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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176703)

Thank you PayPal

5
PayPal always help with being to buy and budget repayment for everyday essentials, especially in these very trying financial times. It has helped me buy needed items that would otherwise have been unaffordable. Reviewed on: 6th July 2026

Great service and easy to view your account great cu...

5
Great service and easy to view your account great customer service and support Reviewed on: 6th July 2026

Very useful pay in 4 interest free

5
Very useful pay in 4 interest free Reviewed on: 6th July 2026

PayPal Credit gives you more

5
I have always enjoyed using PayPal and the addition of PayPal Credit has really helped me further. Excellent way of spreading the cost of online purchases. Reviewed on: 6th July 2026

Easy to use, pay in 3 is great for medium purchases...

5
Easy to use, pay in 3 is great for medium purchases where you don’t want to pay in one go Reviewed on: 6th July 2026

Paypal is a great way to pay and is easy to use

5
Ive had Paypal for years now, bought 2 PCs and never had any issues. Reminders when I need to pay affordable payments, and its easy to check the balance. Reviewed on: 6th July 2026

Great, trustworthy site.

5
I use PayPal a lot as it is so widely available. Great site, so easy to use and gives the added security of not having to give my card details for every purchase. Also the fact that I can, should I wish, use pay in 3 without paying interest. I have never had any problem with payments and can so easily check my account. Reviewed on: 6th July 2026

I'm glad to have PayPal

5
I'm glad to have PayPal, I love it Reviewed on: 6th July 2026

Very easy to use, dependable and reliable.

4
Very easy to use, dependable and reliable. Makes online payments easy Reviewed on: 6th July 2026

Great value for money with great deals looking out f...

5
Great value for money with great deals looking out for the customer Reviewed on: 6th July 2026

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