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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Trusted, Helpful. Excellent.

5
I have trusted PayPal for many years and have never been let down. Excellent customer service, care and support. PayPal have enabled me to budget for larger purchases, enormous peace of mind. Statement’s are fully informative, easy to understand and helpful. Reviewed on: 10th June 2024

Generally helpful and knowledgeable

5
Generally helpful and knowledgeable Reviewed on: 10th June 2024

PayPal keeps your money safe and is easy to use.

5
PayPal has been essential for keeping my money safe when shopping online. Paying friends is really easy and convenient. My PayPal credit account allows me to pay in different ways and keep track of what I owe. Reviewed on: 10th June 2024

A necessary daily tool

5
Easy to use and straight forward Reviewed on: 10th June 2024

Super simple and easy

5
Super simple and easy - Just what you would want from this kind of service Reviewed on: 10th June 2024

Using PayPal

5
I love using PayPal it’s so easy and very convenient…loving the 4 months to pay too. Reviewed on: 10th June 2024

Excellent and easy to use so handy when a purchase i...

5
Excellent and easy to use so handy when a purchase is just out of reach pay pal credit can help as well as 100 %safe to use Reviewed on: 10th June 2024

Very good and helpful.

5
Very good and helpful. Anytime i’ve had a problem they’ve always solved it as fast as they could which is why i’ll always stay with them. Reviewed on: 10th June 2024

AWESOME BANKING

5
this is a professional outfit , fast, efficient, fair Reviewed on: 10th June 2024

It’s an excellent service with many great features.

5
It’s an excellent service with many great features. One I use very often is the 4 months no interest on payments, it’s so helpful especially in times like this when money is tighter than ever. Would recommend to anyone! Reviewed on: 10th June 2024

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