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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Felt safe and protected

4
I had a bad experience on where I was tricked into paying for a service that I didn’t want. Fortunately for me that I paid through PayPal and when I rang PayPal for support and advice my payment was reversed and refunded with a 10 minute phone call. so now I buy a lot through PayPal knowing I have the security behind me. Reviewed on: 6th July 2026

Always had good experiences using paypal & good comm...

5
Always had good experiences using paypal & good communication whenever I have needed it. Reviewed on: 6th July 2026

J'ai du appeler le customer service et ils on ete ex...

5
J'ai du appeler le customer service et ils on ete excellents: pas trop d'attente et les membre du staff etaient vraiment gentils. Tres a l'ecoute: je recommende Reviewed on: 6th July 2026

Secure payment service and value for money

5
Secure payment service and value for money Reviewed on: 6th July 2026

Very happy with customer service anytime I have requ...

5
Very happy with customer service anytime I have requested support friendly and professional communication Reviewed on: 6th July 2026

PayPal has been a life saving during a season of une...

5
PayPal has been a life saving during a season of unemployment. Reviewed on: 6th July 2026

No problems.

5
No problems. Easy to use and they usually support me with any problems with potential fraudulent activity Reviewed on: 6th July 2026

Great value, low interest.

5
Great value, low interest. Would recommend to everyone. Reviewed on: 6th July 2026

Always feels safe and secure for my money with great...

5
Always feels safe and secure for my money with great options and services. The customer service is always fast and friendly. Whenever I have had reason to call the staff have always gone out of their way to offer the best advice Reviewed on: 6th July 2026

its ok, would like th eoption to pay off differnt th...

4
its ok, would like th eoption to pay off differnt things without calling Reviewed on: 6th July 2026

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