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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176573)

I use PayPal mainly for bigger purchases so I can sp...

I use PayPal mainly for bigger purchases so I can spread the cost over the 4 months to get it interest free. Not had any issues doing this so far. It’s been great for birthdays and Christmas. Reviewed on: 6th July 2026

Really convenient with pay in 3 installments, with 0...

Really convenient with pay in 3 installments, with 0% allow you buy more time and more products :-) Reviewed on: 6th July 2026

i have never had any concerns about my account with...

I have never had any concerns about my account with them always get remainders and notifications of any changes customer service have been a great help on the few occasions iv contacted them for advice or information always polite and helpful I'm glad iv stayed with paypal all these years Reviewed on: 6th July 2026

Very good financial tool.

Very good financial tool. available when you need it and plenty of time repay without going into deep dept Reviewed on: 6th July 2026

They are always there if I need them

They are always there if I need them Reviewed on: 6th July 2026

I have always had a great experience with PayPal

I have always had a great experience with PayPal Reviewed on: 6th July 2026

Great service Had account for years.

Great service Had account for years. Reviewed on: 6th July 2026

Fantastic Service !

Fantastic Service !! Easy to use which is helpful & secure. Reviewed on: 6th July 2026

The customer service is very helpful and professional.

The customer service is very helpful and professional. Pay pal app is very user friendly. Reviewed on: 6th July 2026

Found PayPal gave me all I needed however a better c...

Found PayPal gave me all I needed however a better contact procedure would be of benefit speaking to a human would suit the majority of customers Reviewed on: 6th July 2026

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