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PayPal: PayPal Credit reviews

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4.91
Based on 58,022 reviews, last reviewed 9th Apr 2026
665900% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough Its just so simple, i can use it where I shop, the credit has been so simple and hassle free and flexible simple repayment method and gives me peach ... Read more Reviewed on: 9th April 2026
alan jackson's avatar
alan jackson

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58022)

PayPal Makes Online Payments Safe & Easy!

5
I’ve been using PayPal for years, and it has completely transformed the way I handle online transactions. Whether I’m shopping online, sending money to friends, or receiving payments for freelance work, PayPal offers a seamless and secure experience. Super Secure , With advanced fraud protection and encryption, I never worry about my financial details being exposed. Convenient No need to enter card details every time just log in and pay with a click. Fast Transfers Sending and receiving money is quick, especially with PayPal’s instant transfer options. Great Buyer & Seller Protection Disputes are handled fairly, giving me peace of mind with every transaction. Widely Accepted Almost every online store accepts PayPal, making checkout a breeze Reviewed on: 26th May 2025
Riz's avatar
Riz

They were amazing and helpful, always gives me secur...

5
They were amazing and helpful, always gives me security when checking out, I always use them if theyre an option Reviewed on: 26th May 2025
Kie Whit's avatar
Kie Whit

Does what is says on the tin

5
An easy way to pay for goods across the board. Accepted by various sellers including Ebay and Chinese market. It can be easily linked to your bank. There are flexible payment options and decent interest rates. Nice security on the website too. And an app. Reviewed on: 26th May 2025
Jon S's avatar
Jon S

Great to use and very easy and accessible.

5
Great to use and very easy and accessible. Reviewed on: 26th May 2025
Stephanie W's avatar
Stephanie W

Love the four months interest free!

5
I often use PayPal credit for larger purchases to help me spread the cost and manage my payments better. I especially love the four months interest free when you spend over £100. Reviewed on: 26th May 2025
Millie's avatar
Millie

Excellent way to pay for things and can spilt paymen...

5
Excellent way to pay for things and can spilt payment into 3 making easter to buy thing you want in 3 payments Reviewed on: 26th May 2025
Danny B's avatar
Danny B

Safest online payment platform

5
PayPal is my go to online payment platform. I know my money is safe, customer service and support is exceptionally good and resolve issues very quickly. I always use PayPal and if the seller doesn’t offer PayPal,I don’t make a purchase Reviewed on: 26th May 2025
NickC's avatar
NickC

Great way of buy now pay later with a low interest r...

5
Great way of buy now pay later with a low interest rate. Can be used in most places which is a bonus. Reviewed on: 26th May 2025
Hannah Brooksr's avatar
Hannah Brooksr

Supportive company, been with them a long time

5
Supportive company, been with them a long Reviewed on: 26th May 2025
LizW27 's avatar
LizW27

Ease of use on the app.

5
Ease of use on the app. 4 months interest free plus a pay in 3 Reviewed on: 26th May 2025
Paul Mc's avatar
Paul Mc

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