quick and simple to use but with help so you don’t get caught up in debt. Reviewed on: 6th July 2026

Good experience straight forward customer service

Good experience straight forward customer service Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub