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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Minimum payment when you choose a pay later option

It's quite confused to understand what we need to pay.. We choose pay in 4 months, for example, but its not clear or easy yo understand you need to keep paying at least the minimum every month. I had to pay £12 because of it. Reviewed on: 6th July 2026

Clear information, easy to use website.

Clear information, easy to use website. Quick process from application to decision. Reviewed on: 6th July 2026

Great service

When ever ive had a problem they have always sorted it out great customer care Reviewed on: 6th July 2026

Paypal credit has made it so much easier for my to p...

Paypal credit has made it so much easier for my to purchase things and pay off in monthly instalments. It gives me re-assurance that if something was to happen / if something need repairing I can use Paypal credit to buy things when needed. Reviewed on: 6th July 2026

Top quality service!

PayPal has assisted me on many occasions when I have received my purchases and they have not matched the description. Some purchases have been very expensive & PayPal have always put my mind to rest with clear instructions & explanations. The PayPal staff are always pleasant ,polite & professional. Reviewed on: 6th July 2026

Always a wallet friendly option..

PayPal payment options allow me to make purchases when I need to, and spread the cost so it is more affordable. Reviewed on: 6th July 2026

Great just what was needed, so convenient and easy...

Great just what was needed, so convenient and easy to manage . Excellent and gives you piece of mind in the process Reviewed on: 6th July 2026

PayPal makes paying and transferring money so much s...

PayPal makes paying and transferring money so much simpler and I feel so much safer handing out my PayPal details either to people or online than giving out banking information. Reviewed on: 6th July 2026

Easy to use very quick good customer service.

Easy to use very quick good customer service.have used it often.Will reccomend to friends Reviewed on: 6th July 2026

Really smooth experience, no issues or concerns.

Really smooth experience, no issues or concerns. find it very convenient to navigate using the app. makes me feel safe and secure makes organisations work events easier as a lot of people trust PayPal. Reviewed on: 6th July 2026

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