Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

No problems at all everything simple to do

No problems at all everything simple to do Reviewed on: 10th June 2024

Quick and simple to use and flexible

Quick and simple to use and flexible Reviewed on: 10th June 2024

I paypal is my main resource to pay my purchases, an...

I paypal is my main resource to pay my purchases, and I’m extremely happy to use it given the ease and security. Reviewed on: 10th June 2024

It’s fantastic and easy to use.

It’s fantastic and easy to use. I’d recommend it to anyone. Reviewed on: 10th June 2024

superb !

superb - lets me plan my expenditure with far more flexibility than a credit card. Reviewed on: 10th June 2024

It’s good to have credit and buy things with it

It’s good to have credit and buy things with it Reviewed on: 10th June 2024

Good for the unexpected

Very useful for when you need a little bit extra for unexpected expenditures. Reviewed on: 10th June 2024

Ease of payments with Paypal.

I find paypal easy to use, and the offering of payments over a longer period although optional has helped me purchase items that I probably would not have If I had to pay for full amount immediately. Reviewed on: 10th June 2024

Haven't had a issue.

Haven't had a issue. Easy to understand. Reviewed on: 10th June 2024

I Use PayPal credit for most online payments it’s ea...

I Use PayPal credit for most online payments it’s easy convenient and safe way to pay online fantastic platform I can’t praise enough would recommend everyone to open an account Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.90 from 538 reviews
All in One Credit Card
from Santander 2.55 from 16 reviews
Purchase Credit Card
from Halifax 3.75 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub