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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Yes happy with PayPal, the safety net for getting mo...

5
Yes happy with PayPal, the safety net for getting money refund Reviewed on: 6th July 2026

very convenient when you need to buy something more...

4
very convenient when you need to buy something more expensive Reviewed on: 6th July 2026

Easy to use and helps me budget for larger items

5
Easy to use and helps me budget for larger items Reviewed on: 6th July 2026

Absolutely love PayPal, use them for years for all m...

5
Absolutely love PayPal, use them for years for all my online shopping and it’s now even easier now that I have both the physical cards in my wallet also! Reviewed on: 6th July 2026

Kept on the loop at all times

5
You are kept up yo date with any changes being made, before they are made. Reminders are sent to you so that you do not get behind with your payments, which in this day and age is very important. There are several sort term options to use their credit. Which is handy for bigger purchases. I also feel my finances are safe because I am paying for things through PayPal and not directly to an unknown source. Reviewed on: 6th July 2026

I have always found PayPal easy to use

5
I have always found PayPal easy to use Reviewed on: 6th July 2026

Great customer service and great communication with...

5
Great customer service and great communication with people always answer any questions. Simply and smooth Reviewed on: 6th July 2026

Easy, safe, trustworthy.

5
Easy, safe, trustworthy... i use PayPal for years and I'm not intend to stop. Recommend to everyone!!! Reviewed on: 6th July 2026

Sorted well impressed

5
Quick to deal with any issues ….no messing about Reviewed on: 6th July 2026

International rates are high that needs improvement

5
International rates are high that needs improvement Reviewed on: 6th July 2026

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