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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I have been using Paypal for years, and it was good...

I have been using Paypal for years, and it was good in the first place but has introduced things like Paypal credit, which is very handy to spread cost of larger purchases. I would highly recommend Reviewed on: 6th July 2026

Very good service and great customer support

Very good service and great customer support Reviewed on: 6th July 2026

I always use PayPal

I always use PayPal to check out as it is fast and easy to use as well as offering lots of payment options Reviewed on: 6th July 2026

Great service and offers thst paypal give

Great service and offers thst paypal give Reviewed on: 6th July 2026

PayPal a good system: when things go well.

PayPal is excellent for processing transactions. Buf it tends to fail whenever a problem occurs. Coupled with that weakness, the reporting /analysis options are impenetrable. PayPal try to save money by automating everything. When you find your way past those automatic processes you find yourselves in the hands of non English speakers. PayPal is a good fair weather system but when things go wrong getting things resolved is almost impossible. Reviewed on: 6th July 2026

Simplistic

Easy to use, handy buy thinks you think about but always if and are about. Pay it back interest free, no brainer really. Reviewed on: 6th July 2026

Hassle free affordable borrowing.

Hassle free affordable borrowing. With flexible options you can support your dreams and needs. Reviewed on: 6th July 2026

Using Paypal gives me peace of mind when purchasing...

Using Paypal gives me peace of mind when purchasing online. It also allows you to spread the cost on luxury items. Reviewed on: 6th July 2026

Like and old friend!

I have been using PayPal for years now and I trust them implicitly. When I see someone takes payment by PayPal I always feel relieved and like I am in safe hands. Their web site is easy to use and safe. The feature I love most is pay in 3. The times I have wanted something a bit outside my budget but if I break it up into 3 payments over 3 months it is manageable. You don't pay interest and just make life so much easier. If I ever have an issue they are fair in their dealings if a bit difficult to get hold of (the only tiny downside). All in all, 10 stars all round! Reviewed on: 6th July 2026

Best credit card

I was able to make payment with no interest charges for 4 months & couldn't have done with normal credit cards Reviewed on: 6th July 2026

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