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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Never had any issues and it’s always there when I ne...

Never had any issues and it’s always there when I need it Reviewed on: 10th June 2024

Paypal Credit is great and I use it for most big pur...

Paypal Credit is great and I use it for most big purchases Reviewed on: 10th June 2024

Never had a problem with it, can choose how much to...

Never had a problem with it, can choose how much to pay back, is perfect when you need a little more time to pay and has great limits. Supported by lots of my favourite retailers too, I always choose PayPal as it’s the safest option. Reviewed on: 10th June 2024

PayPal has a excellent service but the rates could b...

PayPal has a excellent service but the rates could be a bit more competitive. A credit or debit card attached to the account would be a great addition Reviewed on: 10th June 2024

Brilliant, safe & easy to use

Never had a problem , easy to use and great team of support when you need it Reviewed on: 10th June 2024

professional.

professional. very prompt. I received emails almost instantly regarding every transaction Reviewed on: 10th June 2024

So far its been great and i haven't had any...

So far its been great and i haven't had any problems Reviewed on: 10th June 2024

Appy days with pay pal

Easy to carry out transactions with security built in and easy to understand what payments are due and when. Good app on mobile make it simple to keep up to date with your account Reviewed on: 10th June 2024

Great way to be able to get the things you want in l...

Great way to be able to get the things you want in life Reviewed on: 10th June 2024

Simple, easy, and flexible

I honestly haven’t used a “pay in X” service that I’ve liked more. It’s flexible, easy to use and honestly just easy. Reviewed on: 10th June 2024

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