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PayPal: PayPal Credit reviews

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4.91
Based on 58,121 reviews, last reviewed 9th Apr 2026
674900% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always prompt payments, great communication when tra... Always prompt payments, great communication when transactions take place, all round great service Reviewed on: 9th April 2026
Mr T Lake's avatar
Mr T Lake

Latest lowest rating:

2

Payment always bounces Ive set up direct debits and made manual payments but it always bounces. Hate that the money doesnt come out there and then, its always days later. Reviewed on: 9th April 2026
tammix's avatar
tammix
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58121)

Excellent

5
My experience with PayPal Credit has been overwhelmingly positive. It's incredibly easy to use, integrates seamlessly with my PayPal account, and offers great flexibility for purchases with its promotional periods. Managing my account online is straightforward, and the convenience it adds to online shopping is a real game-changer. It's a reliable and excellent credit option that I highly recommend. Reviewed on: 26th May 2025
Marian Rusu's avatar
Marian Rusu

Great service

5
Trusted company, quick and reliable service, happy customer. Reviewed on: 26th May 2025
Steven M's avatar
Steven M

always recommend paypal

5
Good service, good to have the option for small purchases. never have any issues with paypal. Reviewed on: 26th May 2025
EKU's avatar
EKU

Convenient to be able to spread payments interest free.

5
Convenient to be able to spread payments interest free. Reviewed on: 26th May 2025
Maria W's avatar
Maria W

My excellent PayPal experience

4
I have used PayPal credit service for years for consumer purchases and the service has always been excellent, easy to navigate app and clear concise display of services, which isn’t overly complex. Good communication as well with payment dates and interest changes. My only further feedback would be that it would be good to use PayPal credit through more retailers than what is currently available. Reviewed on: 26th May 2025
camreyrfdav's avatar
camreyrfdav

speedy and safe

5
Always on point, deal with issues quickly, speedy and very safe Reviewed on: 26th May 2025
Kenneth B's avatar
Kenneth B

Excellent offers

5
Excellent offers which come in very useful always seem to be available when I most need them. Reviewed on: 26th May 2025
Mark A's avatar
Mark A

Excellent

5
I had a good experience with no hiccups, this is a great way to spread the cost of big items. Reviewed on: 26th May 2025
Elizabeth S's avatar
Elizabeth S

Used PayPal for years now

5
Used PayPal for years now never had any issues that they couldn’t resolve. Very reliable and trustworthy and always good to know that regardless of what your buying using PayPal credit has that extra sence of security for any issues that may arise. Reviewed on: 26th May 2025
L 's avatar
L

A paypal vetran

5
Used paypal for a very long time now im a avid online shopper paypal credit is a added bonus too i feel protected on my purchases Reviewed on: 26th May 2025
Michael M's avatar
Michael M

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