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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176625)

Hassle free

I've always had easy transactions. PayPal credit has allowed me to purchase items that I otherwise couldn't have paid for up front. It's hassle free with regular monthly payments and I can top up with extra payments too. I find the interest free period and fees to be very fair and competitive Reviewed on: 6th July 2026

Does what it says on the tin very well

Does what it says on the tin very well Reviewed on: 6th July 2026

Easy as 1-2-3

Getting approved and using PayPal credit was the easiest thing ever. It only took a few seconds to go through the process and then I could use the credit instantly. Reviewed on: 6th July 2026

I have been using PayPal for about 30 years.

I have been using PayPal for about 30 years. I trust the service. Reviewed on: 6th July 2026

My experience has been good so far

My experience has been good so far Reviewed on: 6th July 2026

Good service

Been with PayPal a few years never had any problems. Would recommend. Reviewed on: 6th July 2026

Had no worries at all Great service and excellent pr...

Had no worries at all Great service and excellent professional care and polite person Reviewed on: 6th July 2026

Reliable and Dependable

I have been using paypal Credit as my may paylater service and for once I have not regretted it. So reliable, efficient and timely. Indeed Paypal Credit is a good cover. Reviewed on: 6th July 2026

It's easy and safe to use.

It's easy and safe to use. I highly recommend PayPal to my friends and family Reviewed on: 6th July 2026

Makes life easier.

Makes life easier. With the new cards it helps to buy in stores.. and you get the points.pay pall has a lot of variety among the shops online. And i have used it a lot abroad as well.happy so far and definetly will continue to use and recomend to others as well. Reviewed on: 6th July 2026

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