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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Straight to the case without any banking language, w...

5
Straight to the case without any banking language, which normal people cannot understand. They listen and act on it - well done Reviewed on: 6th July 2026

Great Service

5
Great - excellent service and very reliable Reviewed on: 6th July 2026

No real complaints, it has been useful at times

5
No real complaints, it has been useful at times Reviewed on: 6th July 2026

Paypal for safety and security when shopping online

5
I use PayPal all of the time for safety and security reqsons as any issues can be dealt with immediately and they are fair in their decisions Reviewed on: 6th July 2026

Makes life so much easier being able to pay direct v...

5
Makes life so much easier being able to pay direct via Paypal. Zero hassle Reviewed on: 6th July 2026

Love PayPal credit, always a fantastic experience an...

5
Love PayPal credit, always a fantastic experience and service. Reviewed on: 6th July 2026

I’ve had a great experience with PayPal and using Pa...

5
I’ve had a great experience with PayPal and using PayPal credit. I will definitely be using again and very pleased with the PayPal services they offer. Reviewed on: 6th July 2026

Useful for large purchases

5
I find PayPal credit extremely useful.wjen buying big purchases like concert tickets where you need to buy a few at the same time with friends Reviewed on: 6th July 2026

Best credit & simple to use

5
Easy to use & excellent communication Reviewed on: 6th July 2026

Great paypal support..

5
The customer care is really good, I've had some issues and they have been right on it sorting it out.. very useful if you have bought something through PayPal and an item is not satisfactory, they can help you if you are having difficulties with a supplier. Reviewed on: 6th July 2026

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