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PayPal: PayPal Credit reviews

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4.91
Based on 57,820 reviews, last reviewed 9th Apr 2026
648000% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

In general PayPal services are very reliable. In general PayPal services are very reliable, and as I joined it probably ever since system existed, it is great progress, and seeing all portfolio an... Read more Reviewed on: 9th April 2026
Lucas B's avatar
Lucas B

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57820)

Excellent

5
First time I have used this service, excellent, I have been informed every step and know my monthly payment, this can be increased if needed. Will certainly use again Reviewed on: 26th May 2025
Tina P's avatar
Tina P

Ease of service.

5
Ease of service. World known brand. Reviewed on: 26th May 2025
Anthony's avatar
Anthony

Easy to use always gear to help if you need them exc...

5
Easy to use always gear to help if you need them exceptional service Reviewed on: 26th May 2025
Angela s's avatar
Angela s

perate need of a washing machine,PayPal c...

5
When in desperate need of a washing machine,PayPal credit came through for me and I got one next day so I didn't have to save for months before getting one Reviewed on: 26th May 2025
PAULA F's avatar
PAULA F

Have used paypal over the years and have generally a...

5
Have used paypal over the years and have generally always been happy with the service. Reviewed on: 26th May 2025
Graham's avatar
Graham

Brilliant experience very easy and reliable

5
Brilliant experience very easy and reliable Reviewed on: 26th May 2025
Reilly's avatar
Reilly

Everything is very straight forward happy with service

5
Everything is very straight forward happy with service Reviewed on: 26th May 2025
francisco 's avatar
francisco

I have always used Paypal credit whenever I needed t...

5
I have always used Paypal credit whenever I needed to purchase something bigger but was unable to pay the full amount immediately. They even offer 4 months no interest so you can pay things off within 4 months and not pay a penny in interest, which I don't think many other banks or platforms (if any) do offer that. Paypal credit has helped me a ton! Reviewed on: 26th May 2025
AZ's avatar
AZ

PayPal’s 0% finance over 4 months is perfect!

5
I’ve always used PayPal Credit for their 0% over 4 months option when I purchase anything I consider reasonably expensive. It’s a great option to have and using the excellent PayPal app makes this really easy to set up. Reviewed on: 26th May 2025
Dave 's avatar
Dave

Brilliant service.

5
Brilliant service. I like how many options they have and how easy it is to navigate their products. Reviewed on: 26th May 2025
Ant B's avatar
Ant B

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