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PayPal: PayPal Credit reviews

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4.91
Based on 58,058 reviews, last reviewed 9th Apr 2026
669100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Paypal is very easy to use and finances can be easily kept track of online. Reviewed on: 9th April 2026
Natalie E's avatar
Natalie E

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58058)

Always been professional

5
Always been professional and never had any issues with any part of PayPal Reviewed on: 26th May 2025
Jacky N's avatar
Jacky N

Easy to use.

5
Easy to use. I've never had a problem therefore never needed customer service, hence the neutral answer. There should be a Not Applicable option for that. Reviewed on: 26th May 2025
Rachel D's avatar
Rachel D

Always there.

5
Always there.to help when you need them Reviewed on: 26th May 2025
Gary M's avatar
Gary M

I'm happy with PayPal

5
I'm happy to make purchase with PayPal credit, because I can buy more expensive items and pay for them over time, rather than at once. Pay in 3 is also really good as it spread the cost over 3 payments. Customer service is good, although thankfully I don't have to get in touch too often. Reviewed on: 26th May 2025
Mac's avatar
Mac

Difficult to contact customer services.

3
Difficult to contact customer services. Lowest credit limit of all my providers Reviewed on: 26th May 2025
PR's avatar
PR

A Benchmark Company In Online Payments

5
Used PayPal for years and they keep going from strength to strength. A company to benchmark company in the online payments arena. Reviewed on: 26th May 2025
P K's avatar
P K

Never a problem and trustworthy

5
Never a problem. No one else to compare with Reviewed on: 26th May 2025
Fiona H's avatar
Fiona H

Very good experience with paypal credit

5
Had very good experience with paypal credit. I like that I get 4 months interest free to pay it back which has always been enough time for me to pay my credit off. I also like that I can schedule payments to come on out on certain days. Reviewed on: 26th May 2025
Kieran's avatar
Kieran

Paypal my go to pal

5
Love pay in 3 use it a lot never any issues also paypal credit great for that unexpected purchase paypal is my money pal Reviewed on: 26th May 2025
Tricia D's avatar
Tricia D

Faultless.

5
Faultless. Transactions are always simple and very reliable. Feel comfortable when using PayPal Reviewed on: 26th May 2025
Derek S's avatar
Derek S

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