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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

PayPal credit has been a huge help for me and I want...

5
PayPal credit has been a huge help for me and I want more crypto or blockchain tie in please I.e faster settlement but PayPal is innovative. Pay in 3 is also a big hit with me and the more innovation the better for me. Reviewed on: 6th July 2026

PayPal credit help

4
PayPal credit help me a lot when I was in dire need to purchase some stuff online Reviewed on: 6th July 2026

Flexible payment option so you can enjoy the moment

5
Paypal Credit gives flexible payment options that can be managed well on a monthly basis without paying interest as long as you keep up with the monthly payments. Great help in booking holidays, ordinary shopping over £100, or buying large items when you are not yet ready to shell out the full amount. Simply amazing to help everyone enjoy the moment. Reviewed on: 6th July 2026

always a winner, easy to use, easy to contact.

5
always a winner, easy to use, easy to contact... been using for many years, transfers for/from/to friends, family and potential traders are always safe, easy and fast. Recommended! Reviewed on: 6th July 2026

PayPal fan!

5
Super intuitive app. 0% for 4 months on purchases over £99 is brilliant. Love the debit and credit cards... Big PayPal fan! Reviewed on: 6th July 2026

Simple & user friendly

5
Ease of use is fantastic really simple to see what status my credit is at. Especially with the interest free options it makes it a no braner! Also the simplicity of having the credit where I already make the majority of my payments is great Reviewed on: 6th July 2026

Excellent

5
No complaints whatsoever and easy to understand and dwal with Reviewed on: 6th July 2026

Excellent trouble free service.

5
Excellent trouble free service. Couldn’t ask or expect any better service.Top marks to PayPal. Reviewed on: 6th July 2026

It was easy to set up easy to keep track of my payme...

5
It was easy to set up easy to keep track of my payments and convenient having the notifications set up to show me what I’m spending Reviewed on: 6th July 2026

Very reliable good customer servicees

5
Very reliable good customer servicees Reviewed on: 6th July 2026

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