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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Easy to use and can track the balance recommend

Easy to use and can track the balance Reviewed on: 10th June 2024

It’s great and easy to use

It’s very manageable to use and the 4 month 0% interest is great! Gives me time to pay it off in smaller bulks. It’s great overall Reviewed on: 10th June 2024

They always resolve my issues quckiley with positive...

They always resolve my issues quckiley with positive results Reviewed on: 10th June 2024

Flexible payment.

The best thing what I like in PayPal is PayPal credit.I can pay almost everywhere and pay back with interest free. Reviewed on: 10th June 2024

Always helpful when contacting them

Always helpful when contacting them Reviewed on: 10th June 2024

Flexible payment plans which are great.

Flexible payment plans which are great. Pay in 3 has been excellent Reviewed on: 10th June 2024

Everything good, fast and easy.

Everything good, fast and easy. I have no complaints. Reviewed on: 10th June 2024

PayPal is a winner.

PayPal has made it easy for me to buy the items I cherish and pay for them over four months without interest. Reviewed on: 10th June 2024

Easy user experience.

Easy user experience. The app is great to navigate. Reviewed on: 10th June 2024

Overall is good service, it helped me get what I wan...

Overall is good service, it helped me get what I want when I cant afforded to pay full amount in one go!!! Reviewed on: 10th June 2024

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