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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,985 reviews, last reviewed 9th Apr 2026
662700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use pay in 3 relatively frequently and is so easy to... Use pay in 3 relatively frequently and is so easy to use Reviewed on: 9th April 2026
Joshua D's avatar
Joshua D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57985)

PayPal credit

5
It’s easy to apply for, I use PayPal credit more than any other credit company and would recommend it Reviewed on: 26th May 2025
K's avatar
K

Using paypal more like 10 years and never had any pr...

4
Using paypal more like 10 years and never had any problems. Reviewed on: 26th May 2025
Indre's avatar
Indre

Very easy and convenient to use.

5
Very easy and convenient to use. I recommend everyone to be part of the world growing payments and money transfer platform Reviewed on: 26th May 2025
Paul Jack 's avatar
Paul Jack

Very easy to use and always secure

5
Very easy to use and always secure Reviewed on: 26th May 2025
Douglas M's avatar
Douglas M

very competitive offering i...

5
4 months interest free - very competitive offering in the current market. Reviewed on: 26th May 2025
Hugh Miller's avatar
Hugh Miller

Satisfied with the terms of PayPal credit buy and pa...

5
Satisfied with the terms of PayPal credit buy and pay later the longer time options for repayment and I wish it could be more longer. Reviewed on: 26th May 2025
Tommy M's avatar
Tommy M

Also had a good experience with all my purchases thr...

5
Also had a good experience with all my purchases through paypal Reviewed on: 26th May 2025
Barbara O'Callaghan's avatar
Barbara O'Callaghan

I've always liked using PayPal as it's secure and co...

5
I've always liked using PayPal as it's secure and convenient for everyone Reviewed on: 26th May 2025
Anthony Jerram 's avatar
Anthony Jerram

Great options for payments over 4 months interest fr...

5
Great options for payments over 4 months interest free which is really good for things like holidays or larger purchases Reviewed on: 26th May 2025
Sally N's avatar
Sally N

PayPal has been excellent for me.

5
PayPal has been excellent for me. Peace of mind paying for goods online. Always have support. Very easy to process and pay for goods. Excellent app easy to navigate. Reviewed on: 26th May 2025
Kingy's avatar
Kingy

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