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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58182 reviews)

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4.91

Based on 58,182 reviews, last reviewed 9th Apr 2026

680400% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use and a great deal PayPal Credit is easy to use and is better than having to reapply for credit. Paying in 4 months, interest free is really handy. You can amend your di... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58182)

Flexible buying freedom !.

Most importantly for me I’m not sharing my card details with multiple retailers! I like I can spread the cost of purchases over £99 0% over 4 months. I can pay easily and quickly and keep track of my purchases. PayPal is widely accepted online for freedom of purchases too. Reviewed on: 26th May 2025

Easy to understand and manage payments

The offer to utilise the credit is easy to understand at the point of purchase. Having the easy to use app helps manage payments so I can always keep on top of outstanding balance. Staff always on hand to help in the app chat service. Reviewed on: 26th May 2025

Good Payment Plans

Good interest free payment plans - Pay In three and 36 months. Reviewed on: 26th May 2025

Paypals credit offer is flexible and easy to use for...

Paypals credit offer is flexible and easy to use for lots of online purchases. Never had any issues with their app or customer service. Reviewed on: 26th May 2025

My transactions are always easy and fast.

My transactions are always easy and fast. The documentation I receive is excellent as is the protection offered by PayPal. Reviewed on: 26th May 2025

Always available when you need it accepted by thousa...

Always available when you need it accepted by thousands of sellers .Straight forward and with easy and manageable payments leaving you in control of what you use it for Reviewed on: 26th May 2025

Easy to access and convenient

I like the pay in three payments, I am able to purchase the odd things I would need to wait till pay day to buy , the app is easy to follow and very convenient , I have always had good experiences never been a problem Reviewed on: 26th May 2025

Use PayPal often and have had no issues

Use PayPal often and have had no issues with how they operate. It’s easy and straightforward to use the App. Reviewed on: 26th May 2025

Very easy to manage and excellent ongoing interest f...

Very easy to manage and excellent ongoing interest free offers. Reviewed on: 26th May 2025

Very convenient to use, fast and safe

Very convenient to use, fast and safe Reviewed on: 26th May 2025

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