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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Reliable and safe to use

Very good service - any problems are always rectified promptly Reviewed on: 6th July 2026

11 years no issues.

11 years no issues. This month I’ve had the worst experience. Paypal reallocated a same day refund to a fixed 24 months 0% arrangement instead of the actual item that was cancelled. The item which I never took drli ert of had 0% until Sep 26 and the account they paid with the refund 0% until May 28!! Dishonest at best, fraudulent at worst. One chat for an hour and told id get a call back last Friday. Never happened. Called Monday to be told someone more senior will review the transaction and you’ll get an email in about 3-4 weeks! I’m going to sort this out, pay off all of my accounts, complain to the FCA and PayPal Credit is gone. Reviewed on: 6th July 2026

Fantastic, never had a problem, would recommend, ver...

Fantastic, never had a problem, would recommend, very helpful Reviewed on: 6th July 2026

When I used the credit option.

When I used the credit option. It didn’t automatically take payments each month which would have been easier Reviewed on: 6th July 2026

Safe credit

Easy to deal.with..good credit limit. Feels safe Reviewed on: 6th July 2026

When dealing with patpal i have always had a positi...

When dealing with patpal i have always had a positi ve e pseince Reviewed on: 6th July 2026

Paypal all the way

Anytime there is a problem, the PayPal team are on it straight away. There are quick on information like changes to policies etc. They are also great at reminding when a payment is due. Reviewed on: 6th July 2026

PayPal is my go to for online Transactions

Using PayPal makes transactions fast, secure, and reliable, giving me confidence every time I pay or receive money online via transactions. Reviewed on: 6th July 2026

Paypal is as always a good choice for business and d...

Paypal is as always a good choice for business and daily payments Reviewed on: 6th July 2026

My thoughts on PayPals greatness

Paypal credit has helped me pay for many things. Whenever I needed a little bit extra money I wasn't worried to use my PayPal credit account thanks to its generous rates and the 3 month no intrest deal I got when I signed up. Reviewed on: 6th July 2026

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