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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176362)

Helps me keep in control of my finances

Very easy to apply for, Paypal site always user friendly and all information about credit easy to find and understand. Regular emails with statement balance sent so I can monitor my spend and keep on top of repayments. I feel safer using Paypal and the credit option helps me when needed. Reviewed on: 6th July 2026

Paypal has helped me out on numerous occasions

Paypal has helped me out on numerous occasions with awkward sellers espcially on ebay. They always make sure you get the refund on faulty items that are not as described. Reviewed on: 6th July 2026

Very easy steps to set up an account

Very easy steps to set up an account Reviewed on: 6th July 2026

Great experience using paypal.

Great experience using paypal. You can do shop and pay at your utmost time Reviewed on: 6th July 2026

When paying with paypal its s3cure and streamline

When paying with paypal its s3cure and streamline Reviewed on: 6th July 2026

Absolutely amazing.

Absolutely amazing. Takes all the stress out of shopping online Reviewed on: 6th July 2026

The way forward

All smooth transactions love it Can budget my money outgoings from month to month and treat myself too Reviewed on: 6th July 2026

Fast, efficient and reliable.

Fast, efficient and reliable. Online shopping is a challenge but PayPal makes it so much easier. Reviewed on: 6th July 2026

Very easy to use .

Very easy to use .. flexible.. great for finding a plan that works for you Reviewed on: 6th July 2026

Paypal customer service are friendly and helpful

Paypal customer service are the best, recently I called them to make an enquiry. They attended to me very friendly, assisted me with all l needed. They are always ready to help and a very good teamwork. Reviewed on: 6th July 2026

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