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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,935 reviews, last reviewed 9th Apr 2026
658100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Really easy to use and simple to select through the different credit options. Easy to manage and pay back debt. Reviewed on: 9th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
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MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57935)

My experience with PayPal is very good

5
My experience with PayPal is very good Reviewed on: 26th May 2025
Salome Hibbert's avatar
Salome Hibbert

If there happens to be a problem PayPal sorts it out.

5
If there happens to be a problem PayPal sorts it out. Reviewed on: 26th May 2025
Duncan Bennett's avatar
Duncan Bennett

Great customer service and very professional.

5
Great customer service and very professional. Reviewed on: 26th May 2025
OJCD's avatar
OJCD

Safe way to pay for anything.

5
Safe way to pay for anything. Any problems easy to reach out to and always get my problems resolved Reviewed on: 26th May 2025
Reena's avatar
Reena

Great service

5
Just a really great service always easy to use Reviewed on: 26th May 2025
Leonie B's avatar
Leonie B

Trusted credit agency

5
I like the fact that I can pay at the majority of online retailers using PayPal.i trust the company and like that I don’t have to put my payment details in all the time. I find the pay as 3 feature extremely useful. The credit itself is well run, the I rate not over inflated and they don’t keep upping your limit so they don’t encourage you to get in out of your depth. Reviewed on: 26th May 2025
Claire M's avatar
Claire M

I love the flexibility of payment options.

5
I love the flexibility of payment options. On the two occasions I had to phone PayPal it was great to speak to someone in person and they sorted out my issue with a missing delivery in no time. I always feel safe using PayPal to pay for all of my online goods Reviewed on: 26th May 2025
tracy c's avatar
tracy c

The service is immediate and efficient.

5
The service is immediate and efficient. The money you sent is ready for collection in few minutes. No problem in collection as long as receiver has propper identity. Reviewed on: 26th May 2025
Eve Padza's avatar
Eve Padza

Easy to use!

5
Never had any problems bought products online through PayPal refunded and works exactly how you want it!Very easy to use online too. Reviewed on: 26th May 2025
Satnam j's avatar
Satnam j

Good way to pay

4
Easy to use just few clicks and your sorted send you when payment is due and what way to pay helps if you can pay in full. Reviewed on: 26th May 2025
Thomas c's avatar
Thomas c

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