Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,164 reviews, last reviewed 9th Apr 2026
678900% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its very helpful Amazing for a rainy day easy to pay... Its very helpful Amazing for a rainy day easy to pay back. Reviewed on: 9th April 2026
Emma leigh's avatar
Emma leigh

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58164)

Very easy to manage and excellent ongoing interest f...

5
Very easy to manage and excellent ongoing interest free offers. Reviewed on: 26th May 2025
Kokopel's avatar
Kokopel

Very convenient to use, fast and safe

5
Very convenient to use, fast and safe Reviewed on: 26th May 2025
Jurijs K's avatar
Jurijs K

generally good could offer more interest free period...

4
generally good could offer more interest free periods for credit Reviewed on: 26th May 2025
Tara H's avatar
Tara H

generally good could offer more interest free periods

4
generally good could offer more interest free periods Reviewed on: 26th May 2025
Tara H's avatar
Tara H

Easy using

5
It's fast and can be used for anything, I think it's better than a credit card Reviewed on: 26th May 2025
Reka K's avatar
Reka K

Used PayPal Credit many times. 5 Star!

5
Used PayPal Credit many times. Always accessible and easy to make payments. 0% Interest is always a huge bonus! Very handy for unexpected incidents. Will continue to use as and when needed. Customer Service always on hand when needed. Reviewed on: 26th May 2025
Elisha S's avatar
Elisha S

custormer friendly, ease of transaction, provide con...

5
custormer friendly, ease of transaction, provide convienient repayment period and easy to use by non technical persons Reviewed on: 26th May 2025
JN's avatar
JN

I find this application great and simple.

5
I find this application great and simple. It helps me to spend by controlling my finances with reasonable interest. Reviewed on: 26th May 2025
Mirella R's avatar
Mirella R

I've used paypal credit for a few years now and its...

5
I've used paypal credit for a few years now and its helped me out when I couldn't pay for items up front I've never missed a payment and its been a life saver. Reviewed on: 26th May 2025
Ashleigh H's avatar
Ashleigh H

Excellent experience would highly recommend

5
Excellent experience would highly recommend Reviewed on: 26th May 2025
Michelle b's avatar
Michelle b

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill