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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

Solid support and the App is totally uncomplicated!

Solid support and the App is totally uncomplicated! Reviewed on: 6th July 2026

Excellent flexible credit with great promotional offers

I’ve been using PayPal Credit for over a year now and it’s become one of my favourite ways to shop online. The application process was quick and straightforward, and I was approved almost instantly. What I love most is the 6-month interest-free option on purchases over a certain amount – it’s perfect for bigger buys like electronics or furniture without the pressure of high interest if you pay it off in time. The account integrates seamlessly with my PayPal balance, making checkout incredibly smooth. Customer service has been responsive whenever I’ve needed help, and I really appreciate the purchase protection PayPal offers. There’s no annual fee, which is a big plus compared to some other cards. Whether I’m shopping on eBay, big retailers, or anywhere that accepts PayPal, it’s reliable and convenient. Highly recommended if you’re looking for flexible credit with excellent benefits! Reviewed on: 6th July 2026

Helpful for building my business

PayPal Credit has helped me build up the equipment I’ve needed for my business over time without having to pay everything upfront in one go. It has been simple to use, flexible, and reliable whenever I’ve needed it. For me, it has made bigger purchases more manageable and given me a bit more breathing room when investing in work equipment. Reviewed on: 6th July 2026

Great service and trusted hotel booking

Great service and trusted company. Convenient for secure online shopping & give peace of mind if issues arise Reviewed on: 6th July 2026

5* very good service good customer service

5* very good service and customer service Reviewed on: 6th July 2026

The ease of PayPal

PayPal is so easy to use, it also simplifies the use of crypto currency which I find very useful. It's now become my go to for easy payment particularly when using eBay. I have no hesitation in recommending to friends. Reviewed on: 6th July 2026

Always great service, 100% trusted felt at ease spen...

Always great service, 100% trusted felt at ease spending with PayPal Reviewed on: 6th July 2026

Never a problem with payments easy to check online

Never a problem with payments easy to check online Reviewed on: 6th July 2026

I have used PayPal credit many times.

I have used PayPal credit many times. it has bee very useful to spread cost of more expensive purchases; especially when other financial obligations arise Reviewed on: 6th July 2026

A winner

Easy and a great product to spread cost of expensive items Reviewed on: 6th July 2026

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