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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176915)

Always professional and great customer service

5
Always professional and great customer service Reviewed on: 6th July 2026

Easy to use, great interest rates

5
Easy to use, great interest rates Reviewed on: 6th July 2026

Use regularly and works for me.

5
Use regularly and works for me. Usually do the pay in 3 or free interest for 3 months to help make bigger purchases. Reviewed on: 6th July 2026

Just so easy

5
Very easy to use and clear repayment terms. PayPal credit card is geniuse Reviewed on: 6th July 2026

Easy, safe, popular

5
Easy access, very popular among sales. Safe on use. wide range of payment methods Reviewed on: 6th July 2026

Simple, easy and available, totally trustworthy

5
Simple, easy and available, totally trustworthy Reviewed on: 6th July 2026

Just perfection, really flexible payments plans to h...

5
Just perfection, really flexible payments plans to help spread the cost Reviewed on: 6th July 2026

Exactly what it says 'on the tin', easily accessed a...

5
Exactly what it says 'on the tin', easily accessed and managed with app and well worth it. Reviewed on: 6th July 2026

Always been positive satisfied customer

5
Always been positive not had any problems Reviewed on: 6th July 2026

The best

5
Great service, amazing customer care and so easy to use.. the app is everything you need to shop confidently Reviewed on: 6th July 2026

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