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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176853)

More than fantastic transaction experience

Easy to transact and monitor your transactions. You get email notifications and promptly. Reviewed on: 6th July 2026

I love the ease of using PayPal credit for larger pu...

I love the ease of using PayPal credit for larger purchases making 3 interest free payments direct from my bank account which also means no late payment fees. Reviewed on: 6th July 2026

Great quick easy convenient credit.

Great quick easy convenient credit. Great 0% interest deals, and you can pay extra off when ever you want! Reviewed on: 6th July 2026

Easy to use and trustworthy.

Easy to use and trustworthy. I have used PayPal for years and never had any issues at all. Recommend it to friends and family Reviewed on: 6th July 2026

always had a good service quick and convenient

always had a good service quick and convenient Reviewed on: 6th July 2026

Simple and easy

I use PayPal credit often as it is so simple and easy to use. Reviewed on: 6th July 2026

Great way to spread the cost easy efficient way no h...

Great way to spread the cost easy efficient way no hassle Reviewed on: 6th July 2026

Simple and easy to use

PayPal is easy to use , clear repayment options, the list of retailers accepting PayPal at checkout is substantial and many are major retailers Reviewed on: 6th July 2026

Very prompt in payment to suppliers and well updatin...

Very prompt in payment to suppliers and well updating of the web page Reviewed on: 6th July 2026

I've had a really positive experience with the PayPal

I've had a really positive experience with the PayPal Credit Card. The application and setup process was quick, straightforward, and easy to follow, with everything clearly explained from the start. I was able to get up and running without any hassle. Using the card gives me real peace of mind. The app and online account make it simple to keep track of spending, view transactions, and manage payments whenever I need to. It's convenient, reliable, and fits seamlessly into my everyday finances. Overall, I'd happily recommend the PayPal Credit Card to anyone looking for a simple, easy-to-manage credit card backed by a trusted company. The combination of an effortless setup process, clear account management, and the reassurance of having it available when needed has made it an excellent experience. Reviewed on: 6th July 2026

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